Point of View
Fresh ideas for pursuing life well planned.
From personal to professional, from family to financial, there are many facets to your life. Yet, each is interconnected. That’s why we’re pleased to present Point of View – a source of ideas and information to help you make the most of them all, all together.
Proactive tax planning can help your retirement income last longer.
July 20, 2016
Chief Economist Scott Brown provides an update on current economic conditions for the U.S.
July 14, 2016
As you consider a long, happy retirement, give some thought to the largest aspects of your budget. Where your money actually goes may...
July 11, 2016
Hear from members of the Raymond James Investment Strategy Committee as they share their views on Brexit and the political uncertainty...
July 5, 2016
From personal to professional, from family to financial, there are many facets to your life. Point of View is a source of ideas and information to help you make the most of them all, all together.
July 26, 2016
Roth IRAs offer great benefits, even for those who think they don't qualify.
July 25, 2016
Read the weekly economic commentary from Chief Economist Scott Brown.
Read the weekly bond market commentary from Vice President, Fixed Income Strategist, Benjamin Streed, CFA.
Read the weekly investment strategy commentary from Chief Investment Strategist Jeffrey Saut.
July 20, 2016
Downsizing and minimizing clutter can be liberating when you make more room for your future.
Proactive tax planning can help your retirement income last longer.
July 18, 2016
Read the weekly bond market commentary from Doug Drabik
July 14, 2016
Chief Economist Scott Brown provides an update on current economic conditions for the U.S.
July 11, 2016
As you consider a long, happy retirement, give some thought to the largest aspects of your budget. Where your money actually goes may surprise...
July 6, 2016
Try your hand at these nine mental workouts to stay sharp and get the most out of your retirement years.
July 5, 2016
Hear from members of the Raymond James Investment Strategy Committee as they share their views on Brexit and the political uncertainty in the...
June 30, 2016
Despite European tensions during the last weeks of June, the domestic equity markets still managed to end the quarter on a positive note.
June 29, 2016
As you prepare yourself for Social Security, be sure to ask yourself these questions.
Chief Portfolio Strategist, Nick Lacy, discusses his thoughts on Brexit and what it means for investors.
June 28, 2016
Five financial lessons to help teach smart money management.
June 24, 2016
Following the unanticipated decision for the UK to exit the EU, global market volatility spiked Friday.
Hear from Jeff Saut, Chief Investment Strategist, as he talks through the implications of the Brexit vote.
Chris Bailey, European Strategist, shares his thoughts on the UK's decision to leave the European Union.
June 22, 2016
Many couples don't agree on when, where or how they're going to retire.
Take the time to design an alternative retirement plan should retirement come earlier than expected.
June 15, 2016
Having a solid understanding of your financial status is crucial to planning, budgeting and saving toward your goals.
Travelers have long recognized the value of expanding the mind, while delighting the senses through adventurous experiences both at home and...
June 7, 2016
After years of saving and investing, you now need different strategies to generate retirement income.
June 6, 2016
Make the most of your giving nature with this quick tax refresher.
May 31, 2016
Following a soft first quarter, economic data reports have been mixed, but generally consistent with a pickup in growth throughout May.
May 25, 2016
Social Security offers benefits to family members who depend on you, so it’s good to know who is eligible.
May 23, 2016
For many, their 30s is a time to build a family and a stronger financial future.
A new union can and should change your financial future.
May 22, 2016
Social Security benefits are an important part of almost any retirement income plan. One Social Security misstep could leave you missing out...
May 20, 2016
Before you decide when and how to file for Social Security, it’s important to understand the basics.
May 19, 2016
Dementia and Alzheimer’s can be physically and emotionally tolling for everyone involved. Review the resources below to learn more about how...
May 18, 2016
Maintaining quality of life throughout increasingly long retirements brings a new set of challenges.
The idea of spending vacation time bonding across layers of one’s multigenerational family may not appeal to everyone, but a growing number of...
May 17, 2016
To help guide you through the process, researchers at the Massachusetts Institute of Technology (MIT) AgeLab developed a five-topic framework...
May 13, 2016
Deciding when to file for Social Security could make a large impact on your lifetime benefit.
May 12, 2016
Chief Portfolio Strategist, Nick Lacy, discusses his thoughts on asset allocation and its importance.
Just like the kids you’re saving college funds for, 529 plans are often misunderstood.
May 11, 2016
Let’s take a look at how this educational savings tool can help you cover expenses for higher learning while lowering your taxes.
May 10, 2016
When you plan for retirement, it’s important to consider how Social Security is taxed to know how much retirement income you’ll actually have.
"Uberization” brings collaborative consumption to new audiences.
May 9, 2016
New grads entering the workplace can pave the way toward a secure financial future with these simple steps.
May 4, 2016
Talking through some big decisions will help you and your partner get on the same page before retirement.
May 3, 2016
It’s important to be aware of caregiver burnout. You cannot provide effective care if you neglect your own physical and mental well-being.
May 2, 2016
Despite stumbling a bit at the end of April, the U.S. stock market came within striking distances of new highs during the month.
May 1, 2016
Not only can giving the gift of education help others, but it can help reduce your tax impact and benefit your overall estate.
April 26, 2016
Time is your most valuable asset when saving for retirement.
April 25, 2016
What you pass on can include digital assets and hard-earned wisdom.
April 21, 2016
Chief Investment Strategist Jeff Saut discusses his outlook on the current market, the dollar, and its effect on earnings.
April 19, 2016
Concentrated positions may create wealth but they may not protect it.
April 18, 2016
There are many theories about Alzheimer's. Learn which ones are busted in this infographic.
April 13, 2016
Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses the current bull market and his short-term and longer-term...
April 12, 2016
Help kids of all ages develop smart money habits.
Chief Economist Scott Brown shares his thoughts on the Fed and economic growth in the first quarter.
April 5, 2016
Hear from members of the Raymond James Investment Strategy Committee as they share their views on the mix of domestic strength and a drag from...
April 4, 2016
If you suspect a loved one is experiencing cognitive decline, it’s critical to discuss financial, legal and caregiving plans immediately.
April 1, 2016
Three little questions can have big implications on your quality of life in retirement.
March 31, 2016
Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses how prices may grind slightly higher for the near term.
March 29, 2016
Celebrate Financial Literacy Month by brushing up on some of the fundamentals behind sound financial planning.
March 28, 2016
Whether you get a refund, or end up owing, you have options.
March 23, 2016
The next time travel planning takes you skyward, remember these common reasons why the price of a single flight may change from one day to the...
March 21, 2016
It’s never too early to start saving for your child’s or grandchild’s education with a 529 plan.
March 18, 2016
Planning ahead can help you get the jump on some of these surprise costs.
March 17, 2016
When thinking about retirement, there are so many options. A Roth IRA can be a powerful retirement tool.
March 14, 2016
Early detection of Alzheimer’s disease and other dementias is vital to helping protect the financial future of those affected and their...
March 4, 2016
It is more important than ever for women to feel comfortable and confident in managing their financial affairs. With great strides come...
March 2, 2016
There are four financial factors you should consider that will affect a career change.
More women have become economic forces within the modern workplace.
March 1, 2016
The volatility we’ve seen in the first two months of the year, while not great for consumer sentiment, may present opportunity.
February 23, 2016
For better or worse, networking is a large part of growth in the business world.
February 22, 2016
Read the monthly market commentary from Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy.
February 19, 2016
Hear from James Camp, Managing Director, Fixed Income, Eagle Asset Management, as he discusses his outlook.
February 18, 2016
Life is full of tradeoffs. Every time you open your wallet, you’re making a choice to spend money. In honor of America Saves Week, now’s the...
February 16, 2016
If you're surprised by a tax bill, consider ways to pay without interrupting your financial plan.
February 12, 2016
Chief Economist Scott Brown shares his thoughts on whether or not we are in a recession.
February 9, 2016
Tom James, Executive Chairman of Raymond James Financial, shares his thoughts on current market conditions as well as his advice for investors...
February 3, 2016
Managing Director, Nick Goetze, discusses what investors should know about premium bonds and their potential benefits.
It is natural to be nervous when the markets head towards volatile territory. Keep a positive perspective with these resources.
February 2, 2016
Review this checklist and prepare for parenthood with open eyes and special financial care.
February 1, 2016
Stock markets kicked off the new year with fireworks of a different kind, long after New Year’s celebrations were over.
January 26, 2016
Raymond James Investment Strategy Committee members look back on 2015 and share their outlook for the upcoming year.
January 25, 2016
Long-term care is one of the biggest and often unexpected expenses in retirement. Thinking about funding a long-term care plan now can save...
January 24, 2016
A tax refund may feel like a bonus, but breaking even is better. If you end up with a refund, you may want to reconsider how much you’re...
January 21, 2016
Saving early and often can help you reach your retirement saving goals.
Hear from members of the Raymond James Investment Strategy Committee as they share their views on the markets, the economy and key themes that...
January 19, 2016
Understanding each type of investor may lend clarity to periodic market volatility.
No matter where you are in life, you have probably thought about what you might like to do with your future. Achieving your vision for the...
January 17, 2016
Saving on the small things now can make a big difference later.
January 15, 2016
Positive social interaction is essential to a healthy and fulfilling retirement.
January 14, 2016
With weak stock prices and crude oil prices slipping, it has been a rough beginning to 2016.
January 13, 2016
While your financial attention may be pulled in multiple directions, you need to learn to make the most of life’s financial tradeoffs.
January 12, 2016
Paul Puryear, director of real estate research, shares his thoughts on real estate trends, inflation and rising rents.
Pavel Molchanov, Energy Analyst, equity research, sheds some light on the energy outlook for 2016.
Doug Drabik, Senior Strategist for Retail Fixed Income, talks about domestic and global factors
affecting fixed income strategy this year.
Nick Lacy, CFA, Chief Portfolio Strategist, Asset Management Services, provides thoughts on portfolio
allocations to international equities in...
Jeffrey Saut, Chief Investment Strategist, equity research, takes a look back to see what 2016 may bring for investors.
Chris Bailey, European strategist, Raymond James Euro Equities,* shares thoughts on the outlook for
monetary policy worldwide.
Scott J. Brown, Ph.D., Chief Economist outlines at the potential upside opportunities and some downside risks for the economy in 2016.
January 10, 2016
Smart moves at the beginning of tax season can help get your financial house in order.
January 8, 2016
If you’re concerned that you haven’t put enough away to retire, you have plenty of company.
January 5, 2016
The committee explores the most influential economic factors to look out for in the 2016 Outlook Investment Strategy Meeting.
January 4, 2016
The US equity markets seemed to be telling a resilient story to investors in 2015.
Sales, property, inheritance tax burdens can vary widely by state. You don't want to be surprised by an unexpected tax bill.
January 3, 2016
Important ways to save in 2016 and beyond.
December 28, 2015
Preparing your heirs for sudden wealth can help prevent unwise spending.
December 23, 2015
Start the New Year right by reviewing and revamping your financial plan.
December 22, 2015
If you’ve been considering donating part of your IRA to charity to satisfy your required minimum distribution, now is the time to act.
December 17, 2015
Creating an emergency account can help protect your retirement assets from unexpected expenses that you are not prepared for.
December 16, 2015
The interest rates that shape the economy and your portfolio are increasing for the first time in nine years.
December 9, 2015
Learn how to escape the investment traps your brain sets for you.
December 8, 2015
When more people enter the workforce, the job market grows and everyone wins. Here are six reasons why.
December 3, 2015
This year, resolve to review and update your beneficiary designations.
December 1, 2015
Despite our best efforts, sometimes grown children aren't quite ready to enter the real world.
November 23, 2015
As end of year quickly approaches, make your tax to-do list while you still have time.
With thoughtful planning, you can help ensure the future care of a loved one with a disability.
November 18, 2015
Contributing as much as you can as early as possible allows those assets more time to grow and compound.
November 17, 2015
Roth IRAs provide a tax-advantaged haven for retirement savings, along with a number of other compelling benefits.
November 12, 2015
The increasing popularity of online shopping means you’ll likely pay more to ship those tacky sweaters and fruitcakes this year.
November 10, 2015
Watch as Energy Analyst Pavel Molchanov discusses the energy market as we enter 2016.
November 5, 2015
As a result of the latest budget deal, “File and Suspend” and “Restricted Application” strategies are being phased out.
November 3, 2015
John Koehler of Transamerica explains why tax planning strategies should be implemented before year-end.
November 2, 2015
Airline miles, rewards points – even your birthday can be donated.
October 26, 2015
From tax-loss harvesting to Roth conversions, these end of year moves can provide a boost to your plan.
As the sun sets on daylight saving time, don’t lose sleep over your financial future.
October 22, 2015
Andy Zolper, Chief IT Security Officer, discusses how to keep your information safe in the age of booming technology.
October 19, 2015
As more and more baby boomers edge toward retirement, they’ll start thinking about what happens next and how to prepare.
October 18, 2015
When it comes to health insurance after age 65, you’ve got options. Let us help you choose a healthcare policy that's right for you.
October 16, 2015
Resolve to review your estate plan before it’s too late.
October 15, 2015
With Medicare's open enrollment season upon us, ask yourself a few questions to make sure you're getting the most from Medicare.
Chief Economist Scott Brown discusses the strength of the U.S. economy, the Fed & a potential government shutdown.
October 13, 2015
Peter Greenberger, Director of Mutual Fund Research, discusses market volatility and weathering rising interest rates.
October 12, 2015
As 2015 wanes, consider the many ways charitable giving can brighten a holiday season.
As investors are faced with higher taxes, there are a few simple steps you can take to lower your tax bill.
October 6, 2015
Pavel Molchanov, Senior Vice President, Energy Analyst, discusses the oil industry and what to expect over the next quarter.
Chief Economist Scott Brown discusses how Fed officials need to set monetary policy based on where the economy is expected to be 12 to 18...
Learn how to protect your identity online in an age when cybercrime is becoming more prevalent.
Kristin Byrnes, Product Analyst, discusses the recent volatility and how it seems to be a normal part of the equity market cycle.
Due to the recent currency adjustment and the Chinese stock market correction, China has recently been a big concern for investors.
To counter or reduce the overall impact of taxes, it’s important to evaluate your income sources.
October 2, 2015
Nine commons scams, often targeted at elderly individuals, that you should be aware of.
These tax and financial planning moves can help prepare you for tax season and better align your portfolio with your short- and long-term...
The committee discusses the most influential macro-economic factors affecting the economy.
September 28, 2015
Learn how the television industry is affected by consumers having dozens of convenient and inexpensive options to view their favorite shows...
September 24, 2015
Adding more stocks to your income plan may help offset low interest rates and inflation.
September 21, 2015
A little research can help ensure your donations are put to good use.
September 18, 2015
The housing market is improving, but fewer Americans own homes. Raymond James housing experts break down today’s housing market.
September 15, 2015
Understand the various risks to income investing and their impact on your portfolio.
As a general rule, the price of a bond moves inversely to changes in interest rates.
September 4, 2015
Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy Group, discusses the market and what to watch going forward.
Learn how the monthly employment report affects you, your finances and the broader economy.
September 2, 2015
There are a number of important tax and financial planning moves that can help prepare you for the upcoming tax season and better align your...
September 1, 2015
Retirees find college towns support an active, interesting and enriching lifestyle.
The recent fluctuations in U.S. equity markets have left investors rattled and searching for an explanation.
August 30, 2015
Openly discussing important matters during the holiday season can bring your family closer.
August 27, 2015
A guided tour through Gerontopia, by Dr. Joseph Coughlin.
August 24, 2015
It’s natural to be nervous when the markets head for negative territory. Keep a positive perspective with these six investing reminders.
August 11, 2015
Traveling on your own may be your ticket to a transformative experience.
August 5, 2015
With the rise of the sandwich generation comes the rise of the multigenerational home.
July 29, 2015
Spread the spirit of giving from generation to generation.
Compromise is essential when it comes to taking on risk in a couple's portfolio.
July 20, 2015
Just because tax season is behind us doesn't mean we can - or should - forget about taxes until year-end.
June 24, 2015
Four steps to documenting and preserving digital assets.
Planning for retirement is a big undertaking. Fortunately you don't have to build your financial future all at once.
June 17, 2015
Americans are living longer and rethinking life's major milestones - from marriage and homeownership to parenthood and retirement.
Recent market conditions have hurt the recycling industry and reduced its profitability. Will recycling programs continue if they’re in the...
June 10, 2015
Pet ownership, as you get older, comes with great joys and responsibilities.
June 8, 2015
Today's seniors are working more than ever before and transforming the workforce in the process.
Practical to support aging in place - because there is no place like home - now and in the future.
May 29, 2015
Take the time to learn the facts behind these common Medicare misconceptions.
May 27, 2015
Travel abroad can turn up delightful surprises, but what if you’re faced with a crisis?
May 19, 2015
As you hunt for a home, review these helpful and practical homebuying tips to avoid potential pitfalls.
May 15, 2015
Pets have wiggled their way into our hearts and homes for years, but do you know the impact they are having on your wallet?
May 14, 2015
With an improving infrastructure and more offerings available, the market for these green machines is poised for growth.
April 30, 2015
Retirement is more than weddings, vacations and sail boats. How will you fill all the days of your year in retirement?
April 29, 2015
The burden of college costs often becomes a major family concern as the costs of higher education have risen over the past decade.
April 23, 2015
Retirement will be the adventure of your life. Are your grand plans enough to fill your days and your soul?
April 2, 2015
Nonprofits benefit when you invest your time and talent.
March 26, 2015
A financial plan is built on a few fundamental concepts...here are some to keep in mind .
March 23, 2015
Be mindful of the factors that impact your credit score and know your numbers.
Investors considering lower rated bonds may find higher yields – along with higher risks.
February 26, 2015
Lessons from a sitcom can help plan for a happy and active retirement while joyfully living the single life.
February 9, 2015
Up-to-date car features enable safer driving than ever before.
Innovative car features help keep retirees on the go, safely and comfortably.
February 4, 2015
Travelers find a world eager to embrace the idea of responsible tourism.
Small-scale actions make up a large-scale movement.
January 26, 2015
With more than 9.9 million people every year becoming a victim of identity theft, review these tips and be mindful of your online activity.
December 29, 2014
Shavarne Dahlquist, fiduciary consultant, Raymond James Trust, encourages clients to think about estate planning as a lifetime process rather...
December 9, 2014
Listen as Gail Buckner, Financial Planning Spokesperson for Franklin Templeton, explains why timing is everything when it comes to Social...
December 1, 2014
When children leave home, you may find extra resources to invest in yourself.
Continuing ed plays a vital role in career and professional growth.
When managed correctly, debt can be a useful tool, especially in a low interest rate environment.
New stay at home parents should think through some key decisions.
Freedom may be the impetus behind voluntarily downsizing your home.
Teach your children to treasure their financial legacy.
Learn how to protect your identity when shopping online.
November 20, 2014
To stay in step, think about differences in life expectancies, health.
Retiring couples should coordinate lifestyles, wants and wishes, too.
Staying focused on what matters most can help you plan and prioritize.
The fear of missing out has made it harder to check out of the rat race.
No matter what college your child or grandchild plans to attend, the price tag should probably have a warning label covering the actual cost.
Steps to help your family preserve wealth from one generation to the next.
Lessons to help college kids become financially responsible adults.
November 19, 2014
Time your age-related decisions properly.
One of the realities of married life is that one spouse is usually more focused on the couple’s financial and retirement planning than the...
For a variety of reasons, second (or third) marriages are becoming the norm.
Convey your values, beliefs, wisdom to those who survive you.
Ensure the bills get paid, income is maximized and you always know where you stand.
When "a portion of the proceeds go to charity," how much is that - and does the charity know?
November 18, 2014
Philanthropists seek more than just a tax deduction; they want to know that their donations will yield results.
Discussing your hopes, fears and wishes can bring you and your adult children closer.
Some key points to help you travel successfully with your grandchildren.
What it takes to live overseas as an American citizen.
To your grandchild, you are a center of knowledge; travel together helps pass it along.
They call it password fatigue - the dozens of secret codes we must remember to access our accounts overwhelm us, so we reuse them or write...
When it comes to senior housing, today’s retirees are refusing to settle for the tried and true.
As the saying goes, “timing is everything.” This even applies to when you decide to take your Social Security retirement benefits.
November 17, 2014
Home automation products you can control from your smartphone.
November 4, 2014
Charitable giving can reduce your tax burden and also provide a sense of satisfaction by benefiting your favorite causes.
July 21, 2016
Read the fixed income commentary from Executive Vice President Kevin Giddis.
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