Sarasota Branch
of Raymond James & Associates, Inc.
Member New York Stock Exchange/SIPC
Budget Worksheet
Use this budget worksheet to track your expenses for the next month. If your bills vary, it may take several months to develop an accurate account. After your totals have been calculated, print out this form and keep it in a convenient location. Compare your expenses to the budget every month to ensure that you’re not overspending. Adjust accordingly for salary or bill increases.
Definitions
Your income
Your total gross income from your paycheck.
Other income
Any other income that you receive including bonuses, alimony, child support or income from a business.
Federal tax withholding
Total amount withheld for federal taxes. Enter this amount from your pay stub.
State tax withholding
Total amount withheld for state taxes. Enter this amount from your pay stub.
Local tax withholding
Total amount withheld for local taxes. Enter this amount from your pay stub.
Other taxes and withholdings
Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
FICA
Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Medicare
Total withheld for Medicare based on the gross income on your paycheck.
Insurance and benefits
Total amount withheld for insurance and benefits by your employer. Enter this amount from you pay stub.
Company retirement savings plan
Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Calculators are provided by an independent third party and are being made available to you as self-help tools for your independent use and are not intended to provide investment advice or be representative of actual results. We do not guarantee their applicability or accuracy in regards to your individual circumstances. The determinations made by these calculators should not be construed as guarantees or projections. Moreover, the reasonableness of certain information may change over time because of changes in tax law, investment trends and your personal circumstances. The information contained here is based on current law and has been obtained from sources believed to be reliable, but we do not guarantee its accuracy. Investment results can vary considerably depending on the type of securities involved, general market conditions and other factors. It is important that you periodically review and update your plans. Raymond James does not provide tax or legal advice. You should contact your tax or legal advisor concerning your particular situation. All investments carry a degree of risk, and past performance is not a guarantee of future results.
Sarasota City Center
1819 Main Street
Suite 102
Sarasota, FL 34236
Phone: 941-366-8600
Fax: 941-365-9433
Toll-Free: 800-323-2097
Contact Us
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
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