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Words of Wisdom

 

“It is better to be prepared for an opportunity and not have one than to have an opportunity and not be prepared”  – Whitney M. Young, Jr.
 

 

“There is no lesson in the second kick of the mule” – Rex M. Baker, Jr.

  







“We grow too soon old and too late smart” – an old Pennsylvania-German saying

 

 

 

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James Baker
CFP®, CAP®, ChFC®
Branch Manager

45 S. Fourth Street
Emmaus, PA 18049
Phone: 610-965-7032
Fax: 610-967-0237
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