Building a financial plan uniquely tailored to you

A customized financial plan serves as a “how to” for pursuing and potentially helping achieve your goals. Our process gives us an orderly way to identify relevant strategies for moving forward and fully addressing your needs. Here are the basic steps that outline the process we use for building your financial plan.

Understand
First, we’ll build an understanding of your personal goals, current financial situation, investment experience and risk tolerance. We’ll also make you aware of our capabilities and explain the services we offer that can help you meet your objectives.

Design
Next, our team analyzes the information you share with us and designs solutions intended to help you reach your objectives. This step may involve collaboration with your other planning professionals such as your CPA and attorney. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

Implement
In this step, we execute your approved, customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.

Manage
Once your plan is implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. A key to this step is your involvement in the process and communication of any significant changes in your life. We accomplish this by providing ongoing reporting of your account activity, meeting periodically to review your portfolio’s allocation and performance, and checking up on your current circumstances and goals.