Carolyn has been in the business for more than 20 years, having spent all those years with Raymond James & Associates in the Crystal River, Florida office. She holds a Wealth Management Specialist designation from Kaplan University, as well as a Retirement Plan Consultant designation. In addition to her Series 7 Securities license, she has a Series 63, Series 66 (Registered Investment Advisor Representative) and a Life, Health and Variable Annuity License. Having attended various retirement planning courses, RJ Trust School and the Institute for Divorce Financial Analysts (IDFA), she possesses keen insight into the nuances of investment management, family law, the legal and financial implications of divorce, retirement and estate planning, and the probate process. 

In her life away from the office, Carolyn enjoys spending time with her daughter, Lauren, either boating or fishing on the weekends or watching her train for upcoming gymnastic's competitions. 

Kris has been a member of our industry for more than 16 years, joining Raymond James in 1997. Her strengths include large estate cases and high-net-worth individuals. In additional to holding her Series 7 Securities license, she holds a Life, Health and Variable annuity license as well as a Series 31, Futures Managed Funds license. Kris is also in the process of obtaining the Series 9/10, Securities Principal license. In her free time, Kris enjoys horseback riding with her daughter, Katelin.