First Farmers Bank & TrustWealth Management Division
First Farmers Bank & Trust
101 W. Sycamore St.
KokomoIN 46901
Phone: 765-455-1546
Fax: 765-457-1390
Contact Us

Securities offered through

  • NOT FDIC Insured
  • NOT GUARANTEED by the bank
  • Subject to risk and may lose value
  • Not a deposit
  • Not insured by any government agency
  • Raymond James is not affiliated with the financial institution or the investment center


About Us

First Farmers Bank & Trust - Wealth Management Division, a subsidiary of First Farmers Bank & Trust, has been providing complete brokerage services and personalized investment advice to clients since 1998. Through Raymond James, we offer a variety of retirement programs including: self directed IRAs, pension plans, profit sharing, self employed retirement income deferral programs like a 401(k) (for the individual self employed and small or large businesses) and several college educational funding programs. We offer competitive rates on certificates of deposit, municipal bonds, corporate bonds, government bonds, tax-deferred annuities, money market funds and a variety of mutual funds.  

Following the model set by our parent organizations, the Wealth Management Division remains committed to providing our clients with an exceptional level of personalized service with investment packages designed to best fit their expressed financial goals.

Peru, IN office
2 N Broadway
Peru, IN 46970
Ron Douglas
Kurt Krauskopf
Stacey Miller

Kokomo, IN office
101 W Sycamore St  6th FL
Kokomo, IN 46901765-455-1546
Ryan Winger
Michael Ricci
Irene Rolland
Bonnie Nicholson


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Ronald Douglas
Registered Principal

Ron Douglas is a lifelong resident of North Central Indiana, a graduate of Pioneer High School, and a graduate of Findlay College, B.S. in both accounting and comprehensive business education. After spending some time as a high school educator, he still applies those skills by helping clients understand the benefits of successful portfolio management. I believe that my clients gain a better understanding of various product advantages when services are explained in everyday terms.

Ron's career in financial services began in 1981 and continued while employed with several different institutions and performing a variety of functions. He entered the financial planning profession, in 1992, as a registered representative with Raymond James Financial Services under the investment management research division. He maintained this status as he continued with his duties with First Farmers Bank & Trust. Upon the formation of First Farmers Investments, now First Farmers Bank & Trust - Wealth Management Division, he transitioned his clientele to the Raymond James Financial Institutions Division in 1998.

His comprehensive service program begins with an assessment of each client's current investment situation and financial objectives. He then presents a detailed financial plan that takes into account the client's risk tolerance, time horizon, financial objectives, and basic understanding. He regularly monitors each client's account and issue semi-annual investment evaluations with suggestions and ideas of possible refinements in their portfolio.

Ron lives in Peru with his wife Janet and their two children, Sabrina and Blake, and am actively involved in many leisure activities, including church and the amateur youth circus.

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Kurt Krauskopf
Financial Advisor

Kurt is a resident of Peru, IN.  He graduated from Maconaquah High School  in 1972.  He attended Indiana University and graduated in 1976 with a degree in accounting.  Kurt has worked as the Vice President/Corporate Secretary of Bryan Steam LLC, a local boiler manufacturer in Peru, for over 29 years.  Kurt is very involved within his community.  He currently serves as the president of the City of Peru common council, where he has served for over 9 years.  He also serves on the Circus City Festival board, the Miami County YMCA board, along with his involvement with Junior Achievement.  He comes with much experience from his prior business of over 30 years of tax preparation.  Kurt and his wife Risa have been married for 28 years.  They have two sons, Kyle and Cody.  Kurt and his family are very involved with the St. John's Lutheran Church.  Kurt currently sings in the choir, handles the payroll, and cooks for special occasions. 

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Ryan Winger
Registered Principal
Financial Advisor
Toll-Free: 800-449-8890

Ryan Winger is a graduate of Oak Hill High School and is a lifelong resident of the Howard/Grant County area. He earned a Bachelor of Science degree at Purdue University in Food Process Engineering with an additional year of study in  economics and business. He currently lives in Swayzee with his wife of 35 years, Honey, who is employed with Indiana Wesleyan University.  Their children reside in Johnson City, Tennessee(Kirk) and Nanning, China(Emily).  Ryan has held various positions in church and local school organizations.  His career experiences leading up to his present relationship with First Farmers Bank & Trust - Wealth Management Division and Raymond James Financial Services include eight years as a commodity analyst/broker and 13 years in sales and service. This background provides him with unique insight into both market behavior and service culture. His commitment to clients is evidenced by his core belief of providing superior service and genuine concern for their financial interests and personal goals.

 His licenses include: General Securities License (Series 7), General Securities Principals License (Series 24), Investment Advisor's and State 'Blue Sky' License ( 66), and Life, Accident and Health Insurance License.

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Mike Ricci
Registered Principal
Wealth Manger

Mike Ricci was born in Ft. Lauderdale, FL.  In 1967 he moved to Logansport, and in 1975 he moved to Kokomo where he currently resides.  Mike graduated from Kokomo High School and received his undergraduate degree from Wabash College with a Bachelor of Arts in Economics.  He then went on to receive his MBA in Finance from the University of Notre Dame, which included a semester of study abroad in London.  Mike has worked in the brokerage industry for 26 years. He also was a partner with his father for 23 years, and worked as a manager for 11 years.  Mike has been elected a city councilman, has served on various public and private boards, and had done freelance sports broadcasting on both radio and internet podcasts.  In his free time, Mike enjoys playing cards, golf and tennis. 

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Irene Rolland
Registered Principal
Licensed Sales Assistant
Toll-Free: 800-449-8890

Irene is originally from the Lone Star State and grew up in Denison, Texas. She moved to Kokomo in 1988 and has worked in financial services for 25 years. She and her husband, Larry, have four children in the area and they are active in the Oakbrook Community Church and various service organizations in the community. Her hobbies include photography, gardening and travel.  She currently carries Series 7, Series 24, Series 63, and Series 65 licenses and attended the University of Phoenix, online program.

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Bonnie Nicholson
Administrative Assistant
Toll-Free: 800-449-8890

Bonnie is a lifelong resident of Howard County and is a graduate of Eastern High School. She has 16 years of experience in the financial services industry and earned an Associate of Science degree from Indiana Wesleyan University in business administration. She has two sons in the area with two grandchildren.  Bonnie owned a local private business for over 25 years. She is active in the Bible Baptist Church on Dixon Road and enjoys walking and reading in her leisure time.

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Gloria Yoars
Office Associate

Gloria Yoars has been a life long resident of Indiana. She was born in Marion, IN and is a graduate of  Maconaquah High School. She has 23 years of experience in financial services with First Farmers Bank & Trust including the last 6 in the wealth management division. She has two sons in the area and 3 grandchildren with whom she enjoys spending her leisure time. She is an active member of the McGrawsville United Methodist Church and passionately roots for both the Purdue Boilermakers and Indianapolis Colts. She also enjoys reading, antique hunting, gardening, and “Letter Boxing”.

Stacey Miller
Administrative Assistant

Stacey grew up in southern Michigan where she graduated from Marcellus High School. She furthered her education at Southwestern Michigan College while also working at the G.W. Jones Exchange Bank in Marcellus and Cassopolis, MI. She very much enjoyed working with others in the banking environment. She is now building those same kind of relationships at FFBT Wealth Managment in Peru.

Stacey relocated to Peru in 1996 when she married her husband Troy. They have two children, Taylor and Neil. In her leisure time Stacey enjoys reading, watching movies, and traveling with her family.

About Raymond James

In 1962, Bob James set out to build a different kind of financial services firm – one that put people, planning and principles first. And now, more than 50 years later, Bob's different kind of firm is one of the leading independent financial services companies in the United States.

Raymond James has grown to become a well-respected, widely recognized multinational firm with distinct business units that serve a variety of clients, from individuals and small business owners to municipalities and major corporations.

Milestone spotlight

October 19, 1987: Black Monday. While other firms closed their trading desks to minimize internal losses, Raymond James kept its desks open to meet clients’ needs. Because of Raymond James’ agency-based business model and commitment to client service, this was our first, last and only unprofitable quarter since the firm went public.

We can be sure the markets will change over the next 25 years, and that our industry and firm will continue to evolve. What won’t change is our commitment to the values that have driven our success.

Hear what Tom James, our executive chairman, had to say about the accomplishment of 100 consecutive quarters of profitability achieved in early 2013.1

By the numbers*

  • Over 6,200 financial advisors
  • More than 2.5 million client accounts
  • Over 2,500 locations throughout the United States, Canada and overseas
  • Approximately $486 billion in total client assets

It’s been our privilege for more than 50 years to support the goals of our clients and to give back to the communities in which we live and work – and we look forward to continuing to do so for many, many years to come. To take a “scroll” down memory lane, explore our history at RAYMONDJAMES.COM.

*As of 12/17/2014

1Past performance is not indicative of future results. The information provided is for informational purposes only and is not a solicitation to buy or sell Raymond James Financial stock.


Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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