Handler Investment Consulting Group of Raymond James
Our Firm in the Press

The PLANADVISER Top 100 Advisers

FEATURED IN
Forbes Magazine
Helping Plan Participants Retire With Dignity

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Top Financial Advisers 2016

Retirement Plan Adviser Large Team of the Year Finalist

Private wealth counsel for successful individuals and their families

You lead a busy life and seek trusted financial guidance for managing all aspects of your financial life – so you can focus on your successful endeavors. We offer a sweeping range of services designed to help manage and preserve your wealth, and build a lasting legacy. The successful families and individuals we serve include entrepreneurs, business owners, professionals, corporate executives, affluent retirees and those who have acquired sudden wealth.

Managing your wealth
Addressing the complexities of wealth requires many things – seasoned guidance, a disciplined process, and access to a diversified collection of financial solutions. We offer comprehensive wealth management services that go far beyond just typical investment management – to serve you and your family, today and well into the future. These services include:

Asset management

In today’s complex marketplace, even sophisticated investors are challenged to keep current and respond to rapidly changing conditions. By utilizing advanced asset allocation strategies and carefully selected money managers across a diverse range of equity and fixed-income disciplines, our objective is to provide you with an institutional-quality portfolio designed to help achieve your long-term financial goals.

Asset allocation does not guarantee a profit nor protect against losses.

Municipal bonds

Municipal bonds are often an ideal investment choice if you are nearing or in retirement, or simply seeking tax advantages. Interest paid on tax-free municipal bonds is exempt from federal taxes and also state taxes (in most cases) if you live in the state that the bond was issued. However, bonds may be subject to federal alternative minimum tax (AMT), and profits and losses on bonds may be subject to capital gains tax treatment. Raymond James is a top 10 underwriter nationally and offers bonds in municipalities all across America.

Retirement planning

Preserving your wealth and maintaining your high standard of living are likely among your highest priorities. Because people are living longer today, the possibility of spending 30 years in retirement requires careful planning and disciplined investing. We can create a plan for monthly distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax planning, proper account titling and beneficiaries, multigenerational wealth transfer, charitable giving, and asset protection and reallocation.

Preserving your wealth

Capital preservation and risk management take on added urgency when you achieve a substantial level of wealth. Maintaining your standard of living, providing for your family, generating income with minimal tax consequences, and safeguarding your wealth against unexpected events are the concerns that have taken center stage. With our extensive resources and expertise, we can help with all these issues. With our expertise and access to extensive resources, we can provide guidance on all these vital issues.

Asset allocation

Asset allocation has been shown to be the most important single determinant of overall investment performance and risk*. Choosing the right mix of asset classes also can reduce portfolio volatility significantly. We make asset allocation a key component of our investment strategy, selecting a mix of asset classes that reflects your financial objectives, time horizon and risk tolerance.

*Source: Brinson, Hood and Beebower; “Determinants of Portfolio Performance”, 1986, updated 1991 and 1995. Asset allocation does not guarantee a profit or protect against a loss.

Concentrated equity strategies

Family wealth is often concentrated in a single stock, either inherited or earned during a successful business career. If you’re in this situation, there are many options available beyond simply selling the stock. Although reducing the risk of a concentrated equity position can be complicated, we can provide a variety of solutions that can hedge, monetize, diversify or transfer the position while managing the tax implications.

Insurance and annuities

Because insurance protects you from the unexpected, it plays a crucial role in your comprehensive financial plan. Raymond James provides a wide array of quality insurance alternatives, including life insurance, long-term care insurance and annuities. They can offer an important layer of safety for you, your family or your business.

Tax planning

We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants and tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies to lessen or shift current and future tax liabilities, we can improve your prospects for meeting your financial objectives. In addition to impacting your life today, prudent tax planning can play a large role in the amount of wealth you will be able to someday transfer to your heirs.

Building your legacy

One of the most rewarding aspects of wealth is the opportunity to share it. Working with your legal and tax professionals, we can help develop a plan that enables you to maintain your lifestyle now while building a successful financial legacy for your future.

Estate planning

Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can ensure that your assets accumulated over your lifetime are protected and preserved for the use you have intended.

Charitable giving

Giving can not only help the organizations you choose, but can also generate personal tax benefits and advance your wealth management plan. We can help you with solutions that include private family foundations, charitable trusts, charitable gift annuities, pooled-income funds and donor-advised funds.

College planning

Funding a child’s or grandchild’s higher education can be a personally rewarding use of your wealth. We can help you provide for this opportunity with investment vehicles such as Coverdell education savings accounts, 529 college savings accounts and specialized trust vehicles.

Contact our Office

9595 Wilshire Blvd. // Suite 300 // Beverly Hills, CA 90212 // T 310.285.4503 // TF 844.234.4015 // F 310.285.4545 // Map and Directions  

The PLANADVISER Top 100 Advisers is an annual listing of the retirement plan advisers and adviser teams that stand out in the industry in terms of a series of quantitative measures such as qualified plan assets under advisement (AUA) as well as the number of plans under advisement. We also call attention to those who have more than 20% of their practice focused on 403(b) plans, 457 plans, defined benefit (DB) plans or nonqualified plans.

Individuals had to have 65 or more plans or at least $500 million in AUA; teams needed to advise at least $1.5 billion in assets or a minimum of 125 plans; and multi-office teams needed to oversee $2.5 billion in plan assets or 200 or more plans.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability. © Raymond James & Associates, Inc., member New York Stock Exchange / SIPC | Privacy Policy