Progress … you don't know if you've made it if you don't know where you started or where you want to go. With the Close & Patton Personal Planning Process, we help you identify your current situation and future goals, then work through a detailed process to assist you in managing your money now and for years to come. Our goal is to help you plan before you invest, and live your plan.

The Personal Planning Process is about …

Getting Personal - To help you choose investments that are right for your specific situation, we first take the time to get to know you – not just your assets or portfolio. We want to understand your family, your priorities and your goals for the future. We need to be aware of your tolerance for risk and comfort with different investments. And you need to be comfortable sharing information with us. That’s the only way we can build a strong relationship with you and an appropriate plan for your investments.

Planning for the Future - Once we have an understanding of your big picture goals, we begin identifying the steps necessary to help achieve them. We work with you to establish a timeline, realistic expectations and an understanding of what strategies are best suited to your needs.

Committing to the Process - Financial planning is not a one-time event. Rather, it’s a process that helps guide decision making for long-term success. In most cases, the process can be broken down into four steps.