Rich Rizzardi provides more than investment advice. He strives to be a financial partner who helps his clients meet and surpass their defined objectives. As a former entrepreneur and owner of three successful companies, he understands the needs of both individuals and business owners.  Rich’s passion and love of reading historical and biographical books has led to his independent thinking and approach to advising investors.

A compassionate and trustworthy professional, Rich places great importance on his relationships with his clients.  He makes sure they know that their needs always come first.  And by taking time to understand their backgrounds and unique circumstances, he can recommend appropriate investment solutions. “I am like a doctor who takes the time to discover my client’s background, diagnose their problems and needs, design a financial plan that serves as a benchmark and then deliver an appropriate investment solution recommendation they’ll be comfortable with.  In short, I will not recommend an investment until I know you and we have a written plan.”

A former member of the Professional Bowlers Association, he enjoys golf, gardening, theatre, concerts, libraries, coffee shops and taking long trips riding his Harley with friends.  Born and raised in Fairfield, CT Rich currently resides in his home town.

 

 

Our Raymond James Home Office Team
Professionals at Raymond James who can enhance the services I provide 

Susan Hartman, CFP® J.D.
Consultant, Financial & Retirement Services



As a member of the Raymond James Financial Planning Group, Susan Hartman is responsible for educational and technical financial planning support for Associates and Financial Advisors of the firm’s parent company Raymond James Financial, Inc. (NYSE-RJF). Ms. Hartman earned her BA in Finance from the University of South Florida in 1993, her JD from Stetson University College of Law in 2001 and her CERTIFIED FINANCIAL PLANNER^TM certification in 2004.

David "Dave" Ness, JD, CPA, CFP®
President,
Raymond James Trust

In 1989, Dave Ness joined Raymond James & Associates as vice president of the Financial Planning department. In 1996, he was promoted to his current position. Mr. Ness is a past chairman and past president of the Tampa Bay Chapter of the International Association of Financial Planners.

Mr. Ness graduated from Bradley University in 1979 with a bachelor’s degree in accounting. He earned his Juris Doctor from Marquette University, Milwaukee, in 1982. Mr. Ness then earned his certified public accountant designation in 1987 and his Certified Financial Planner™ certification in 1992. He also graduated from the Securities Industry Institute Wharton School of the University of Pennsylvania in 1998.

---

Kristie Kindstrom
Vice President
Municipal Fixed Income

As vice president of Municipal Fixed Income for Raymond James, Kristie Kindstrom is responsible for overseeing a team of specialists who support for the clients and financial advisors of Raymond James Financial. Mrs. Kindstrom joined Raymond James from Templeton Funds in 1991 as a Mutual Fund associate, wholesaled for Nuveen Funds from 1998-2001 and rejoined Raymond James 2001 to establish and manage Pearl Services in Municipal Fixed Income. In concert with her work in Municipal Fixed Income, Mrs. Kindstrom is a member of the Artists' Guild of Manatee County and the Village of the Arts located in Bradenton, Florida.

---

Jim Swink, ChFC, CLU®
Vice President,
Raymond James Insurance Group

As vice president of the Raymond James Insurance Group, Jim Swink is responsible for life and long-term care insurance planning design and support for the associates and financial advisors of Raymond James Financial. Mr. Swink has been in the financial services industry since 1972. He is a Chartered Financial Consultant (ChFC®), a Chartered Life Underwriter (CLU®), a FINRA Securities principal and has advanced certifications in employee benefits planning and executive compensation planning. He is also a certified continuing education instructor for certified public accountants.

Mr. Swink has been a speaker on estate planning and executive benefits at a number of financial industry national conferences, as well as a speaker on advanced estate and financial planning techniques on radio and television programs.

---

 

Jeffrey D. Saut
Managing Director and Chief Investment Strategist
Raymond James


Jeffrey Saut joined Raymond James in 1999 as one of the managing directors of research working with senior managing director Bob Anastasi. He also serves as the firm's Chief Investment Strategist. Previously, Mr. Saut was managing director of research at Roney & Co., Which was acquired by Raymond James & Associates. Prior to that, he was managing director of equity capital markets for Sterne, Agee & Leach, Inc. His responsibilities there included equity research, investment banking, institutional sales, and syndicate.

---

Click below to meet