Baugh Financial | Jonesboro, AR

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Thank you for considering us to help you pursue your financial goals. We hope this web page will help explain some of the ways our firm is positioned to assist you with your individual needs as you prepare to retire from AT&T.

We specialize in what are called retirement rollovers. A retirement rollover occurs when an individual reaches retirement and begins to “roll” assets out of savings and pension plan accounts into individual retirement accounts known as IRAs for the purpose of building a portfolio that will fund retirement needs and goals. Because we specialize in helping those who are about to retire, we have developed a great deal of experience in the process of retirement. Furthermore, with a number of existing clients who are AT&T retirees, we have the experience to answer questions and provide assistance and direction in the following areas:

Employee Exit Packages – AT&T, Hewitt, and Fidelity have separate check-lists and we will provide you with specific sample questions to ask your Termination Coordinator and other contacts.
Social Security – when you will be eligible, at what percentages and how that will effect your financial goals.
Healthcare – whether or not your employee plan continues coverage, and what new and added costs or co-pays will effect your retirement planning.
Lump-sum Calculations – whether you are eligible for lump-sum payment and how it will be calculated.
401k Rollover – we will assess when it is in your best interest to rollover to an IRA based on your age, distribution requirements, IRS code 72T, etc. When a rollover is in your best interest, we will present our best investment advice based on your risk preferences and individual goals. When a rollover is not yet best for you, we can help you manage your 401K as a separate account inside Fidelity, keeping it a part of your overall retirement strategy.

One of the biggest frustrations for retirees is trying to find accurate and complete information. We work hard to alleviate this frustration by helping you identify the people within your organization who can help answer your questions accurately. And we will help you determine dates and information changes that may effect your plans.

Another major source of frustration is wondering if anyone really has your best interest at heart. With our firm, you will never experience that frustration. We only offer financial advice after we have carefully assessed your AT&T benefits, financial goals and your own individual risk tolerance. Only then will we put together a plan that will offer custom tailored options for investing your assets and estimating your retirement income. Once your assets are under our management, you will receive regular communications and opportunities to review your goals and positions. We will keep up with your needs and we will keep your interests at heart in every decision.

We take pleasure in using our experience to help our clients in the days and years to come. When you choose us, we will put that experience and dedication to work for you.

AT&T does not approve / disapprove the service of Raymond James^® Financial Services and is not affiliated with Raymond James^®.

AT&T Retirees