Investor Access

 

 

Our Advisory Process

A thorough, well-tailored financial plan is essential to prudent investing. That's why we call upon our team's combined experience and expertise to craft and monitor a detailed plan for each client we serve. In this process, we follow five key steps:

1. Review your current situation – In this first meeting we will gather information about your current situation. We'll begin by trying to understand every aspect of your financial life and collect any neccessary financial statements or other pertinent information from you. This is the ideal opportunity for us to get to know each other and determine if our partnership is a good fit.
   
2. Identify financial needs and goals – Next we'll learn about your long- and short-term needs and talk about your current asset allocation. Once we determine your current financial needs and goals, we'll know if we can help.
   
3. Advise – Together, once we've begun to establish a relationship, we will present you with a plan, breaking it down into three categories that will address your financial needs:
   
   • What you need to do (i.e., estate planning and setting up trust, living wills, etc.*)
     
   • What you should do (i.e., investment planning, account for cash flow)
     
   • And what you may want to do (i.e., long-term care, life insurance analysis)
   
   At this point we will also discuss our fee structure, which is typically fee-based rather than commission-based, enabling us to truly work in your best interest.
   
4. Allocate – Next we begin investing and diversifying the investment alternatives in your portfolio using a mixture of stocks, bonds, mutual funds and more.
   
5. Monitor – Based on the plan we've chosen together, we'll regularly check back with you to ensure your needs are being met, and your risks are being properly managed, re-evaluating and reallocating as necessary. We'll also touch base with you at least once a month to discuss your situation, portfolio and finances. This enables us to remain aware of any changes in your life that could affect your financial plan.

* We will partner with your attorney to ensure coordination in all areas.

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