A complete range of services to address all of life’s priorities.

Your financial needs change over time, from accumulating wealth to planning for retirement to making your money last as long as possible through retirement.

One constant, however, is our ability to help you pursue your goals throughout your whole life. Through the full spectrum of financial services we offer, we can help you plan not only for a wide range of needs, but for the long succession of significant events that span your lifetime.

Asset allocation

Asset allocation is a long-term strategy designed to help investors achieve their financial goals without assuming undue risk. By allocating your assets to a diverse variety of sectors and investments, we attempt to increase the likelihood of generating a more consistent, positive return over the long term. Depending on your risk tolerance, the economic environment, your specific objectives and other factors, your portfolio may include domestic and global stocks, fixed income, real estate and alternative investments.


Asset allocation does not ensure a profit nor protect against loss.

Financial planning

There’s much more to your life than simple transactions and returns. Similarly, there’s more to financial planning than just a portfolio and a retirement strategy. You have many things to plan for now, soon and well into the future, so we look at financial planning through a wide lens, and we develop strategies designed to keep you comfortable in the present while helping you reach your near- and long-term goals.

Our comprehensive financial planning services include:

  • Net-worth analysis
  • Cash flow planning
  • Strategic asset allocation
  • Retirement planning
    • Traditional IRAs
    • Roth IRAs
    • Qualified retirement plans
    • Company retirement plan rollovers
  • Education planning
    • Education savings accounts
    • 529 college savings plans
    • Custodial accounts
  • Trust and estate planning
  • Insurance and annuities
  • Liquidity and cash flow strategies
  • Tax planning and liability management
Retirement income planning

Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement planning and disciplined investing. Once in retirement, preserving your wealth and maintaining your lifestyle are likely among your highest priorities. You aspire to stay in your home as long as you want and be able to leave behind the legacy you had envisioned. We can help you prepare for this most significant milestone in life.

Retirement income planning

Stocks

Every day, millions of people trade stock in markets around the world. But what does it actually mean to own stock? For many, it simply represents a goal of financial gain. But stocks are much more than investments. They allow companies to expand business overseas, build new buildings, create more jobs, offer better pay and conduct life-saving research.

Many companies issue stock, also known as equity, to raise money for expansion, equipment upgrades or other costly developments.

By purchasing stock, you are actually paying for a small percentage of everything the company owns. Generally, investors purchase stock to realize capital gains.

401(k) plan rollovers

If you’ve changed jobs or are retiring, rolling over your retirement assets to an IRA can be an excellent solution. It is a non-taxable event when done properly – and gives you access to a wide range of investments and the convenience of having consolidated your savings in a single location.

In addition, flexible beneficiary designations may allow for the continued tax-deferred investing of inherited IRA assets. We can handle all details for you, including contacting your former plan administrator, opening your new rollover IRA and completing the paperwork.

What to expect from your 401(k) advisor

Goal planning

Together, we can take financial planning to new levels with tools to help you plan and pursue your short- and long-term goals. It’s never been easier to set your personal retirement and financial goals and follow their progress. First, watch the informative video, below. Next, print out and complete the Retirement Readiness Checklist to gauge your readiness for retirement. Then, give us a call and let’s get started.

Goal planning video

Caterpillar Executives

In working with Caterpillar executives, we know firsthand that the rewards of providing uncommon vision and leadership are justifiably significant. Along with reward, however, come unique challenges that most executives at publicly traded companies face when managing their personal financial plans. These include highly concentrated stock positions, various regulatory requirements impacting transactions of company stock, equity based compensation, and company trading policies. 

With years of experience serving corporate executives, we can help you meet your comprehensive financial needs by leveraging the diverse resources of Raymond James to provide:

  • Personal Financial Solutions
  • Financial and Estate Planning
  • Tax Planning
  • Risk Management
  • Portfolio Design and Management
  • Alternative Investments
  • Lending
  • Insurance
  • Education Planning

Executive Transactions:

  • ESOPs
  • Cashless Stock Option Exercises
  • Rule 144 Executions
  • 10b5-1 Sales Plans
  • Hedging and Monetization for Concentrated Equity Positions

Corporate Solutions:

  • Share Repurchase Programs
  • Corporate Cash Management
  • 401(k) Retirement Programs
  • Other Retirement Programs
  • Executive Benefit Platforms