First Farmers Bank & Trust - Wealth Management Division, a subsidiary of First Farmers Bank & Trust, has been providing complete brokerage services and personalized investment advice to clients since 1998. Through Raymond James, we offer a variety of retirement programs including: self directed IRAs, pension plans, profit sharing, self employed retirement income deferral programs like a 401(k) (for the individual self employed and small or large businesses) and several college educational funding programs. We offer competitive rates on certificates of deposit, municipal bonds, corporate bonds, government bonds, tax-deferred annuities, money market funds and a variety of mutual funds.
Following the model set by our parent organizations, the Wealth Management Division remains committed to providing our clients with an exceptional level of personalized service with investment packages designed to best fit their expressed financial goals.
Ron Douglas is a lifelong resident of North Central Indiana, a graduate of Pioneer High School, and a graduate of Findlay College, B.S. in both accounting and comprehensive business education. After spending some time as a high school educator, he still applies those skills by helping clients understand the benefits of successful portfolio management. I believe that my clients gain a better understanding of various product advantages when services are explained in everyday terms.
Ron's career in financial services began in 1981 and continued while employed with several different institutions and performing a variety of functions. He entered the financial planning profession, in 1992, as a registered representative with Raymond James Financial Services under the investment management research division. He maintained this status as he continued with his duties with First Farmers Bank & Trust. Upon the formation of First Farmers Investments, now First Farmers Bank & Trust - Wealth Management Division, he transitioned his clientele to the Raymond James Financial Institutions Division in 1998.
His comprehensive service program begins with an assessment of each client's current investment situation and financial objectives. He then presents a detailed financial plan that takes into account the client's risk tolerance, time horizon, financial objectives, and basic understanding. He regularly monitors each client's account and issue semi-annual investment evaluations with suggestions and ideas of possible refinements in their portfolio.
Ron lives in Peru with his wife Janet and their two children, Sabrina and Blake, and am actively involved in many leisure activities, including church and the amateur youth circus.
Dick was born in St Paul, Minnesota and moved to the Peru area in 1986, the same year he started working in financial services. He is a graduate of St. Cloud University with a Bachelor of Arts in Economics and holds a Series 7 Investment and Insurance License. He and his wife, Donna, have two sons and one grandson. Dick is active in Ole Olsen Memorial Theatre and in the Cole Porter birth house restoration project. In his leisure time, Dick enjoys woodworking, photography, and golf.
Ryan Winger is a graduate of Oak Hill High School and is a lifelong resident of the Howard/Grant County area. He earned a Bachelor of Science degree at Purdue University in Food Process Engineering with an additional year of study in economics and business. He currently lives in Swayzee with his wife of 30 years, Honey, who is employed with Indiana Wesleyan University. Their children reside in Nashville, Tennessee(Kirk) and Kunming, China(Emily). Ryan has held various positions in church and local school organizations. His career experiences leading up to his present relationship with First Farmers Bank & Trust - Wealth Management Division and Raymond James Financial Services include eight years as a commodity analyst/broker and 13 years in sales and service. This background provides him with unique insight into both market behavior and service culture. His commitment to clients is evidenced by his core belief of providing superior service and genuine concern for their financial interests and personal goals.
His licenses include: General Securities License (Series 7), General Securities Principals License (Series 24), Investment Advisor's and State 'Blue Sky' License ( 66), and Life, Accident and Health Insurance License.
Irene is originally from the Lone Star State and grew up in Denison, Texas. She moved to Kokomo in 1988 and has worked in financial services for 23 years. She and her husband, Larry, have four children in the area and they are active in the Oakbrook Community Church and various service organizations in the community. Her hobbies include photography, computers, and travel. She thoroughly enjoys following her children’s sporting events and is an avid Indianapolis Colts fan. She currently carries Series 7, Series 24, Series 63, and Series 65 licenses and attended the University of Phoenix, online program.
Bonnie is a lifelong resident of Howard County and is a graduate of Eastern High School. She has 13 years of experience in the financial services industry and earned an Associate of Science degree from Indiana Wesleyan University in business administration. She has two sons in the area with two grandchildren. Bonnie owned a local private business for over 25 years. She is active in the Bible Baptist Church on Dixon Road and enjoys walking and reading in her leisure time.
Nancy is a native of Peru, IN and graduated from Maconaquah High School in 1978. She received a degree in Agriculture Economics from Purdue University in 1982 and lived in four other states before returning to the Peru area in 1999. She has 10 years of experience in the financial services industry and became licensed with her series 7 and 66 in 2004 in order to help her clients more thoroughly with their financial planning needs. She and her husband, Wayne, have four daughters, one grandson, and one more grandchild on the way, and they reside in Indiana and Texas. She is a member of Main Street United Methodist Church and is involved in various community singing groups as well as volunteer organizations. She enjoys reading, singing, and gardening.
About Raymond James
Raymond James is one of the largest independent financial services firms in the United States. Since its beginning in 1962, it has always been a different kind of company – embracing long-term planning and methodical decision-making while staying uncompromisingly client focused. When other firms were simply buying and selling stocks or mutual funds, Raymond James focused on financial planning to help individuals reach their goals. It was the first firm to pioneer that concept – and today it supports its advisors with access to a full range of comprehensive resources, helping them to do the same.
- More than 5,400 financial advisors
- 2 million client accounts
- 2,400 locations (United States, Canada and abroad)
- $268 billion in client assets
- $35 billion managed by its subsidiary asset managers
Raymond James Financial was recently named the best full-service broker in the 2011 SmartMoney annual broker survey for the third time in four years – ranking above Edward Jones, Wells Fargo, UBS, Merrill Lynch and Morgan Stanley Smith Barney.
For more information, visit raymondjames.com.
SmartMoney does not endorse any product or service of Raymond James. The survey criteria included performance of recommended stocks, customer satisfaction, and user-friendliness of account statements and websites. Past performance may not be indicative of future results. Please note that fees and charges will reduce an investor’s return.