Retirement Planning

The importance of preparing now for retirement

Whether it seems a lifetime away or just down the road, you can never start planning too early for retirement. With diminishing pension plan benefits and growing national anxiety about Social Security, now is the time to start working toward your retirement goals. Sound retirement planning involves tasks such as defining your specific financial goals, determining how much money you will need and assessing the probable impact of taxes.*

Our team members are well versed in the many retirement planning options available to you. We'll work with you to simplify the process and tailor your plans to help support your goals.

Visit our Retirement Planning Resource Center for more information, planning worksheets, and interactive calculators to help you take charge of your retirement goals

Optimizing your IRA rollover
Have you moved to a different company? Are you changing careers or considering early retirement? If you are receiving a distribution from a company retirement plan, there are many important factors to consider, including income taxes, penalty taxes and asset accumulation for retirement. Our financial advising team is prepared to guide you through the complexities of your IRA rollover and assist you in identifying the best financial planning options. Visit the following link to learn why an IRA rollover makes good financial sense.

Addressing retirement plan needs of small business owners
Attractive retirement plans enable business owners to create positive employee relations while helping their employees build financial independence and gain tax advantages. But when it comes to selecting a retirement plan, business owners today face a twofold challenge: Offering plans that will attract and retain employees but that are also affordable and easy to administer. Our team members have helped many local businesses owners structure affordable, competitive retirement plans.

New opportunities for individuals who are self-employed or starting a new business
If you are self-employed or leaving your corporate job to start your own business, a one-person 401(k) may be a viable retirement savings alternative for you. A relatively new option, the one-person 401(k) is designed for self-employed individuals who have no employees or work only with their spouses. It is essentially a profit sharing plan that allows pre-tax salary deferral contributions and tax-deductible company contributions. Other more traditional options are available as well.

* You should discuss any tax or legal matters with the appropriate professional.

For more information on these topics, contact us or visit Where to Learn More.

Retirement Planning Resource Center
Retirement Planning Overview from Raymond James
IRA Alternatives
Explore Other Retirement Planning Resources