Our Approach

Financial planning is a dynamic process that is based on an understanding of your current financial status, your long-range goals and your tolerance for market risk. It requires the development of a plan that can adapt to your changing needs and goals, as well as the fluid economic environment in which we all live.

We start with an introductory meeting during which we determine what your financial goals are and how your assets are currently allocated to meet your short-, medium- and long-term objectives. At the same time, our initial interaction will hopefully give you a chance to learn about our philosophy of asset management, our collaborative approach and our desire to provide you with ongoing support.

Assuming you wish to continue the planning process, we will present you with a preliminary investment framework during our second meeting. We will discuss the different types of investment vehicles we believe are most suitable for you. We will also explain the various risks and costs associated with each investment and how we work to minimize those challenges.

During a third meeting, we will refine our recommendations based on your input and start putting them into place. You may want to begin making incremental changes only; we will be happy to work at a pace that is comfortable for you. If at any time you do not feel at ease with our recommendations or the reasons behind them, we welcome your questions and your input.

As we work towards building your portfolio, ongoing communication is essential, but we tailor contact to your needs and expectations. At the very least, we will provide semi-annual check-ups to let you know how your portfolio is performing and to find out if there are any changes you would like to see implemented. And we are always reachable by phone, should you ever have any questions or concerns.