So Much More Than a Three-Day Weekend                   May 22, 2012

Each year, on the last Monday in May, the United States observes Memorial Day. This unofficial start of summer is so much more than a day off from work. The federal holiday started after the American Civil War as a way to honor fallen soldiers. That tradition continues today, now extended to honor all Americans who have sacrificed their lives while fighting for our freedom in the armed forces.

Many also use the occasion to remember family members who’ve passed, whether military or not. A national moment of remembrance takes place at 3 p.m. local time; another tradition lowers the flag to half-staff from dawn until noon. Of course, it’s not unheard of to dust off the grill and enjoy a day outside, perhaps even at the beach. Regardless of how you spend the holiday, I hope you’ll be surrounded by family and friends.

Please note the financial markets and our office will be closed on May 28 to observe this holiday. Should you find it necessary, you can access your accounts using Raymond James Investor Access any time.

Sincerely,

Philip J. Moses, Jr., CPA/PFS
Financial Advisor