About Us

Financial Advisor Image
Timothy Holsworth
CFP®, CLU, ChFC
President, AHP Financial Services Inc.
Financial Advisor
tim.holsworth@raymondjames.com

Tim is president of AHP Financial Services. He is a Certified Financial Planner, Certified Life Underwriter (CLU) and Chartered Financial Consultant (ChFC).

Tim offers a low-key planning approach to investing and specializes in helping individuals accumulate and preserve wealth for retirement. He places an emphasis on fee-based investing and utilizing multiple managers to create a well-diversified portfolio. Although retirement planning is his specialty, Tim offers other accounts, products and services for clients, including life insurance and analysis, pension plans, and professional money managers.

He began his career in the securities business with E.F. Hutton in 1985 and holds several securities and insurance licenses.

Tim is past president and current member of the Bay City Noon Rotary and past chairman and current board member of the American Red Cross East Shoreline Chapter. He also is a member of the Bay Area Chamber of Commerce, the Financial Services Institute, and the Financial Planning Association.

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Benjamin Zurvalec
Financial Advisor
benjamin.zurvalec@raymondjames.com

Ben is a financial advisor for AHP Financial Services and a registered representative with Raymond James Financial Services, Inc. (RJFS), member FINRA/SIPC. He specializes in helping individuals accumulate and preserve wealth for retirement.

Ben offers a low-key planning approach to investing. The emphasis is fee-based investing and utilizing multi-managers to create a well-diversified portfolio. Although retirement planning is a specialty, he offers all types of accounts, products and services, including life insurance and analysis, pension plans and professional money managers.

Ben has a broad depth of career experience and industry knowledge gained through working with insurance companies, the banking industry and credit unions. Ben received his Bachelor of Science degree from Central Michigan University.

Ben is president of the Saginaw Sunrise Rotary and co-chairman of the Bay Med Foundation fundraiser campaign, where the goal is to place 60 automated external defibrillators (AEDs) in public and parochial schools and other nonprofit organizations within Bay County. He also is a member of Parent Heart Watch, a state-by-state network of parents dedicated to reducing the often disastrous effects of sudden cardiac arrest (SCA) in children.

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Stacie Miller
Client Service Assistant
stacie.miller@raymondjames.com

Stacie is a client services specialist for AHP Financial Services and a registered sales assistant with Raymond James Financial Services, Inc. (RJFS), member FINRA/SIPC. She specializes in helping clients of AHP Financial Services with a host of client service related issues.

Stacie's responsibilities are focused on customer service and include opening new accounts, account transfers, deposits, disbursements, client communications, organizing client events and more. Stacie's broad range of skills have made her invaluable within AHP. Stacie graduated from Michigan State University with a Bachelor of Arts degree in finance.

Stacie is past president of the Bay City Garden Club and is active in various volunteer positions.

About Raymond James

Raymond James is one of the largest independent financial services firms in the United States. Since its beginning in 1962, it has always been a different kind of company – embracing long-term planning and methodical decision-making while staying uncompromisingly client focused. When other firms were simply buying and selling stocks or mutual funds, Raymond James focused on financial planning to help individuals reach their goals. It was the first firm to pioneer that concept – and today it supports its advisors with access to a full range of comprehensive resources, helping them to do the same.

  • More than 5,400 financial advisors
  • 2 million client accounts
  • 2,400 locations (United States, Canada and abroad)
  • $268 billion in client assets
  • $35 billion managed by its subsidiary asset managers

Raymond James Financial was recently named the best full-service broker in the 2011 SmartMoney annual broker survey for the third time in four years – ranking above Edward Jones, Wells Fargo, UBS, Merrill Lynch and Morgan Stanley Smith Barney.

For more information, visit raymondjames.com.

SmartMoney does not endorse any product or service of Raymond James. The survey criteria included performance of recommended stocks, customer satisfaction, and user-friendliness of account statements and websites. Past performance may not be indicative of future results. Please note that fees and charges will reduce an investor’s return.

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1601 Marquette Street
Suite 4
Bay City, MI 48706
Phone: 989-671-2600
Fax: 989-667-4949
5300 Gratiot Road
Saginaw, MI 48638
Phone: 989-497-9004
Fax: 989-497-5353
5915 Eastman Avenue
Suite 100
Midland, MI 48640
Phone: 989-835-7721
Fax: 989-835-1551
Contact Us

Securities offered through
RAYMOND JAMES
FINANCIAL SERVICES, INC. 
Member FINRA / SIPC

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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