Our group specializes in serving teachers in the international school community. Our financial advisors and registered client service professionals are dedicated to providing you with quality financial services, tailored to your individual investment goals.

Each year, our financial advisors travel to international schools worldwide to meet with educators individually. Our first step is to develop a personal relationship, to better understand your short-term and long-term financial needs. Once we understand what you want to accomplish, we can develop a comprehensive financial plan, unique to you. Your plan is then monitored and can be adjusted for your changing needs. Outside of our periodic visits to your school, we are readily available to communicate with you via telephone, fax or e-mail.

Through Raymond James Financial Services we provide:

• Investment Management: Our financial advisors provide personalized service in helping you choose and understand the investment products available through your school sponsored plan account. In addition to managing the investments in your school sponsored plan account, our financial advisors are available to provide an analysis on investments that you have at other institutions. Allowing us to analyze your entire portfolio will help ensure that we are presenting you with investment recommendations which will compliment your other investments and enable us to give you sound advice on your overall financial picture.
• Tax Management: If you are a U.S. citizen or resident alien of the U.S., our financial advisors can help you take full advantage of your foreign earned income exclusion. The advantage may allow you to harvest gains without paying taxes on amounts up to the combined yearly total of the IRS standard deduction and personal exemption amounts. For non-U.S. citizens, the tax management needed in your home country is often not as extensive as in the U.S. Every investor’s situation is unique, making it important to discuss any tax or legal matters with the appropriate professional.
• Retirement Planning: Our planners can do thorough retirement planning to see if you’re best prepared for a retirement designed to not outlive your savings. After you complete a Retirement Planning Questionnaire, we will prepare an asset allocation targeted to your retirement date, estimate the amount of assets needed to maintain your current lifestyle and even set up distributions from your retirement accounts when needed.
• Asset Consolidation: We can help you facilitate a transfer of all your assets to one location. This will enable you to have one financial planner guiding you, one website for ease in monitoring your assets and all of your assets on one consolidated statement. This will enable us to monitor performance on all of your assets and to recommend changes from a holistic perspective, better ensuring that you accomplish your financial goals.

Frequently Asked Questions