Insurance Services

At Keating & Associates, we realize you have a bright future. We also understand that your future faces big risks – economic uncertainty, unpredictable taxes, and unanticipated changes in health and life, to name a few. We can help you realize the value of safeguarding your assets against unknown expenses with the individual insurance tools we offer. Life, disability and long-term healthcare insurance are viewed not only as protection, but also as potential wealth-building vehicles that help complement investment portfolios.

Our firm won’t build your portfolio with off-the-shelf insurance products. Rather, our creative and experienced associates will customize insurance tools for your unique circumstances. Additionally, Keating & Associates has outstanding relationships with underwriters at some of the best insurance companies in the business, and because we’re not tied to just one provider, we can shop around for the most suitable product designed to meet your needs. As a result, the people and things that matter most to you will be better protected.

Long-Term Care Insurance

Your assets could quickly be depleted by the cost of healthcare if not properly insured when faced with a chronic health condition or physical disability. Long-term healthcare insurance mitigates that risk by providing financial assistance over a long period of time to help fund expenses for assisted living, nursing care or home healthcare.

Life Insurance

Your passing will undoubtedly impact the people and causes to which you have devoted your life. Help ensure they are taken care of via life insurance. In addition to providing financial support for those you leave behind, life insurance can decrease your estate taxes and maximize your estate planning, directing your assets to the people and institutions you specify – not the legal system. We'll help you sort through widely varying policies to find the appropriate insurer for your needs, as well as determine the correct amount of insurance designed to fulfill your legacy.

Disability Insurance

According to the Disability Insurance Resource Center, a 37-year-old is more than three times more likely to become disabled than to die before reaching age 65, making disability insurance a practical tool for managing your wealth. The financial consequences of losing a household income can be devastating to a family, but disability insurance – intended to provide income should you become disabled – can certainly help.