Retirement Planning

Preserving your wealth and maintaining your lifestyle are likely among your highest priorities.

Because people are living longer today, careful retirement-income planning and disciplined investing are required. We can create a plan for sustainable withdrawals from your investment portfolio while also coordinating a strategy for Social Security.

We also assist with longevity planning, assisting you with making required minimum distributions, income planning, taxes, proper account titling and beneficiaries, wealth transfer, charitable planning, and asset protection and reallocation.

401(k) plan rollovers

If you’ve changed jobs or are retiring, rolling over your retirement assets to an IRA can be an excellent solution. It is a non-taxable event when done properly – and gives you access to a wide range of investments and the convenience of having consolidated your savings in a single location.

Flexible beneficiary designations may allow for the continued tax-deferred investing of inherited IRA assets. We can handle all details for you, including contacting your former plan administrator, opening your new rollover IRA and completing the paperwork.

Social Security strategies

When should you start taking your Social Security benefits? It's a question that can have far-reaching consequences. There are many factors to consider, such as your health, life expectancy, current income needs and whether you have a working spouse. The optimal strategy will also vary depending on if you are married, single, widowed or divorced. The staff at Social Security Administration is not equipped to give you advice on claiming strategies. We can help you arrive at the right decision for maximizing your benefits.

Visit our retirement microsite