Investment and Retirement Benefits

We reward loyalty and hard work. To encourage it, we provide our associates with a wide range of investment and retirement benefits.

• Through our profit sharing plan, Raymond James annually contributes a portion its profits into a general account that is allocated to eligible associates.
• Through our employee stock ownership plan, we allocate shares of our stock to eligible associates who can later cash in the vested portions of their portfolios when they retire.
• Our 401(k) plan provides a way for associates to save for retirement. And to enhance your savings, we match your contributions until a predetermined amount is reached and provide immediate rollovers.
• The Employee Stock Purchase Plan allows eligible associates to purchase Raymond James stock at a 15% discount.
• A securities discount allows associates to pay less for trade transactions.