Citizens Investment Services
A division of Citizens National Bank
Investor Access
 
 

Professionally Speaking

About Us

S. Camm Garrett
CTFA
Branch Manager, RJFS
Investment Management Consultant, RJFS
camm.garrett@raymondjames.com

Camm Garrett, a certified trust and financial advisor professional, has more than 12 years of experience in the financial services industry. He started the investment services division for Citizens National Bank in 1999.

He is dedicated to using the financial planning process to serve the financial needs of individuals, families and businesses. This includes identifying goals and formulating plans for the various stages of life, advising clients on managing their affairs to realize those goals, and monitoring the plans to make adjustments as life changes occur. Camm strives to help his clients develop sound strategies in the areas of investments, retirement and overall financial planning. He also works with business owners to find retirement solutions for themselves and their employees.

Camm is a graduate of The Citadel-Military College of South Carolina with a bachelor of science in physics. He attended the University of Tennessee's graduate program in physics from 1992 - 1994.

Camm is very active in his church and community. He is married and has two wonderful children. He enjoys golf, running and outdoor activities.





JESSICA HENRY
Service Assistant
jessica.henry@raymondjames.com

financial advisor image

S. Camm Garrett
CTFA
Branch Manager, RJFS
Investment Management Consultant, RJFS

1612 Congress Parkway
Athens, TN 37303
Phone: 423-745-0261
Fax: 423-507-8818
Contact Us

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Securities and investment advisory services offered through
RAYMOND JAMES
FINANCIAL SERVICES, INC. 
Member FINRA / SIPC

  • are not insured by FDIC or any other bank insurance,
  • are not deposits or obligations of the bank,
  • are not guaranteed by the bank,
  • and are subject to risks, including the possible loss of principal.

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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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