Terry Marti

Senior Managing Member, FSG

Branch Manager, RJFS

terry.marti@raymondjames.com

Terry has been involved in the securities industry since 1978. He began his career with Howard, Weil, Labouisse & Friedrichs, Inc., a prominent Southern regional brokerage firm. Terry opened the Huntsville branch for Howard Weil in 1982 where he served as branch manager and vice president. After building the branch to profitability and employing eight brokers, Terry resigned his position when Howard, Weil was purchased by a large eastern brokerage firm. He joined Morgan Keegan & Company in 1989. There he continued to excel and provide outstanding service to his clients. In July of 2004, Terry left Morgan Keegan, forming Financial Strategies Group, LLC, an independent firm. Securities offered through Raymond James Financial Services, Inc.

Terry continues his pursuit of excellence and client satisfaction. His clientele includes high-net-worth individuals, business owners, successful professionals and people planning for retirement. His areas of investment experience include municipal bonds, preferred securities, rollover IRAs, stocks, estate planning and 401(k)s. Upon determining a client's specific financial goals and objectives, as well as assessing risk tolerance, he will develop a comprehensive strategy tailored to meet the client's individual needs. Through outstanding service and a reputation for professionalism and integrity, Terry has built a solid client base and expands his business through referrals from satisfied clients.

After serving two years in the United States Marine Corps, Terry pursued his bachelor's degree from Bowling Green State University with a major in finance. Terry and his wife, Kathy, reside in Huntsville and have three grown children and two grandchildren.

Gene Pospicil

CFP®, CRPC®

Senior Managing Member, FSG

Financial Advisor, RJFS

gene.pospicil@raymondjames.com

Gene has been an investment advisor representative since 1980 when he began his career with Morgan Stanley (then known as Dean Witter Reynolds). In 1986 he completed his study to become a CERTIFIED FINANCIAL PLANNER™ professional. He has maintained his certification since then through continued study and application.

In 1989 he joined Morgan Keegan & Company, where he continued his practice until partnering with Terry Marti to start their own independent firm, Financial Strategies Group, LLC, in July 2004. Securities are offered through Raymond James Financial Services.

In 2002, Gene was among the first 100 applicants to be awarded the designation of Chartered Retirement Planning Counselor^SM by the College of Financial Planning.

In 2006 Gene achieved the designation of Certified Senior Advisor™.

Gene has worked diligently with individuals, families, corporations, government agencies and not-for-profit organizations in helping to achieve their investment goals. In recent years his involvement in the areas of retirement and estate planning has grown so that they now represent a substantial portion of his practice. Among Gene's clients is a family with four generations looking to him for financial guidance.

Gene currently serves on the Board of Directors for the Huntsville Financial and Estate Planning Council and as President of the Madison Chamber of Commerce. He is a former Chairman of the Board for the Boy’s and Girls Clubs of Greater Huntsville and the U.S. Space and Rocket Center.

Gene was recently featured at the annual Senior Market Advisor Expo in Las Vegas where his presentation on IRC 529 was attended by industry professionals from across the United States. He has been interviewed and quoted in numerous regional and national publications on various investment topics. For more than 20 years Gene has been authorized by the Alabama State Board of Accountancy to conduct continuing education programs for its professional members.

Gene continues to provide the highest level of expertise and service to his uniquely successful clients in the areas of planning and asset management.

Joe Akin

Managing Member, FSG

Financial Advisor, RJFS

joe.akin@raymondjames.com

Joe started his career in the securities industry with a regional firm in 1991. After building a successful practice by concentrating on IRAs and retirement accounts, he joined Morgan Keegan in 1994 and worked with Terry Marti and Gene Pospicil for almost nine years. During this time, Joe became a registered investment advisor representative and began to provide comprehensive wealth management strategies for his clients. Shortly after the terrorist attacks of 9/11, Joe was recruited to become designated as a wealth management specialist at Legg Mason and was certified at the Legg Mason Wealth Management Institute in Orlando, Florida. His areas of expertise include tax-advantaged investing, estate planning, alternative investments, managed futures and commodities, trust accounts and family limited partnerships, and asset allocation models based on the Nobel Prize-winning Modern Portfolio Theory. Joe has also worked extensively with IRA and 401(k) rollovers and provides his clients with unique insight into the "new math" of the distribution phase. His focus is to provide his clients with a continuous stream of income that can't be outlived and he offers proven solutions for retirees seeking long-term capital appreciation and high levels of income. In March of 2007, Joe joined Financial Strategies Group, LLC, as a managing member. Through Raymond James he continues to provide his clients with outstanding investment perspectives and the highest levels of service.

Joe, a Huntsville native, attended Huntsville High School. He attended Auburn University and majored in economics. He has a wife, Dana, and two daughters, Shelby, 13 and Anna, 9. Dana is the founder and owner of Habersham Gallery which is a prominent Huntsville antique shop and art gallery. Joe has served as a past president of the board of Hospice of Huntsville, has worked closely with Trinity United Methodist Church and Monte Sano Methodist Church, and is involved with charitable functions for the church and the community. Joe is an avid tennis player and a member of the United States Tennis Association, Huntsville Tennis Center and Huntsville Athletic Club. He currently plays on several levels of USTA Team Tennis and recently represented his team in the annual state tournament held in Mobile. Joe is also active in the Alabama Coastal Conservation, Billfish Foundation and Bass Anglers Sportsman Society. He enjoys teaching junior anglers how to fish and teaching children about wildlife conservation and nature.

Randy Schrimsher

CFP®

Financial Advisor

randy.schrimsher@raymondjames.com

Randy Schrimsher brings his experience as a CERTIFIED FINANCIAL PLANNER^TM professional to Financial Strategies Group. Backed with more than 16 years of experience as a financial consultant, Randy works closely with his clients in the areas of financial of retirement planning and investment counseling. Randy specializes in providing personalized strategies for individuals, families and businesses across the Southeast. His strong relationships with tax and estate counselors enable him to develop a complete retirement plan for the discriminating client.

Randy began his professional career managing a family development and construction firm after graduating from Auburn University in 1978 with a degree in building science. He made a transition to the world of finance in 1993, joining Prudential Securities as a First Vice-President. He was later named to the Directors’ Council.

In 2001, Randy left Prudential Securities to become a founding partner in an investment group with First Union Securities, now Wachovia Securities. Randy continued to refine his knowledge and experience there for more than seven years and then joined Financial Strategies Group in 2008.

Active in the community, Randy was a member of the first leadership class for the Huntsville-Madison County Chamber of Commerce and was later named to Leadership Alabama. He has served on numerous boards and worked with civic groups. An avid collector, Randy is also a trustee of the national Decorative Arts Trust. He is a member of the First United Methodist Church and enjoys spending his leisure time with this wife, Kelly, and their three children.

Stephanie Maday

Senior Operations Manager

stephanie.maday@raymondjames.com

Stephanie Maday has recently joined our staff as our Senior Operations Manager. She comes to us with over 7 years in the securities industry. Stephanie is a graduate of Athens State University with her degree in Business Management and has obtained her securities registrations. Her highest priority is to tend to the needs of our clients. She also ensures that our office runs smoothly by meeting and maintaining the requirements of our full service brokerage office.

Jennifer Lutrick

Marketing and Special Events Coordinator

jennifer.lutrick@raymondjames.com

Jennifer Lutrick serves on our staff as our Marketing and Special Events Coordinator. She came to us after having attended Judson Women's College and with a degree in Sociology from the University of Alabama in Huntsville. Jennifer is currently working toward her securities registrations to extend her expertise in customer service. She is also in charge of all of our marketing and in planning our great customer events such as the Independence Day celebration.