We are proud of our abilities in capital allocation and management, taking into account all aspects of your financial life. The goal is to incorporate diversified investments to keep your financial strategy on track toward achieving your unique requirements and objectives.

This forms the basis of an investment policy statement tailored to your particular criteria. Each portfolio is then individually constructed based upon your specific risk personality, investment experience, needs and personal goals and informed by our varied expertise.

As part of our risk-management, we appropriately diversify domestic portfolio assets with investments in international instruments, real estate and alternative investments. Looking at each angle begins with understanding. That's how we get to the essence of professional portfolio management.


In this step, we'll use a variety of tools including questionnaires and interviews to build an understanding of your personal goals, current financial situation, investment experience and risk tolerance. We'll also make you fully aware of our capabilities and provide educational support to assist you in understanding the scope of services we offer to help you meet your objectives.

Next, our team will analyze the information you've shared with us and design solutions intended to help you reach your objectives. To this end, we select investment managers with superior long-term track records for both the stock and bond portions of a portfolio. Larger accounts will generally employ individual portfolio managers. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan. This step may involve collaboration with other specialists, such as attorneys and accountants, or your existing professionals.

With your approval, we will execute your customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services, and the completion of all necessary paperwork.

Once a portfolio is constructed, we will continually monitor the progress of each component and manager relative to your defined objectives and suggest changes when needed. Changes to a portfolio are generally made to reflect changes in your circumstances or objectives, or if a manager posts a long-term period of below-average performance.

You'll receive detailed quarterly statements of portfolio activity and valuations, and we'll request the opportunity to meet at least twice each year to discuss the portfolio in greater detail.

Of course, the process never ends. As your circumstances change or markets move, we'll continue to analyze your investments and monitor your portfolio. Systematic and objective decision tools are used to attempt to reduce the inherent risks of investing.


Diversification does not guarantee a profit nor protect against loss. International investing involves additional risks such as currency fluctuations, differing financial accounting standards, and possible political and economic instability. Past performance may not be indicative of future results.