Preserving wealth
for generations

Retirees and Pre-Retirees

As you approach retirement, there are many issues to consider. Do you know how much income you need your assets to generate once you retire? Have you identified the sources of your retirement income? Have you distinguished your true needs versus wants and wishes? If you own a business, do you have a formal exit strategy?

We can help address all these issues and determine how much you will need to withdraw from your retirement portfolio to live comfortably in retirement. There is no “right” date for retirement. You must evaluate your unique circumstances and base the decision accordingly. We can help you make the assessments you need.

Once you finally do retire, the need for a financial plan doesn’t just end. Because people are living longer today, the possibility of going 30 years without a paycheck takes careful planning and disciplined investing.

We can help you with preserving your wealth, creating sustainable income throughout retirement and maintaining your standard of living. There are many things we do. One is to create a personalized plan designed to preserve your wealth and mitigate the impact of market risk, taxes and inflation. This includes having a sustainable withdrawal strategy to strike a careful balance between your need for monthly income and your desire to make your money last your lifetime.

We will help you manage your required minimum distributions and determine the most tax-efficient ways to draw income from your taxable and tax-deferred investments. We’ll also make sure to review important matters such as Social Security and Medicare. Plus, we’ll collaborate with your legal and insurance professionals on important matters such as having a plan for your estate, and having the protection provided by life insurance and long-term care insurance.

You’ve worked hard all your life to arrive at this significant stage of your life. Our goal is to help you enjoy your well-deserved retirement.

Investing involves risk and you may incur a profit or loss regardless of strategy selected.

Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professionals.


You want your money to work as hard as you do, and you deserve a team who can help make sure it does.

Green Wealth Management Group