10 Reasons to have us on your financial management team

1. We never lose sight of the fact that it’s your team, not ours. Our goal is simply to empower you to take charge of your future. We believe in working closely with everyone on your financial team, including your accountants and attorneys, as well as with the members of our own support staff. We encourage you to ask questions, to challenge assumptions and in the final analysis to call the shots.

2. We are committed to a "holistic" approach to financial planning. "Picking specific investments is not the place to start," Sacha cautions. "Your investment strategy needs to be part of an overall financial plan. It should include everything from insurance needs and savings for your children's education to retirement and estate planning."

3. Together, we bring decades of expertise to the partnership. Sacha is a senior vice president of investments with both Raymond James' Washington, D.C. and Boulder, Colorado office; Greg is a vice president of investments with Raymond James’ office in Boulder, Colorado. Sacha is a member of the firm’s Financial Advisors Council and President’s Council, and is a registered investment advisor representative. We're both licensed insurance agents. Between us, we have more than 40 years of experience in financial and investment counseling and manage investment portfolios with a total value of more than $190 million.

4. Our “he said/she said” approach gives you the best of two worlds. Our individual strengths – Greg’s in stock research and selection and Sacha's in financial strategy development – give you a broader scope of expertise than you're likely to find in any one person.

5. We’re proud of our contrarian market views. Buying the stocks everyone else is buying may be emotionally gratifying, but it may work against you financially. The smartest investor actually goes against prevailing trends to buy good companies when business is difficult and their share prices low and sell them when business is so good that a stock's price is fully valued.

6. We can guide you safely through the pitfalls of Sudden Money™. Even if you’re successful, sophisticated, and financially savvy, money that arrives on your doorstep all at once through divorce, retirement, stock option vesting or inheritance has its own rules of engagement. Our special seminars and one-on-one counseling help you make the most of it.

7. We are leaders in developing investment strategies that address the unique threats to the financial security of women. Because women frequently live longer but earn less than men, women need their money to work harder. We form strategic partnerships with women clients to help them achieve specific goals by designing investment plans that optimize return on investment while managing risk at an acceptable level.

8. Sacha is a respected authority on socially responsible investing. Among the first to introduce the concept in the Washington area, she is widely published on the issues of socially responsible investing and has appeared on major network news and talk radio shows nationwide.

9. We oppose the potential conflict of interest of commission-based transactions. Because we are interested in long-term, advisory relationships not trades, our service is fee-based. The fee, along with low transaction costs, a small percentage based on the assets in your account, is charged to your Passport Investment Account quarterly and is tax deductible. The minimum account size is $250,000.*

10. We want to help you build your legacy. We salute those who want to have a lasting impact on their families and community. Our expertise in value-based estate planning can enable you to live well and to support endeavors that will make an enduring difference for generations to come.

* In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. These additional considerations are listed more fully in the Client Agreement and the Raymond James & Associate's Schedule H which can be obtained through our office.