Solutions for all of life’s priorities

With a full suite of wealth services, our team strives to help preserve your wealth and plan for all the aspects of your financial life. Your needs change over time – from accumulating wealth to making your money work for you and, ultimately, transferring assets. You can count on our team to help you pursue your goals throughout your whole life as we plan not only for a wide range of needs, but for the long succession of significant events that span your lifetime.

Retirement planning

Wherever and however you see yourself enjoying your retirement, we can develop savings and distribution strategies designed to help ensure you enjoy it for a long time.

In fact, we can help you with every phase of planning for your retirement. During your working years, we’ll develop and monitor a wealth accumulation plan based on your specific goals and objectives. As you approach retirement, we’ll assist you with critical decisions regarding retirement plan options, Social Security and tax planning. Once you’re retired, we’ll determine tax-efficient income and wealth transfer strategies. Learn more.

Financial planning

We appreciate the complexities and changing priorities of life. That’s why our expertise is grounded in three basic financial concepts most people go through: wealth accumulation, conservation and distribution.

Truly understanding what stage you’re at now, and where you want to be, is what drives our plan to help get you there. Once we develop your unique, comprehensive financial plan, we follow a disciplined process to help keep you on track toward meeting your goals.

College planning

If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy with investment vehicles such as Coverdell education savings accounts, 529 college savings accounts and specialized trust vehicles.

Estate Planning

Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that your assets accumulated over your lifetime are preserved for the use you have intended.

A well-designed estate plan can effectively help mitigate your family’s tax burden. We can offer financial strategies designed to efficiently manage the transfer of wealth from one generation to the next, and mitigate related tax issues.

By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.

Risk Management

“The essence of investment management is the management of risks, not the management of returns.”

– Benjamin Graham, The Intelligent Investor

Our investment selection process, is focused on minimizing downside risk. We seek managers with long-term, reliable risk-adjusted strategies. Our research has found that managers whose investment approach consistently results in lower losses in market declines frequently outperform the general market over the long term. We do not recognize back testing, only accepting documented returns for a given manager. Exceptional managers are often free agents, changing jobs, working for different employers. Therefore, we examine the manager's actual return wherever he may be working. We are company agnostic and manager driven.

Asset Management

Raymond James offers full-service asset management for clients who prefer to utilize the skills and expertise of professional money managers. A comprehensive process helps match your unique goals and risk tolerance with an asset allocation model that’s right for you – from capital protection to asset growth designed to meet your long-term goals.

Mutual Funds

Whether you are a new investor or an experienced one, investing in mutual funds may be an easy way to diversify your holdings. A growing segment of the investment market, mutual funds are professionally managed portfolios whose shares are sold to the public in much the same way as stocks. Learn more

Stocks

Every day, millions of people trade stock in markets around the world. But what does it actually mean to own stock? For many, it simply represents a goal of financial gain. But stocks are much more than investments. They allow companies to expand business overseas, build new buildings, create more jobs, offer better pay and conduct life-saving research.

Many companies issue stock, also known as equity, to raise money for expansion, equipment upgrades or other costly developments.

By purchasing stock, you are actually paying for a small percentage of everything the company owns. Generally, investors purchase stock to realize capital gains.

Bonds

Bonds can play an important role in a well-diversified portfolio. They can provide predictable income and, most important, relative safety of principal.* Also, bonds may help minimize overall volatility.

Bonds can benefit an investor’s portfolio in a variety of ways. For retirees, bonds may provide a predictable income stream and relative safety of capital. For other investors, bonds can help meet future wants or needs, such as vacations, college funding or the purchase of a house.

* If held to maturity, subject to issuer credit risk. If sold prior to maturity, you will receive the then-current market value, which may be more or less than your initial investment. A downgrade in an issuer’s credit rating or other adverse news about an issuer can reduce the market value of that issuer’s securities. When interest rates rise, the market value of these bonds will decline, and vice versa.

Lending Solutions

Through Raymond James Bank, our team can provide innovative residential financing options for our investor clients. Learn more.

Banking and lending solutions provided by Raymond James Bank, N.A. Raymond James Financial Services, Inc. is affiliated with Raymond James Bank, N.A., a federally chartered national bank. Unless otherwise specified, products purchased from or held at Raymond James Financial Services are not insured by the FDIC, are not deposits or other obligations of Raymond James Bank, are not guaranteed by Raymond James Bank and are subject to investment risks, including possible loss of the principal invested.

Investment Banking

No matter where your business stands in its lifecycle, we’re here to help you take it to the next level through our relationship with Raymond James. Comprised of more than 500 capital markets professionals, it’s one of the most highly regarded middle-market equity offering and advisory practices in investment banking today.

With deep industry expertise to back up full-service investment banking capabilities, we’re supported by hundreds of specialized experts within nine growth-oriented industry practices. In addition, Raymond James offers access to capital through their merchant banking and venture capital subsidiaries, as well as bond underwriting services for both corporations and municipalities.

Telephone: 864.591.1099
Fax: 864.591.0280
311 East Main Street
Spartanburg, SC 29302
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Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Alliance Wealth Partners is not a registered broker/dealer and is independent from Raymond James Financial Services. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability. © Raymond James Financial Services, Inc., member FINRA/SIPC. | Privacy Policy

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