With more than 14 years of investment and financial planning experience, Dean Williamson helps his clients grow and preserve their wealth to prepare for retirement. By taking the time to listen and understand their goals, he develops strong client relationships that better enable him to meet their needs.

As an advisor with Raymond James Financial Services, Dean has the unique ability to tailor his services to a variety of client objectives. "Raymond James gives me access to the tools and investment alternatives to help me provide the highest level of personalized service," he explains. "Best of all, I have the freedom to make investment recommendations based solely on my clients' best interests."

An experienced financial professional, Dean holds numerous professional designations and securities licenses. He is a registered principal, registered options principal, registered investment advisor representative, municipal fund securities principal and managed futures principal. In addition, Dean has been named to Raymond James' President's Club and Leaders' Council - honors extended to financial advisors who have shown outstanding, ongoing commitment to serving their clients.

Dean earned his bachelor's degree from Kenyon College in Gambier, Ohio, with concentrations in economics and mathematics. Originally from Davidson, North Carolina, he now resides in Huntersville with his wife, Elizabeth, and their two daughters, Victoria and Iva. When he's not working with his clients, Dean enjoys water skiing and biking. He is also a collector car enthusiast.

To learn how you can benefit from Dean's experience and financial planning expertise, please contact him today.

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David Schiff joined Raymond James Financial Services after beginning his career as a financial advisor with Morgan Stanley Dean Witter. His licenses include the Series 7, Series 66, Series 31, and life and health insurance.

A native of upstate New York, David attended Charleston Southern University where he majored in both economics and business administration. As a member of the Charleston Southern golf team, he competed at the Division I level. David believes that every investor’s trust deserves his dedication by identifying and learning each client’s unique needs and objectives. By understanding the client's desires, he can provide a complete, professional solution for investments, insurance, estate, education or retirement planning.

David resides in Huntersville, where he is available to address his clients' individual concerns, both in and outside North Carolina.

David P. Coss is an attorney. He is also a financial advisor with the firm of Raymond James Financial Services, Inc. David was born and raised in the northeastern United States. He is a graduate of The State University of New York and Wake Forest University School of Law. Upon graduation from law school, David practiced law in Winston-Salem for two years, then he and his family relocated to Charlotte. After nine years in the private practice of law, David entered the financial services business. He works with both individuals and businesses in all areas of financial planning and investing, with a special emphasis on retirement planning, asset allocation and estate planning.

David and his wife, Elizabeth, have two children and are members of the University City United Methodist Church in Charlotte, North Carolina. David is active in the Charlotte community as a volunteer for Mecklenburg County Bar-sponsored programs with school children, as a coach for several children’s sports and as a fund raiser for the Special Olympics.

*Legal services are provided by David Coss and are not a service provided by Raymond James Financial Services. 

Tom Oddo earned a Bachelor of Arts from Davidson College and has 20 years of experience as a financial advisor. Originally from Cleveland, Ohio, he made Davidson his home after graduating. Tom’s primary focus is helping clients build and maintain an appropriate investment portfolio for their individual needs, including asset allocation and wealth accumulation, estate planning, life insurance, and long-term care. Tom also has experience with investment planning for clients who are going through divorce.

As the prior head wrestling coach at Davidson College, Tom continues to be actively involved with the school. He teaches in the athletic department, operates the game clock during football season and is involved with game management. He also volunteers in the community with various organizations. He enjoys wrestling, racquetball, running, tennis, golf and cooking. He also enjoys the fine art of wine making.

Tom is a member of Davidson United Methodist Church and has a son, Sam, and two daughters, Sarah and Laura.

David Ramsey has been in the financial services industry for 14 years, over 10 of which have been with Raymond James. David is a full-service financial advisor and wealth manager; he holds Series 7, 63 and 24 licenses as well as life and health insurance licenses. He also recently obtain his Series 65, "Registered State Investment Advisor" license, adding even more value to the services he provides to his clients.

David is originally from Boiling Springs, North Carolina and received his degree in Business Administration with a concentration in Economics in 1993 from Gardner Webb University where he now gives economic lectures to MBA students.

David currently resides in Denver, North Carolina and has served on various boards through the Chamber of Commerce, Rotary Club and at his alma mater. During his free time he enjoys playing classic North Carolina folk music on his guitar, and fishing in the Outer Banks.

Robert Higgins returned to the world of financial services in 2004. His career began in banking where he worked in both consumer and commercial lending. During the dot-com boom of the late 90s, he helped launch a successful sports website. Rob's licenses include the Series 6, 7, 26, 63 and 66, along with life, health, disability and long-term care insurance.

Rob graduated from Hobart College in 1993 with a major in Economics and a double-minor in English and Religious Studies. He was a wide-out for the football team, and a midfielder for the NCAA Division III National Championship lacrosse team. In 1996 he earned his Masters degree from St. Thomas University.

Rob's clients include both individual investors and small businesses and he travels frequently to clients in several states. He holds a private pilot's license and occasionally flies to meet with distant clients. He is knowledgeable, experienced, and enjoys setting up employer sponsored-retirement and benefit plans like 401(k), SIMPLEs, SEPs, and Defined Benefit. Much of his time however, is spent doing retirement planning with individual investors.

Rob lives in Huntersville with his wife, Loren, and their two daughters, Cecily and Phoebe. He is a member of Mensa and serves on the board for the Charlotte/Blue Ridge chapter. He enjoys working with computers and builds database-driven websites in his spare time.

Alan F. Burke, CPA has been a financial advisor with Raymond James Financial Services since 2002. He is a native of Salisbury, North Carolina, and has a bachelor’s degree from Appalachian State University in accounting. Alan has been a licensed CPA since 1986, and has operated his own full-service public accounting firm since 1989.

He holds Series 7, Series 63 and Series 65 licenses as well as his life and health license. Alan’s public accounting practice in Salisbury provides tax planning, business consulting, business succession planning, as well as traditional accounting services including bookkeeping, payroll, financial statement and tax return preparation.

Personal financial planning and investment management services are provided to individuals and owners of closely held businesses. The focus of the business is helping clients make decisions about their investments, employer sponsored retirement accounts, rollovers, and managing clients' assets to achieve their wealth and income goals.

Alan is married to Lori, and has two daughters, 15-year-old Madison and two-year-old Olivia.

*Tax services are provided by Alan Burke and are not a service of Raymond James Financial Services.

Donald L. Osborne has been a financial advisor with Raymond James Financial Services since 2002. He grew up in Jamestown, North Carolina, and has been residing in Salisbury for 10 years.

He earned his undergraduate degree from High Point University in 1987, majoring in business administration and economics, and has completed the required course work to qualify as a CPA candidate.

Donald worked for the North Carolina State Employee Credit Union as vice-president/city executive for 14 years before joining Raymond James Financial Services. He holds his Series 7, Series 63, and Series 65 licenses as well as his life and health insurance license. The focus of Donnie’s business is helping investors establish and achieve the financial goals they set for themselves.

Donald is married to Kim, and their daughter, Jordan, is six years old. When not at the office, Donnie and his family can be found enjoying boating and water sports on Lake Tillery in Albemarle.

Jason has more than 10 years of investment and financial planning experience. Jason uses his experience to work with his clients and help them grow and preserve their wealth and prepare for retirement. By taking the time to listen and understand their goals, he develops strong client relationships that better enable him to meet their needs.

As an experienced financial professional, Jason holds numerous professional designations and securities licenses. He is a CERTIFIED FINANCIAL PLANNER™ Professional, Certified in Long-Term Care, registered investment advisor representative, and holds a Series 7, Series 63, Series 65 license, along with a life and health insurance license.

Jason graduated from East Carolina University with a bachelor of science in business administration with a concentration in Financial Services. He earned a full athletic scholarship from East Carolina and was a member of the Pirates football team.

Jason and his wife Heidi live in China Grove and have a daughter, Raegan. Jason is active in the sport of archery and hunting. He is a member of First Evangelical Methodist Church, Eureka Masonic Lodge #283, Rowan County Shrine Club, Oasis Shrine Club and Delta Waterfowl Association.

Ethel Sellers has been a valuable member of the Lake Norman office of Raymond James Financial Services since 1997. She is a Charlotte native, a graduate of Montreat College and has lived in the Lake area for more than 30 years.

In addition to her duties as office manager, Ethel works closely with many of our key clients. She also oversees all areas of daily branch administration including client service, operations and compliance.

Ethel and her husband have two sons, one granddaughter and one grandson. She enjoys spending time with her family and friends in the North Carolina mountains.

Mary Ellen Werts came to the Lake Norman branch of Raymond James Financial Services in 2001. She is a graduate of the University of Georgia, where she earned her Bachelor of Science in marketing and interior design. Mary Ellen works in all areas of branch services with a focus on cash control, new accounts, client services and compliance.

Mary Ellen and her husband live in the Lake Norman area and have two daughters, Maren and Kara. Her special interests include interior design and special-event planning.

Marie Davis has many years of experience in the financial services industry. She is a native of Charlotte and a graduate of King’s College. Marie began her career in the trust department at Bank of America, and then worked at Provident Mutual Life as a pension representative servicing group annuity contracts. Prior to coming to Raymond James Financial Services in 2004, she was an account executive with Diversified Investments Advisors, where her focuses were 401(k), 403(b) and deferred compensation plans.

Marie works in all areas of the branch including operations, compliance, client service and recruiting.

Her personal interests include volunteering with Habitat for Humanity, hospice and the women’s shelter. She also enjoys spending time at the beach with her family, friends and pets, as well as cooking and gardening.

Kate and her family moved to the Lake Norman area from Connecticut in 2005. She has worked in the financial service industry for more than 11 years beginning her career with Advest Inc. in 1997. Kate grew up primarily in Connecticut but also spent several years as a child in Colorado. She is a graduate of CCSU in New Britain, Connecticut and plans to begin her graduate studies in the fall of 2009 at UNC Charlotte.

Kate has worked in several areas of financial services including investor online trading, client services and retail branch operations. She holds her Series 7 & 63 licenses and has extensive knowledge in the industry with a focus on operations and customer relations. 

Kate enjoys spending her time with her husband Ken, their two boys, Brendan and Jesse, and their two Pomeranians Nikah and Darby.

Kerry moved to the Lake Norman area in February 2007 from Sacramento, California. She worked for Bel Air Market in customer service for 30 years. She has a son, Myles, who lives in Rocklin, California. Kerry is our receptionist and also supports the administrative staff in many areas of client services. She enjoys snow skiing, golf and her two Labradors, Willywonka and Blackjack.