Point of View
Fresh ideas for pursuing life well planned.
From personal to professional, from family to financial, there are many facets to your life. Yet, each is interconnected. That’s why we’re pleased to present Point of View – a source of ideas and information to help you make the most of them all, all together.
There are a number of important tax and financial planning moves that can help prepare you for the upcoming tax season and better...
November 2, 2015
Airline miles, rewards points – even your birthday can be donated.
November 2, 2015
Resolve to review your estate plan before it’s too late.
October 16, 2015
These tax and financial planning moves can help prepare you for tax season and better align your portfolio with your short- and...
October 2, 2015
From personal to professional, from family to financial, there are many facets to your life. Point of View is a source of ideas and information to help you make the most of them all, all together.
November 23, 2015
Make your tax to-do list while you still have time.
With thoughtful planning, you can help ensure the future care of a loved one with a disability.
November 18, 2015
Contributing as much as you can as early as possible allows those assets more time to grow and compound.
The Social Security Administration announced there will not be a cost of living adjustment to recipients’ monthly Social Security and...
November 17, 2015
Chief Economist Scott Brown discusses October employment numbers, a potential rate hike & Fed policy.
November 12, 2015
The increasing popularity of online shopping means you’ll likely pay more to ship those tacky sweaters and fruitcakes this year.
November 10, 2015
Watch as Energy Analyst Pavel Molchanov discusses the energy market as we enter 2016.
November 5, 2015
As a result of the latest budget deal, “File and Suspend” and “Restricted Application” strategies are being phased out.
November 3, 2015
John Koehler of Transamerica explains why tax planning strategies should be implemented before year-end.
November 2, 2015
Airline miles, rewards points – even your birthday can be donated.
There are a number of important tax and financial planning moves that can help prepare you for the upcoming tax season and better align your...
October 27, 2015
Managing Director Nick Goetze, discusses why it doesn’t matter when the Fed raises interest rates and timely strategies for fixed income...
October 26, 2015
From tax-loss harvesting to Roth conversions, these end of year moves can provide a boost to your plan.
As the sun sets on daylight saving time, don’t lose sleep over your financial future.
October 22, 2015
Andy Zolper, Chief IT Security Officer, discusses how to keep your information safe in the age of booming technology.
October 21, 2015
Saving early and often can help you reach your retirement saving goals.
October 19, 2015
As more and more baby boomers edge toward retirement, they’ll start thinking about what happens next and how to prepare.
October 18, 2015
When it comes to health insurance after age 65, you’ve got options. Let us help you choose a healthcare policy that's right for you.
October 16, 2015
Resolve to review your estate plan before it’s too late.
October 15, 2015
With Medicare's open enrollment season upon us, ask yourself a few questions to make sure you're getting the most from Medicare.
Chief Economist Scott Brown discusses the strength of the U.S. economy, the Fed & a potential government shutdown.
October 13, 2015
Peter Greenberger, Director of Mutual Fund Research, discusses market volatility and weathering rising interest rates.
October 12, 2015
As 2015 wanes, consider the many ways charitable giving can brighten a holiday season.
Even in the wake of such complex tax provisions, the key to lowering your tax bill is really quite simple.
October 6, 2015
Hear from members of the Raymond James Investment Strategy Committee as they share their views on the markets, the economy and key themes that...
Learn how to protect your identity online in an age when cybercrime is becoming more prevalent.
To counter or reduce the overall impact of taxes, it’s important to evaluate your income sources.
October 2, 2015
Nine commons scams, often targeted at elderly individuals, that you should be aware of.
These tax and financial planning moves can help prepare you for tax season and better align your portfolio with your short- and long-term...
The committee discusses the most influential macro-economic factors affecting the economy.
September 28, 2015
Learn how the television industry is affected by consumers having dozens of convenient and inexpensive options to view their favorite shows...
September 25, 2015
The fourth quarter is a good time to determine if harvesting your losses would be an effective tax strategy.
September 24, 2015
Adding more stocks to your income plan may help offset low interest rates and inflation.
September 21, 2015
Openly discussing important matters during the holiday season can bring your family closer.
A little research can help ensure your donations are put to good use.
The interest rates that shape the economy and your portfolio could rise as soon as this week.
September 18, 2015
The housing market is improving, but fewer Americans own homes. Raymond James housing experts break down today’s housing market.
September 17, 2015
Chief Economist Scott Brown discusses the Federal Reserve’s latest decision to leave interest rates unchanged and what to watch going forward.
September 15, 2015
Understand the various risks to income investing and their impact on your portfolio.
As a general rule, the price of a bond moves inversely to changes in interest rates.
September 8, 2015
Chief Economist Scott Brown discusses interest rates, China & the strength of the U.S. Economy.
Maintaining quality of life throughout increasingly long retirements brings a new set of challenges.
September 4, 2015
Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy Group, discusses the market and what to watch going forward.
Learn how the monthly employment report affects you, your finances and the broader economy.
September 2, 2015
Raymond James Chief Investment Strategist Jeff Saut discusses ongoing market volatility and where we are in the secular bull market.
September 1, 2015
Retirees find college towns support an active, interesting and enriching lifestyle.
The recent fluctuations in U.S. equity markets have left investors rattled and searching for an explanation.
August 27, 2015
A guided tour through Gerontopia, by Dr. Joseph Coughlin.
August 24, 2015
It’s natural to be nervous when the markets head for negative territory. Keep a positive perspective with these six investing reminders.
August 12, 2015
Chief Economist Scott Brown discusses how the devaluation of the Chinese yuan may impact the US and Chinese economies and markets.
August 11, 2015
Traveling on your own may be your ticket to a transformative experience.
August 5, 2015
With the rise of the sandwich generation comes the rise of the multigenerational home.
July 29, 2015
New grads entering the workplace can pave the way toward a secure financial future with these simple steps.
Spread the spirit of giving from generation to generation.
Compromise is essential when it comes to taking on risk in a couple's portfolio.
July 20, 2015
Just because tax season is behind us doesn't mean we can - or should - forget about taxes until year-end.
July 9, 2015
Chief Investment Strategist, Jeff Saut discusses volatility and if choppy markets are expected to persist.
July 1, 2015
Committee sees pickup in growth in second half of 2015 amidst a backdrop of heightened market volatility.
Chief Investment Strategist, Jeff Saut provides insight behind this year's increased volatility.
Senior Strategist of Retail Fixed Income, Doug Drabik discusses flexible, floating and foreign fixed income.
Peter Greenberger, Director of Mutual Fund Research, discusses liquidity status of the fixed income markets.
Director of Alternative Investments, Jennifer Suden discusses what to do when traditional investments fall short.
June 24, 2015
Four steps to documenting and preserving digital assets.
Planning for retirement is a big undertaking. Fortunately you don't have to build your financial future all at once.
June 17, 2015
Americans are living longer and rethinking life's major milestones - from marriage and homeownership to parenthood and retirement.
Recent market conditions have hurt the recycling industry and reduced its profitability. Will recycling programs continue if they’re in the...
June 10, 2015
Pet ownership, as you get older, comes with great joys and responsibilities.
June 8, 2015
Today's seniors are working more than ever before and transforming the workforce in the process.
Practical to support aging in place - because there is no place like home - now and in the future.
May 29, 2015
Take the time to learn the facts behind these common Medicare misconceptions.
May 27, 2015
Travel abroad can turn up delightful surprises, but what if you’re faced with a crisis?
May 26, 2015
Director of Equity Portfolio & Technical Strategy Mike Gibbs discusses his outlook for equity markets over the next 6-12 months.
May 21, 2015
Not only can giving the gift of education help others, but it can help reduce your tax impact and benefit your overall estate.
Just like the kids you’re saving college funds for, 529 plans are often misunderstood.
Let’s take a look at how this educational savings tool can help you cover expenses for higher learning while lowering your taxes.
May 19, 2015
As you hunt for a home, review these helpful and practical homebuying tips to avoid potential pitfalls.
May 15, 2015
Pets have wiggled their way into our hearts and homes for years, but do you know the impact they are having on your wallet?
May 14, 2015
With an improving infrastructure and more offerings available, the market for these green machines is poised for growth.
May 13, 2015
While your financial attention may be pulled in multiple directions, you need to learn to make the most of life’s financial tradeoffs.
May 7, 2015
Kathleen Pritchard of Legg Mason explains what options are available for housing in retirement.
Retirement housing expert Kathleen Pritchard of Legg Mason discusses housing options as retirement approaches.
April 30, 2015
Retirement is more than weddings, vacations and sail boats. How will you fill all the days of your year in retirement?
April 29, 2015
The burden of college costs often becomes a major family concern as the costs of higher education have risen over the past decade.
April 23, 2015
Retirement will be the adventure of your life. Are your grand plans enough to fill your days and your soul?
April 17, 2015
Roth IRAs provide a tax-advantaged haven for retirement savings, along with a number of other compelling benefits.
April 16, 2015
Chief Investment Strategist Jeff Saut discusses how rising rates may affect the current secular bull market.
April 15, 2015
April 6, 2015
President & Chief Investment Officer, ClariVest Asset Management*, Stacey Nutt, discusses his thoughts on navigating polarization in emerging...
Watch as Nick Lacy, Chief Portfolio Strategist, discusses avoiding the pitfalls of herd behavior.
Director of Equity Portfolio & Technical Strategy, Mike Gibbs, discusses how despite headwinds and higher volatility, we expect U.S. equities...
The Fed navigates uncharted territory in policy amidst a soaring dollar, global monetary easing and continued positive momentum in the economy.
Lower oil prices and low inflation support the domestic economy; however, the committee remains cautious amid policy normalization and slowing...
April 2, 2015
Nonprofits benefit when you invest your time and talent.
March 26, 2015
A financial plan is built on a few fundamental concepts...here are some to keep in mind .
March 25, 2015
Celebrate Financial Literacy Month by brushing up on some of the fundamentals behind sound financial planning.
March 23, 2015
It may seem like common sense, but going back over the information you enter may be the most important part of your tax filing duties.
Be mindful of the factors that impact your credit score and know your numbers.
Investors considering lower rated bonds may find higher yields – along with higher risks.
March 10, 2015
Chief Investment Strategist Jeffrey Saut discusses his outlook for 2015.
March 3, 2015
As Tax Day approaches, brush up on some "need to knows" regarding your tax dollars including how to offset taxes, steps to take to get your...
February 26, 2015
Sitcom sets an example of joyfully living the single life.
February 24, 2015
A tax refund may feel like a bonus, but breaking even is better.
Sales, property, inheritance tax burdens can vary widely.
Smart moves can help get your financial house in order.
February 17, 2015
How to protect your retirement assets from unexpected expenses.
Saving on the small things now can make a big difference later.
February 13, 2015
Important ways to save in 2015 and beyond.
February 12, 2015
Watch the February economic commentary from Chief Economist Scott Brown
February 9, 2015
Up-to-date car features enable safer driving than ever before.
Innovative car features help keep retirees on the go, safely and comfortably.
February 4, 2015
Travelers find a world eager to embrace the idea of responsible tourism.
Small-scale actions make up a large-scale movement.
January 28, 2015
Falling mortgage rates are good news for house hunters and homeowners.
January 26, 2015
With more than 9.9 million people every year becoming a victim of identity theft, review these tips and be mindful of your online activity.
January 15, 2015
Positive social interaction is essential to a healthy and fulfilling retirement.
January 14, 2015
January 9, 2015
The committee discusses the headwinds and tailwinds they see for 2015.
January 8, 2015
As innovations gain speed, more ways to get around open up for all ages
January 7, 2015
Despite a bumpy start to 2015 for the stock market, this bull market has years left to run.
December 29, 2014
Shavarne Dahlquist, fiduciary consultant, Raymond James Trust, encourages clients to think about estate planning as a lifetime process rather...
December 19, 2014
Holiday shoppers are cheering falling gasoline prices as they continue to check off purchases with extra cash in their pockets. But why are...
December 9, 2014
Find out about the firm's strategic asset allocation models, the changes made and how they’re currently positioned.
Hear how geopolitical events have affected the markets this year, why Europe is a mixed economic scene, and what opportunities may come with...
In these videos, Chief Economist Scott Brown discusses whether the Federal Reserve is “behind the curve” on inflation, the effect of...
Listen as Gail Buckner, Financial Planning Spokesperson for Franklin Templeton, explains why timing is everything when it comes to Social...
Although summer’s worries of ongoing geopolitical tensions may still be simmering on the back burner, Chief Economist Scott Brown thinks...
A beneficiary review can keep your wishes in order and on track.
December 1, 2014
When children leave home, you may find extra resources to invest in yourself.
Three little questions can have big implications on your quality of life in retirement.
Continuing ed plays a vital role in career and professional growth.
When managed correctly, debt can be a useful tool, especially in a low interest rate environment.
New stay at home parents should think through some key decisions.
Freedom may be the impetus behind voluntarily downsizing your home.
Teach your children to treasure their financial legacy.
Learn how to protect your identity when shopping online.
November 20, 2014
To stay in step, think about differences in life expectancies, health.
Retiring couples should coordinate lifestyles, wants and wishes, too.
Married couples have additional options when it comes to claiming benefits.
Staying focused on what matters most can help you plan and prioritize.
The fear of missing out has made it harder to check out of the rat race.
No matter what college your child or grandchild plans to attend, the price tag should probably have a warning label covering the actual cost.
Steps to help your family preserve wealth from one generation to the next.
Lessons to help college kids become financially responsible adults.
November 19, 2014
No matter where you are in life, you have probably thought about what you might like to do with your future. Achieving your vision for the...
Time your age-related decisions properly.
One of the realities of married life is that one spouse is usually more focused on the couple’s financial and retirement planning than the...
For a variety of reasons, second (or third) marriages are becoming the norm.
Convey your values, beliefs, wisdom to those who survive you.
Ensure the bills get paid, income is maximized and you always know where you stand.
When "a portion of the proceeds go to charity," how much is that - and does the charity know?
November 18, 2014
Philanthropists seek more than just a tax deduction; they want to know that their donations will yield results.
Discussing your hopes, fears and wishes can bring you and your adult children closer.
Some key points to help you travel successfully with your grandchildren.
What it takes to live overseas as an American citizen.
To your grandchild, you are a center of knowledge; travel together helps pass it along.
They call it password fatigue - the dozens of secret codes we must remember to access our accounts overwhelm us, so we reuse them or write...
When it comes to senior housing, today’s retirees are refusing to settle for the tried and true.
As the saying goes, “timing is everything.” This even applies to when you decide to take your Social Security retirement benefits.
If you’re concerned that you haven’t put enough away to retire, you have plenty of company.
November 17, 2014
Home automation products you can control from your smartphone.
November 4, 2014
Charitable giving can reduce your tax burden and also provide a sense of satisfaction by benefiting your favorite causes.
Read the fixed income commentary from Executive Vice President Kevin Giddis.
Read the weekly economic commentary from Chief Economist Scott Brown.
Read the weekly investment strategy commentary from Chief Investment Strategist Jeffrey Saut.
November 16, 2015
November 9, 2015
Read the weekly bond market commentary from Senior Analyst, Doug Drabik.
Pavel Molchanov, Senior Vice President, Energy Analyst, discusses the oil industry and what to expect over the next quarter.
Chief Economist Scott Brown discusses how Fed officials need to set monetary policy based on where the economy is expected to be 12 to 18...
Kristin Byrnes, Product Analyst, discusses the recent volatility and how it seems to be a normal part of the equity market cycle.
Due to the recent currency adjustment and the Chinese stock market correction, China has recently been a big concern for investors.
February 18, 2015
Life is full of tradeoffs. Every time you open your wallet, you’re making a choice to spend money. In honor of America Saves Week, now’s the...
January 1, 2015
Nick Goetze and Doug Drabik share their outlook for the fixed income market in 2015.
Chief Economist Scott J. Brown discusses his outlook for 2015.
Chief Investment Strategist Jeffrey Saut discusses his outlook for 2015
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