What to Expect

It’s about simplicity

Our approach combines industry wisdom and intuitive logic. Led by Lynn Phillips-Gaines, a CERTIFIED FINANCIAL PLANNER™ professional, we build on the steps set forth by the Certified Financial Planning Board – following a financial planning process that is elegant in its simplicity and designed to adapt to each individual while providing a common framework.

Sit – Our goal in this first meeting is to learn as much as we can about what’s important to you – every person, every achievement and every asset – and then to help you clarify your goals and define your expectations.

Gather – After establishing your intentions, we carefully assess your current financial situation, reviewing all existing documents – including recent tax returns, financial statements, wills, etc. – and determining the true scope of your potential.

Guide – Then we combine what we know – about our industry and about you – to create a comprehensive financial plan designed to lead you toward your goals. We’ll walk you through each recommendation, allowing time for consideration and review.

Seek – Once we make any necessary refinements and you approve the plan, we begin organizing the relevant materials and managing the administration of investing your portfolio.

Stay – As time passes, we continually monitor and refine your plan, helping you to stay on course and adjust for new goals even as your life and the markets change.

In addition to these steps, our process often includes collaboration with our clients’ other professional advisors – attorneys, accountants, tax specialists – to ensure that their investments are fully coordinated with their larger planning concerns.