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<title>Raymond James Professionally Speaking</title>
<itunes:author>Raymond James Analysts</itunes:author> 
<link>http://www.raymondjames.com/experts/</link>
<itunes:subtitle>A show featuring comments by Raymond James analysts</itunes:subtitle>
<itunes:summary>A show featuring Raymond James analysts addressing current topics that could affect your investments and financial plans. Look for our Podcast in the iTunes Music Store and on our website www.raymondjames.com</itunes:summary>

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<copyright>Copyright 2012 Raymond James Financial</copyright> 
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<itunes:subtitle>Interviews with Raymond James experts.</itunes:subtitle>
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<title>Will a high-profile disaster deter cruisers?</title>
<itunes:author>Raymond James Financial</itunes:author>
<itunes:summary>Cruising is one of the safest forms of travel</itunes:summary>
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<pubDate>Mon, 23 Jan 2012 17:00:00 ET</pubDate>
<description>The cruise captain went outside authorized maneuvers</description>
<itunes:category text="Business"/>
<itunes:duration>6:43</itunes:duration>
<itunes:keywords>Professionally Speaking, Raymond James commentary, Will A High-Profile Disaster Deter Cruisers?</itunes:keywords>
<rj:title>Joe Hovorka, Professionally Speaking: Will a high-profile disaster deter cruisers?</rj:title>
<rj:description>The cruise captain went outside authorized maneuvers</rj:description>
<rj:category>Economic and Market Commentary</rj:category>
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<item>
<title>Is $4 Gasoline on the Horizon?</title>
<itunes:author>Raymond James Financial</itunes:author>
<itunes:summary> The price of oil would be relatively high even if the Iranian situation went away completely</itunes:summary>
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<pubDate>Tue, 10 Jan 2012 17:00:00 ET</pubDate>
<description>There's no getting away from higher gas prices</description>
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<itunes:duration>8:07</itunes:duration>
<itunes:keywords>Professionally Speaking, Raymond James commentary, Is $4 Gasoline on the Horizon?</itunes:keywords>
<rj:title>Pavel Molchanov, Professionally Speaking: Is $4 Gasoline on the Horizon?</rj:title>
<rj:description>There's no getting away from higher gas prices</rj:description>
<rj:category>Economic and Market Commentary</rj:category>
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<item>
<title>Social Security Is Worth the Wait</title>
<itunes:author>Raymond James Financial</itunes:author>
<itunes:summary>Deferring your start date for receiving Social Security benefits is worth the wait</itunes:summary>
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<pubDate>Wed, 24 Aug 2011 12:00:00 ET</pubDate>
<description>Wait until your full retirement age to receive your full retirement benefit</description>
<itunes:category text="Business"/>
<itunes:duration>7:02</itunes:duration>
<itunes:keywords>Professionally Speaking, Raymond James commentary, Social Security Is Worth the Wait: Hartman, Susan</itunes:keywords>
<rj:title>Professionally Speaking with Susan Hartman: Social Security Is Worth the Wait</rj:title>
<rj:description>Wait until your full retirement age to receive your full retirement benefit</rj:description>
<rj:category>Economic and Market Commentary</rj:category>
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<item>
<title>Needs and Wants Matter in Retirement Planning</title>
<itunes:author>Raymond James Financial</itunes:author>
<itunes:summary>Retirement planning is an ongoing process. The discussions between advisors and clients should be based on needs and wants.</itunes:summary>
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<pubDate>Thu, 03 Feb 2011 17:00:00 ET</pubDate>
<description>Retirement planning is an ongoing process. The discussions between advisors and clients should be based on needs and wants.</description>
<itunes:category text="Business"/>
<itunes:duration>12:08</itunes:duration>
<itunes:keywords>Professionally Speaking, Raymond James commentary, Retirement Planning: Reid,Shannon</itunes:keywords>
<rj:title>Professionally Speaking: Shannon Reid - Needs and Wants in Retirement Planning</rj:title>
<rj:description>Retirement planning is an ongoing process. The discussions between advisors and clients should be based on needs and wants.</rj:description>
<rj:category>Retirement Income Planning</rj:category>
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