Investor Access

During every stage of life, looking ahead and preparing for change is crucial. Whether you’re building a business, providing for a growing family, budgeting for college expenses or anticipating retirement, there’s one key to effective financial management: balancing today’s needs with tomorrow goals.

With sound financial planning, you can meet your present obligations and still build for the future – a future of financial independence.

Finding the right professional advisor can help you achieve that balance.

A Personalized Approach

As an independent advisor, I can offer you a personalized financial strategy, not a generic investment program. Your individual portfolio will be based on your unique situation: your stage in life, your values, your hopes for your family, and, most importantly, your goals.

I’ll work with you to create an investment plan that is diversified and designed to withstand change, both in the market and in your personal circumstances. And that plan will be flexible enough to work with you and for you at different stages of your life.

A Proven Process for Meeting Life’s Changes

In order to succeed, financial planning must be an ongoing process. That’s why I use a four-step approach:

Understand
We use a variety of tools including questionnaires and interviews to understand your personal goals, current financial situation, investment experience and risk tolerance. In this step, we make you fully aware of our capabilities and provide educational support to assist our clients in understanding the scope of services we offer to help you meet your objectives.

Design
Our team analyzes the information you share with us and designs solutions intended to help you reach your objectives. This step may involve collaboration with other specialists or your existing professionals. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

Implement
In this step, we execute your customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.

Manage
Once implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. A key to this step is your involvement in the process and communication of any significant changes in your life. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews.

Creating a Partnership of Trust

My approach to financial planning is straightforward: I focus on becoming your partner in building the future you desire. As we work together, I’ll explain the investment strategies I recommend, so that you’ll fully understand every aspect of your customized plan.

Your Goals, Your Choices

My role as your investment advisor is to help you achieve financial independence for the future you envision. On a foundation of professional integrity, personal attention and knowledgeable investment advice, I’ll design your customized financial plan. Depending on your objectives, that plan can include:

• Cash management,
• Saving for education,
• Estate planning,
• Retirement planning,
• Strategies to minimize taxes,
• And more.

My Mission ...

To help my clients achieve financial independence through professional advice, individualized planning, sound risk management, quality investment alternatives and personal, attentive service.

Paul Smith CERTIFIED FINANCIAL PLANNER™ Vice President, Investments Contact Us