Moving From Success to Significance.
We work with you to transform your values, sense of purpose, and individual objectives into financial and estate planning strategies; to strike a balance between preserving your wealth and leaving a legacy for generations to come. We'll coordinate with your legal team and tax advisors to guide the management and preservation of current and future assets.
We want to empower our clients through their financial choices, helping them move from success to significance. For most of our clients, accumulating wealth is the gateway to achieving the lives they want to live and leave the legacies they wish to leave.
Our Transformative Wealth process is specifically designed to help our clients translate their individual goals and objectives into reality. Our goal is to help them to do just that.
Transformative Wealth helps to simplify financial issues by establishing a clear, deliberate path and plan. It integrates your finances to match your risk tolerance. And it is a comprehensive approach designed to consider all aspects of your life and your goals.
Our Process can also help to derive greater value from other professional advisors you use such as your accountant and lawyer. It can provide an estate and business continuation plan. It can even help you take advantage of new business opportunities.
In short, Transformative Wealth is intended to give you a greater understanding of your investments – and all that they entail – as well as increased confidence about your future. And it affords you more time to concentrate on what matters most in your life – perhaps your children or grandchildren, your faith, business, a favorite charity, or even a favorite sport or hobby.
The Six Steps of Our Transformative Wealth Process.
Wealth is a tool to help build the life you envision. So in our initial Vision Session, we begin by learning about what that life looks like to you. Once we fully understand your vision, we balance opportunities with the realities of any constraints or obstacles you may face.
We then move to Discovery Analysis. This important step is a comprehensive assessment of your current business and personal financial situation. It gives us a financial framework so we can begin to develop an effective, appropriate strategy.
In our Strategy Session, we look at different tools and tactics to help us overcome any hurdles on the way to helping you achieve your objectives. Here, we employ powerful tools we have developed to help you fully understand your financial picture, define your requirements and aspirations, and assess your comfort level with regard to a broad array of investment opportunities. (See the Tools We Use section.)
Now we are ready for the step we call the Client Roadmap. Using all we have learned about you from the previous steps, we create a detailed blueprint to address each aspect of your wealth management needs and help achieve your goals.
In the Wealth System step, we compile and implement a system of people, processes and resources to launch your plan and help you achieve your goals. We will coordinate with other advisors such as your attorney or CPA, with your consent and knowledge.
Finally, the Wealth Monitor stage features a structured review procedure to chart your progress. We offer refinements as needs and situations change, always keeping you informed and making certain that every action meets with your approval and comfort level.
It is a way of doing business that has elevated the planning process to focus exclusively on you.
View a graphic overview of our Transformative Wealth Process
Tools We Use
The Family Wealth Stress Test
This tool helps us determine your family wealth index – in other words, the minimal rate of return that you need to attain in order to meet your goals. We use this as a benchmark instead of measuring against the S&P because it allows our clients to take less risk. We also stress test your portfolio against various scenarios such as inflation, to help set and maintain your expectations.
Client Engagement Road Map
Many investors are inclined to make emotional, sometimes rash, decisions based upon what is happening at the moment, losing sight of where they have been or where it is they want to go. Our solution is to build our service around the Client Engagement Road Map. The Client Engagement Road Map is a tool establishing a quarterly planning and service agenda to coordinator our clients' multi-faceted and more complicated financial affairs. This tool helps our clients articulate and then document their goals and objectives in a critical function. This helps make complicated matters simpler. The Road Map identifies and then lays out a structured approach to each of the many separate and frequently more complicated client needs and desires.