Ron Douglas is a lifelong resident of North Central Indiana, a graduate of Pioneer High School, and a graduate of Findlay College, B.S. in both accounting and comprehensive business education. After spending some time as a high school educator, he still applies those skills by helping clients understand the benefits of successful portfolio management. I believe that my clients gain a better understanding of various product advantages when services are explained in everyday terms.

Ron's career in financial services began in 1981 and continued while employed with several different institutions and performing a variety of functions. He entered the financial planning profession, in 1992, as a registered representative with Raymond James Financial Services under the investment management research division. He maintained this status as he continued with his duties with First Farmers Bank & Trust. Upon the formation of First Farmers Investments, now First Farmers Bank & Trust - Wealth Management Division, he transitioned his clientele to the Raymond James Financial Institutions Division in 1998.

His comprehensive service program begins with an assessment of each client's current investment situation and financial objectives. He then presents a detailed financial plan that takes into account the client's risk tolerance, time horizon, financial objectives, and basic understanding. He regularly monitors each client's account and issue semi-annual investment evaluations with suggestions and ideas of possible refinements in their portfolio.

Ron lives in Peru with his wife Janet and their two children, Sabrina and Blake, and am actively involved in many leisure activities, including church and the amateur youth circus.

Stan is a lifelong resident of Howard County and is a graduate of Northwestern High School. He has 25 years of experience in financial services and holds a bachelor's degree from Purdue University, specializing in agricultural economics. He and his wife, Jody, have two daughters and enjoy reading, boating, motorcycling, and have an interest in farming. They are both active in the St Patrick's Catholic Church and he is a member of Rotary, Howard County Council, and the Kokomo/Howard County Public Library Board.

His career experiences leading up to his present relationship with First Farmers Bank & Trust -Wealth Management Division and Raymond James Financial Services include five years as a commodity analyst/broker in the area, with special consideration given to fostering strong business relationships and continuing to help facilitate a progressive community environment in Howard County.   

Dick was born in St Paul, Minnesota and moved to the Peru area in 1986, the same year he started working in financial services. He is a graduate of St. Cloud University with a Bachelor of Arts in Economics and holds a Series 7 Investment and Insurance License. He and his wife, Donna, have two sons and one grandson. Dick is active in Ole Olsen Memorial Theatre and in the Cole Porter birth house restoration project. In his leisure time, Dick enjoys woodworking, photography, and golf.

Ryan Winger is a graduate of Oak Hill High School and is a lifelong resident of the Howard/Grant County area. He earned a Bachelor of Science degree at Purdue University in Food Process Engineering with an additional year of study in  economics and business. He currently lives in Swayzee with his wife of 30 years, Honey, who is employed with Indiana Wesleyan University.  Their children reside in Nashville, Tennessee(Kirk) and Kunming, China(Emily).  Ryan has held various positions in church and local school organizations.  His career experiences leading up to his present relationship with First Farmers Bank & Trust - Wealth Management Division and Raymond James Financial Services include eight years as a commodity analyst/broker and 13 years in sales and service. This background provides him with unique insight into both market behavior and service culture. His commitment to clients is evidenced by his core belief of providing superior service and genuine concern for their financial interests and personal goals.

 His licenses include: General Securities License (Series 7), General Securities Principals License (Series 24), Investment Advisor's and State 'Blue Sky' License ( 66), and Life, Accident and Health Insurance License.

Irene is originally from the Lone Star State and grew up in Denison, Texas. She moved to Kokomo in 1988 and has worked in financial services for 23 years. She and her husband, Larry, have four children in the area and they are active in the Oakbrook Community Church and various service organizations in the community. Her hobbies include photography, computers, and travel. She thoroughly enjoys following her children’s sporting events and is an avid Indianapolis Colts fan. She currently carries Series 7, Series 24, and Series 65 licenses and attended the University of Phoenix, online program.

Bonnie is a lifelong resident of Howard County and is a graduate of Eastern High School. She has 12 years of experience in the financial services industry and earned an Associate of Science degree from Indiana Wesleyan University in business administration. She has two sons in the area with two grandchildren.  Bonnie owned a local private business for over 25 years. She is active in the Bible Baptist Church on Dixon Road and enjoys walking and reading in her leisure time.

Gloria Yoars has been a life long resident of Indiana. She was born in Marion, IN and is a graduate of  Maconaquah High School. She has 23 years of experience in financial services with First Farmers Bank & Trust including the last 6 in the wealth management division. She has two sons in the area and 3 grandchildren with whom she enjoys spending her leisure time. She is an active member of the McGrawsville United Methodist Church and passionately roots for both the Purdue Boilermakers and Indianapolis Colts. She also enjoys reading, antique hunting, gardening, and “Letter Boxing”.