Net Worth

Net Worth

Your net worth is the value of all of your assets, minus the total of all of your liabilities. Put another way, it is what you own minus what you owe. If you owe more than you own, you have a negative net worth. If you own more than you owe you will have a positive net worth. This calculator helps you determine your net worth and estimates how it could grow (or shrink) over the next ten years.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Jim and Judy’s story

Jim and Judy were concerned about whether any of their adult children could or should serve as successor trustees or representatives of their estate when the time comes. We worked with Raymond James Trust, which helped them appoint an independent trustee to act on their behalf. They are now content that their family will be taken care of and that their wishes will be carried without the burden or responsibility falling on their children.

PERSONAL

Financial guidance for retirement planning and living

BUSINESS

Financial guidance tailored for business owners

Edward’s story

Edward was the proud owner of a business that was doing very well. He thought it was an opportune time to open a second location, but he didn’t want to liquidate his current investments or interrupt his long-term financial plan. So we worked with Raymond James Bank to set up a Securities Based Line of Credit, providing a low-cost source of capital and new inspiration for his big plans.

A Securities Based Line of Credit may not be suitable for all clients. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the pledged account(s) may be sold to meet the margin call, and the firm can sell the client’s securities without contacting them. The interest rates charged are determined by the market value of pledged assets and Capital Access.
The experiences listed here may not be representative of the experience of all clients and may not be indicative of future performance or success. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Guidepoint Financial Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

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