As a business owner, you know all about hard work and commitment. You’ve overcome challenges and achieved milestones along the way. We understand the challenges business owners often face and enjoy helping new, growing and mature businesses succeed. Most important, we recognize your business is unique. Working with you as a partner in your success, we’ll take the time to understand your goals and help you address a wide variety of needs.

Retirement plan services

We understand your retirement needs don’t end with you and your family – you have a team of employees to consider. From small business owners to physicians and other professionals in private practice, we work with a variety of companies to provide the retirement resources, education and planning they need for themselves and their employees.

We call on both our professional expertise and our personal insight as we help you develop, introduce and manage a retirement plan suited to the needs of your business and the people who help make it successful. We can assist in establishing and maintaining a variety of retirement plans:

  • Simplified employee pensions (SEPs)
  • SIMPLE IRAs
  • Profit sharing plans
  • Age-weighted/comparability profit sharing plans
  • 401(k) plans
  • 401(k) profit sharing plans
  • Safe-harbor 401(k) plans
  • Owner only/one-person 401(k) plans
  • Defined benefit pensions
Tax Planning

We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – accountants, tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies to lessen or shift current and future tax liabilities, we can improve your prospects for meeting your financial objectives.

In addition to impacting your life today, prudent tax planning can play a large role in the amount of wealth you will be able to someday transfer to your heirs. Keep in mind that tax laws are often complex and frequently change.

Legacy and estate planning

Whether it’s providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that your assets accumulated over your lifetime are preserved for the use you have intended.

A well-designed estate plan can effectively help mitigate your family’s tax burden. We can offer financial solutions to efficiently manage the transfer of wealth, and its related tax issues, from one generation to the next.

By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.

Insurance planning

Because insurance protects you from the unexpected, it plays a crucial role in your comprehensive financial plan. We can provide a wide array of quality insurance alternatives that can offer an important layer of safety for you, your family, your business or your organization.

We can help you build a protective cushion with life insurance, preserve your estate with long-term care insurance or even combine protection with tax-advantaged growth opportunities with annuities.