Burton, Vosmeier & Looney Financial Advisory Group

Retirement Planning - Financial independence means different things to different people. It is a state of mind, as well as a balance sheet. It is one of the objectives most of us strive for, yet statistics show that most individuals typically need to rely almost entirely upon their employer and/or government programs to meet their retirement needs, which may not be adequate.

At the Burton & Vosmeier Financial Advisory Group we will analyze your current financial position and provide you with the necessary advice to help you meet your retirement goals, taking into consideration the impact of future inflation, your time horizon and tolorance for risk. Read for more information on retirement planning...

Investment Planning - Your investment choices must be made with an understanding of how your goals, income, assets, and tax status integrate with the benefits of the investment. Since investors typically want their money to work hard for them, their financial objectives are to maintain an investment portfolio that is designed to provide them with the growth, income, and liquidity that they may desire.

Our independence allows us to analyze objectively the many investments and money managers available. We will assist you in designing a personal investment strategy, comparing multiple investment options, to invest your dollars to those areas most likely to accomplish your goals. Once your investment decission is made and your plan is implemented, we closely monitor all performances and report to you on a regular agreed on basis. We believe this monitoring and reporting to you differentiates us from most other advisors.

Areas that will be covered in developing your investment strategy include:

Tax Planning - Proper tax planning can greatly assist you in your accumulation of wealth. Tax planning requires a coordinated review of your tax return, assets and cash flows. A plan of action is then needed to reduce, eliminate or postpone projected tax liabilities. Knowing the effects of taxable events beforehand enables you to make much better decisions regarding the timing of purchases or sales, as well as whether or not to defer income or accelerate deductions for the current tax year. Our tax planning experience can be of great value as we assist you in your wealth accumulation.

Please note that we are not accountants and will work with you tax professional to develop and implement your tax plan.

Insurance Planning - It is important that you have insurance to reduce the likelihood of major financial losses from a disability, nursing home stay, large medical expenses, destruction of your property or life. We can assist you in reviewing your existing policies and coverage, including employer-provided coverage, to assure that you have your necessary coverage. Additionally, we ensure that your coverage is the most effective available.

The Approaching Perfect Storm for Long Term Care
At the link above is an 18 minute forward looking presentation at what we see as the factors that are coming together to form the “Perfect Storm” for Long Term Care in our future and the need for planning.

Go to our informative website at www.longtcareclient.com/index.asp.

Send me an email at Chris.Vosmeier@RaymondJames.com to request your Login and Password. Provide your first name, last name and the state where you currently reside. I'll send you the required information as soon as possible.

For additional information on: · Life Insurance · Long-Term Care

Estate Planning - Peace of mind takes planning a going through the process of evaluating assets, liabilities, bequests, and estate deposition with the goal to assure liquidity and provide for your family's needs. Proper planning is designed to minimize confusion, avoid unnecessary taxes and prevent loss of property upon your death. We can carefully review your wills, trusts, insurance and property ownership and coordinate our recommendations with your attorney to ensure that we make adequate provisions.

For many, the best way to ensure that your wishes are carried out is by providing specific instructions in the trust. Whether it’s providing income to a surviving spouse, funding education for children or grandchildren, or contributing to a favorite charity. Read more about trust...

Business Planning - Business owners have unique planning considerations. We can assist in planning for business continually (buy/sell, stock, reputation and stock purchases agreement) except pension, profit-sharing, 401(k) and other employee benefit programs. Additionally, we can assist in selecting the most appropriate and cost effective group insurance policies.

Additionally, you may find more information on the following:

· Financial Planning · College Planning

Asset Allocation
Asset allocation versus diversification - what's the difference?
Asset Management
Discover the benefits of professional asset management.
Estate Planning
Trust services for the preservation of assets and the fulfillment of wishes.
Financial Planning
Your financial future is important. Don't trust it to just anyone.
Mutual Funds
Your purchasing power at work.
Retirement Planning
In today's rapidly changing world, retirement planning has never been more challenging. Working with a financial advisor to map a comprehensive, thoughtful retirement strategy and keep it on track is essential to your future well-being.
Stocks
How do stocks fit into my financial plan?
College Planning
What will it take to deliver the dream?
Bonds
Are bonds right for you?
Mortgage Center
Innovative residential financing options for our investor clients.
Identity Theft
The more you know about identity theft, the better you can protect yourself.
401(k)
What to expect from your 401(k) advisor.
Insurance and Annuities
Preparing for the unexpected may start with quality insurance alternatives.
Stock Options
Strengthen your portfolio without stretching your finances.
Freedom Account
Managed accounts with the flexibility to meet your investment goals.
Investment Banking
Serving the capital and advisory needs of today's middle-market companies.
Tax Planning
Prepare for taxes all year round with this handy reference guide.

Services