Client First FinancialAn Independent Firm
 
Financial Advisor Image
Frank Horath, Registered Investment Advisor Represenative Financial Advisor
8070 Soquel Dr
Suite 110
AptosCA 95003
Phone: 831-688-9076
Fax: 831-688-9079
Toll-Free: 888-688-9080
Contact Us

Securities are offered through
RAYMOND JAMES
FINANCIAL SERVICES, INC. 
Member FINRA / SIPC

About Us


In this turbulent market, you deserve consulting expertise, dedication, honesty, and confidentiality.

Our clients work with us because we help them with two important issues:  1)  Will my portfolio allow me to retire and/or maintain my retirement lifestyle, and;
2)  How will I fund nursing care for mom & dad, or myself.

We provide customized solutions for our clients backed by a plan and hard data.  We take the time to listen to each client closely . . . to hear their unique finanical story.  We have the consultative experience and expertise to put together the right financial plan for each client.  We take the time to run the numbers for your portfolio.  We then explain the data in straightforward English, to you period. 

We provide a local, on-going educational seminars for our clients and the community.  We work tirelessly and educate and service our clients.
We work closely with our local Aptos Chamber of Commerce & Rotary Club to continually enhance our community and business environement.


ClientFirst Financial is located in the heart of Santa Cruz County in Aptos Village, midway between Santa Cruz and Watsonville
Our offices are situated at 8070 Soquel Drive, Suite 110, at the intersection of Soquel Drive and Trout Gulch Road.




Frank Horath, Registered Investment Advisor Represenative
Financial Advisor

It is important me me to listen closely to your financial story.
I immensely enjoy crafting customized, unique solutions for my clients.

I have nearly 17 years experience as a registered financial advisor.  I have worked with two of the largest investment brokerage firms.

Just prior to the Wall Street meltdown of some of the major firms, I chose to develop & build my independent practice ClientFirst Financial, and affiliate with Raymond James.  This independent platform has allowed me to offer quality objective expertise as well as a vast array of solutions for my clients.

I have both an MS and BS from the University of California.

Pat Kieffer
Executive Assistant
Toll-Free: 888-688-9080

Pat has more than 25 years operations and support experience in the banking and investment brokerage industry. Put simply she is the "queen of five-star service" – fast, effective and, most important, always working with a smile.

About Raymond James

Raymond James is one of the largest independent financial services firms in the United States. Since its beginning in 1962, it has always been a different kind of company – embracing long-term planning and methodical decision-making while staying uncompromisingly client focused. When other firms were simply buying and selling stocks or mutual funds, Raymond James focused on financial planning to help individuals reach their goals. It was the first firm to pioneer that concept – and today it supports its advisors with access to a full range of comprehensive resources, helping them to do the same.

  • More than 5,400 financial advisors
  • 2 million client accounts
  • 2,400 locations (United States, Canada and abroad)
  • $268 billion in client assets
  • $35 billion managed by its subsidiary asset managers

Raymond James Financial was recently named the best full-service broker in the 2011 SmartMoney annual broker survey for the third time in four years – ranking above Edward Jones, Wells Fargo, UBS, Merrill Lynch and Morgan Stanley Smith Barney.

For more information, visit raymondjames.com.

SmartMoney does not endorse any product or service of Raymond James. The survey criteria included performance of recommended stocks, customer satisfaction, and user-friendliness of account statements and websites. Past performance may not be indicative of future results. Please note that fees and charges will reduce an investor’s return.

 

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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