An IRA rollover makes good financial sense

Remember, this is your retirement savings ... it is critical that you keep your assets growing and working for you if you are planning to have a financially secure retirement.

Rolling over your distribution allows you to:

• Direct your own assets,
• Maintain the tax-deferred status of your retirement savings,
• Preserve ongoing tax-deferred earnings and capital appreciation,
• Avoid the 10% penalty tax and 20% withholding,
• Have the opportunity to convert to a Roth IRA and avoid future taxes and
• Elect distribution as part of a series of substantially equal payments under Section 72(t).