We follow an established, orderly process to help us build a financial plan customized to your personal goals and the future you envision.  After all, to paraphrase a sentiment echoed by early pioneers of the Old West, you don’t set out down a path without knowing the territory first.

We begin by learning about you and getting a good understanding of your goals, financial situation, investment experience and risk tolerance. We then like to look at financial documents and information such as your statements or balance sheet, bank accounts, cash positions, debts, assets outside of investments, insurance policies, tax returns and retirement income, when applicable.

Once we have a good picture of your current financial position and what you want to accomplish, we create a plan that will allow for a diversified portfolio matched to your goals and risk tolerance. When completed, we’ll review it with you, addressing any issues and making any adjustments and then outlining the actions we’ll take to implement your plan.

Once the plan we’ve designed meets with your approval and comfort level, we go to work making investments on your behalf, opening and transferring accounts, and handling all administrative details and paperwork.

Once your plan has been implemented, we monitor its performance regularly to ensure it remains aligned with your goals and objectives. We consider any significant changes in your life, suggesting and making adjustments as necessary to ensure that your plan remains consistent with your objectives over time.