Simplified Employee Pension Plans (SEPs)
If you're a small business owner thinking about adopting a retirement plan, you should consider a SEP (simplified employee pension plan). A SEP allows you to make retirement contributions to traditional IRAs (called SEP-IRAs) set up for yourself and each eligible employee. (If you don't have employees, you can adopt a SEP just for yourself.)

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How Much Do You Know about Social Security?
Social Security is in the news more and more, as the first wave of baby boomers retire and economic pressures on the program increase. Most Americans are covered by Social Security, but how much do you know about this important program?

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Open Sesame: Strong Passwords Key to Account Security
Most of us have significant financial and personal information that's readily accessible through the web, in most cases protected by nothing more than a username and password. Given the damage that can result from unauthorized access to this treasure trove of information, it makes sense to pay attention to a few simple common-sense rules that apply to online passwords.

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Will my broker calculate my cost basis for DRP stocks?
New regulations requiring cost reporting for equities generally apply to stocks bought after January 1, 2011. However, for a stock bought as part of a dividend reinvestment plan, or DRP, the cost reporting provisions generally do not apply until January 1, 2012. As a result, when you sell DRP stock purchased before then, you or your tax preparer will still be responsible for calculating accurate cost basis information.

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Are there exceptions to new cost basis reporting rules?
New provisions requiring brokers to track and report adjusted cost basis for stocks have special provisions that apply in certain situations, including short sales and wash sales.

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