Helping You Build a Financial Plan that Spans Goals and Generations
When a goal is just beyond reach, you take a big step. When it’s a little farther away, you make a calculated leap. And when a goal is off on the horizon, you build a bridge.
We see your financial goals not simply as milestones or objectives, but as destinations we can help you reach through careful planning and measured action. As financial advisors, we are driven by process and people. We learn all we can about you, your family and your plans in order to help you build toward tomorrow step by step.
Our team’s skill and experience is enhanced by our affiliation with Raymond James, a firm whose strength and resources provide the tools we need as we strive to build and maintain the bridge to your future.
Sean J. Cavanaugh, CFP®, ChFC®
Certified Financial Planner™
President, Cavanaugh Financial Group
sean.cavanaugh@raymondjames.com
Since entering the financial services industry nearly 18 years ago, Sean has maintained a steadfast commitment to putting his clients’ best interests first. This high level of service sets him apart from many in the field, and is evidenced by his attainment of the Certified Financial Planner™ certification and the Chartered Financial Consultant™ designation.
Sean is responsible for managing and growing client relationships, with a particular emphasis on high-net-worth individuals and families. As such, he conducts the majority of meetings with the group’s clients. In addition, he co-hosts the “Friday Morning Money Show” each week on KCEO Radio in Carlsbad, California.
Sean is a 1991 graduate of Boston College, where he received a bachelor’s degree in economics. He holds the Series 7, 9, 10 and 63 securities registrations, as well as life, health, disability and long-term care insurance licenses. Sean and his wife, Lisa, live in San Diego, California, with their four children, Kelsey, Jordan, Makenna and Rilley. Outside of the office, he enjoys theater and the arts, and serves on several production committees.
CFP® | Certified Financial Planner™ | 
Certified Financial Planner Board of Standards, Inc., owns the certification marks above,
which it awards to individuals who successfully complete initial and ongoing certification requirements.
Nolan G. Worley
Financial Planner, RJFS
Executive Vice President, Cavanaugh Financial Group
nolan.worley@raymondjames.com
Nolan heads the operational functions and is the primary point of contact for addressing clients’ needs. He meets with clients and helps them manage their portfolios by developing and implementing customized asset allocation strategies. He works closely with Sean in developing asset allocation models, researching and interviewing money managers, and conducting research and analysis. In addition, Nolan helps to provide smooth transitions for the firm’s new clients, and initiates account paperwork, transfers, wires, IRA contributions and distributions, and check orders.
A graduate of the University of California, San Diego, Nolan holds a bachelor’s degree in economics. He also holds Series 7 and 66 securities registrations, as well as life, health, long-term care and variable annuity licenses.
Nick A. Hanna
Financial Planner, RJFS
Executive Vice President, Cavanaugh Financial Group
nick.hanna@raymondjames.com
Nick has worked in the financial services industry for more than seven years. He helps clients manage their portfolios by developing and implementing customized asset allocation strategies, and carries out marketing and client education functions, as well. One of Nick’s major areas of focus within the group is business development; however, he also works closely with Nolan to help provide operational support and address clients’ needs.
Nick’s investment discipline is concentrated on performing scrupulous risk analysis and making tactical asset allocation and security selections. He possesses extensive skill in individual stocks, options, IPOs and syndicates. Nick develops diversified investment strategies for a wide range of clients including corporations, foundations and individual investors. He is particularly adept at developing and maintaining mutually profitable business relationships.
Nick holds Series 7 and 66 securities registrations, as well as life, health, long-term care and variable annuity insurance licenses.
Our Raymond James Home Office Team
Jeffrey D. Saut
Managing Director and Chief Investment StrategistRaymond James
Jeffrey Saut joined Raymond James in 1999 as one of the managing directors of research working with senior managing director Bob Anastasi. He also serves as the firm's Chief Investment Strategist. Previously, Mr. Saut was managing director of research at Roney & Co., Which was acquired by Raymond James & Associates. Prior to that, he was managing director of equity capital markets for Sterne, Agee & Leach, Inc. His responsibilities there included equity research, investment banking, institutional sales, and syndicate.
After graduating from St. Andrews in 1971, Mr. Saut began his career on a trading desk in New York City and became the trade desk manager in 1972. In 1973 he joined E.F. Hutton, where he began following equities and writing research. He subsequently worked as a securities analyst for Wheat First Securities, and then Branch Cabell, where he ran the equity research group as director of research and acted as portfolio manager for the firm's affiliate, Exeter Capital Management. As director of research he built the reserach and institutional sales departments for the regional brokerage firm Ferris, Baker, Watts, Inc. and subsequently Sterne, Agee & Leach, Inc.
Mr. Saut is well known for his insightful and colorful commentary regarding the stock market and makes regular appearances on Wall Street Week, CNBC, Bloomberg TV, USA Networks, Fox TV, NPR, and many local radio and TV networks. He is often quoted in The Wall Street Journal, New York Times, Barron's, The Washington Post, Business Week, U.S. News & World Report, Fortune, SmartMoney, as well as on many Web Sites such as MSNBC and TheStreet.com
Boyd E. Nelson III, J.D.
Certified Trust Financial AdvisorVice President, Business Development Officer
Raymond James Trust N.A.
Boyd Nelson studied law at Washington University in St. Louis, Missouri. His studies were concentrated in the areas of estate planning, business and tax. He received his Juris Doctor degree in 1996. Prior to that he attended the University of Missouri where he received his Bachelor of Science in Business Administration with a double emphasis in Corporate Finance and Real Estate.
Boyd joined Raymond James Trust N.A. in the fall of 1996. After serving in an administrative capacity, Boyd started marketing for the organization in the southwest area of Florida. Soon his responsibilities were increased to include the Midwestern states. In 2004 New York Life recruited Boyd to create and implement their marketing program for New York Life Trust Company. In 2005 Raymond James Trust N.A. brought Boyd back to launch their marketing effort to the Western United States.
Boyd is a member of the Florida and ST. Petersburg Bar Associations and is active with the Tampa Bay Estate Planning Council, a professional organization of estate planners. Boyd is a Certified Trust Financial Advisor, a graduate of the American Bankers Association Graduate Trust School and licensed Financial Advisor. He is a frequent lecturer to Financial Advisors, Attorneys and CPAs concerning estate taxes, the use of trusts and their places in estate plans.
Kelly Hughes
Assistant Vice PresidentRaymond James Asset Management Services
Kelly is Assistant Vice President, Asset Management Services at Raymond James & Associates. Her responsibilities include the sales, marketing, and distribution of managed programs, specializing in asset allocation and portfolio construction.
Kelly joined Raymond James in January of 2000. Her tenure in the firm includes corporate training and business analyst roles prior to joining Asset Management 4 years ago. Kelly holds a B.A. in Anthropology from the University of South Florida.