Financial Advisor Services
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Joseph Ciaramitaro CERTIFIED FINANCIAL PLANNER™ First Vice President Investments
325 N Old Woodward Ave.
Suite 320
BirminghamMI 48009
Phone: 248-540-3733
Fax: 248-540-4217
Toll-Free: 800-544-8754
Direct: 248-901-3938
Contact Us

About Us

Joseph Ciaramitaro
CERTIFIED FINANCIAL PLANNER™
First Vice President Investments
Direct: 248-901-3938

Hi - I am Joe and  I am a money coach. My team and I provide a variety of financial services. We specialize in retirement plans and rollovers from such plans, as well as serving the needs of business owners. We also have extensive experience in assisting those who have lost a spouse or been divorced with the complexities and planning that accompany those life events.

I have been in the financial services industry for over 20 years after obtaining a tax accounting degree from Michigan State University. I am a CERTIFIED FINANCIAL PLANNERTM professional. I am also a coach. The key here is that the same passion I have on the baseball field, basketball court or soccer field, I bring to financial planning. In coaching everything is planned out and executed to make the sport enjoyable, good exercise and a confidence-building event - where we sneak in those life lessons when the kids aren't looking. Financial planning is very much the same. For each and every client I define the goals and the risk tolerance and assist them in understanding that their victory will come from a long term approach - not giving up at halftime but sticking with a winning philosophy in a wide variety of economic climates and conditions.

Anna Majeski
Director of Client Service
Registered Service Associate
Direct: 248-901-3906

About Raymond James

Raymond James is one of the largest independent financial services firms in the United States. Since its beginning in 1962, it has always been a different kind of company – embracing long-term planning and methodical decision-making while staying uncompromisingly client focused. When other firms were simply buying and selling stocks or mutual funds, Raymond James focused on financial planning to help individuals reach their goals. It was the first firm to pioneer that concept – and today it supports its advisors with access to a full range of comprehensive resources, helping them to do the same.

  • More than 5,400 financial advisors
  • 2 million client accounts
  • 2,400 locations (United States, Canada and abroad)
  • $268 billion in client assets
  • $35 billion managed by its subsidiary asset managers

Raymond James Financial was recently named the best full-service broker in the 2011 SmartMoney annual broker survey for the third time in four years – ranking above Edward Jones, Wells Fargo, UBS, Merrill Lynch and Morgan Stanley Smith Barney.

For more information, visit raymondjames.com.

SmartMoney does not endorse any product or service of Raymond James. The survey criteria included performance of recommended stocks, customer satisfaction, and user-friendliness of account statements and websites. Past performance may not be indicative of future results. Please note that fees and charges will reduce an investor’s return.

 
Professionally Speaking

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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CFP® | CERTIFIED FINANCIAL PLANNER™ |

Certified Financial Planner Board of Standards, Inc.,
owns the certification marks above, which it awards
to individuals who successfully complete initial and
ongoing certification requirements.