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Retirement

Planning for Social Security [VIDEO]

April 19, 2018

Kevin McGarry of Nationwide Retirement Institute answers some of the most common questions about Social Security.

Retirement

Five Considerations for Your Social Security Strategy

April 19, 2018

As you prepare to start claiming benefits, be sure to ask yourself these questions.

Economy

Like Sands Through the Hourglass…

April 16, 2018

Read the weekly economic commentary from Chief Economist Scott Brown.

Fixed Income

Known Outcome

April 16, 2018

Read the weekly bond market commentary from Doug Drabik.

Retirement

Nine to Five, Beyond 65

April 10, 2018

Why more and more retirees aren’t actually leaving the workplace

Fixed Income

Don’t Forget About the Cash Flow

April 9, 2018

Read the weekly bond market commentary from Drew O’Neil.

Investment Strategy

What's Behind These Market Swings? [VIDEO]

April 5, 2018

Andrew Adams, CFA, CMT, Senior Research Associate, considers a market rally possible if a reprieve in trade headlines is seen.

Market Updates

March's Market Noise Continues

April 2, 2018

Despite the market noise, a healthy backdrop exists for the U.S. equity markets and economy.

Investment Strategy

April 2018 Investment Strategy Quarterly

April 2, 2018

Members of the Raymond James Investment Strategy Committee share their views on the markets, the economy and key themes that will impact investors in the coming months.

Economy

Regulatory Reform Q&A

March 29, 2018

Ed Mills, Washington Policy Analyst, discusses the current political environment, dominated by policy and personnel turnover in Washington, and potential headwinds for the markets.

Fixed Income

The Bond Market Tug of War

March 29, 2018

Doug Drabik, Senior Strategist, and Nick Goetze, Managing Director, share how interest rates are influenced by a set of competing forces.

Market Updates

U.S. Earnings Are Pillars of Support

March 29, 2018

Joey Madere, Senior Portfolio Strategist, Equity Portfolio & Technical Strategy, expects continued growth for earnings throughout 2018.

Economy

Trade War or Message War?

March 23, 2018

Washington Policy Analyst Ed Mills addresses the new executive memo targeting Chinese trade policies.

Technology

How Technology Is Reducing Our Water Footprint

March 22, 2018

With a number of factors driving demand for clean water, safe and reliable water reuse can benefit companies and communities alike.

Goal Planning

It’s Time to Spring Clean Your Finances

March 21, 2018

The springtime tradition of getting your house shipshape applies to your financial house, as well.

Retirement

Four Reasons to Consider a Roth IRA

March 15, 2018

Taking personal responsibility in planning your financial future is more important than ever.

Family

Achieving a Better Life Experience

March 14, 2018

An introduction to the ABLE Act and ABLE accounts – how they work and why they're important.

Taxes

Mitigating the Medicare Surtax

March 6, 2018

Smart strategies can help high-income earners reduce their Medicare taxes and overall tax bill.

Economy

Sorting Through the “Trade War” Headlines

March 6, 2018

Washington Policy Analyst Ed Mills discusses the President's recent comments on steel and aluminum imports.

Taxes

Tax Season Resources

March 2, 2018

Consider these strategies and insights for making the most out of the current tax season.

Taxes

Laying the Groundwork for Tax Season

March 2, 2018

Smart moves at the beginning of tax season can help get your financial house in order.

Retirement

Risk Management Demystified

March 1, 2018

Find the right mix of insurance coverage to live with confidence.

Market Updates

February's Wild Ride

February 28, 2018

After prolonged upward price momentum, low volatility and record highs, domestic stocks slipped in and out of correction territory this month.

Goal Planning

Blueprints for Your Financial Future

February 23, 2018

Investment policy statements can serve as a guide for you and your advisor.

Lifestyle

A Vital Role

February 22, 2018

It’s time to take charge of your relationship with your healthcare provider.

Retirement

Social Security Basics

February 15, 2018

Before you decide when and how to file for Social Security, it’s important to understand the basics.

Investment Strategy

This Market Decline is "Very Normal" [VIDEO]

February 9, 2018

Chief Portfolio Strategist Nick Lacy, CFA, walks through the drivers and implications of the recent market volatility.

Investment Strategy

Undercut Lows Can Be Painful

February 9, 2018

Senior Research Associate Andrew Adams, CFA, CMT, weighs in on where markets stand after Thursday’s drawback.

Investment Strategy

Six Things to Know to Weather a Market Downturn

February 8, 2018

It’s natural to be nervous when the markets head for negative territory. Keep a positive perspective with these six investing reminders.

Investment Strategy

A Historic View of Volatility

February 6, 2018

When markets react, consider a broader historical perspective before changing your financial course.

Investment Strategy

Considerations for Shifting Markets

February 5, 2018

Review how to better prepare your portfolio for a downturn – and how to take advantage of one if it occurs.

Business Owners

E-Commerce: The New "E" in Success

February 2, 2018

From 2016 to 2020, online retail is expected to grow by 12%.

Family

Dealing with Divorce

February 1, 2018

Parting ways with a spouse can be stressful and challenging, and navigating the process requires careful planning.

Business Owners

A Healthy Choice

January 31, 2018

Health plans are the top benefit choice among employees.

Housing

Planning for Housing in Retirement

January 28, 2018

Consider the safety, convenience, and financial impact of your different options, as well as the accessibility of services to make life easier.

Economy

And We're Back (At Least for Three Weeks)

January 23, 2018

Ed Mills, Washington Policy Analyst, notes that the federal government is set to reopen as Congress has reached a funding deal through February 8.

Market Updates

Stocks Overbought for Short Term

January 23, 2018

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses the roaring start equities have had in 2018.

Economy

The Government Shut Down – Now What?

January 22, 2018

Ed Mills, Washington Policy Analyst, dissects key areas of congressional disagreement and likely next steps.

Estate

Ensuring Your Financial Plan Outlives You

January 18, 2018

Generate seamless life transitions by tailoring your plan to the needs of both you and your spouse.

Housing

Key Requirements for Aging in Place

January 15, 2018

Remaining at your long-term residence as you age may be an attractive option – but it may also require making home modifications to accommodate your needs.

Housing

55+ Independent Living Communities

January 15, 2018

This housing option for aging adults can address individual needs, but costs and restrictions vary considerably.

Housing

Assisted Living Facilities

January 15, 2018

Think of it as doing it your way, with a little help on hand when you need it.

Economy

Done Deal: Tax Bill Takes Effect

January 11, 2018

Ed Mills, Washington Policy Analyst, breaks down the major components of the new tax legislation.

Education

Tax Act Implications for Education Savings

January 9, 2018

Learn about the new qualified tuition expenses, gifting limits, and rollover provisions for 529 plans.

Investment Strategy

Themes to Watch in 2018

January 3, 2018

Review key themes that are likely to occupy headlines and conversations in the coming year.

Economy

The Capitol's Long January To-Do List

January 2, 2018

According to Ed Mills, Washington Policy Analyst, this month boasts one of the longest lists of “must-pass” items on the congressional agenda in memory.

Goal Planning

Trim the Fat [INFOGRAPHIC]

December 26, 2017

If you have to make personal budget cuts, trim items large and small. Consider these ideas for ways to reduce spending.

Economy

It’s Official: New Tax Legislation Approved [VIDEO]

December 20, 2017

Chief Economist Scott Brown discusses the tax bill's key features as well as its impact on taxpayers, investors, and the overall economy.

Economy

The Fed and Tax Reform Wrap-Up 2017 [VIDEO]

December 19, 2017

Chief Economist Scott Brown comments on the recent Federal Reserve decisions, employment data, and how the economy looks as we head into 2018.

Economy

Four Ways a Rate Hike Can Affect Your Finances

December 15, 2017

The interest rates that shape the economy and your portfolio are increasing again.

Economy

Tax Reform More Likely After Senate Election Result

December 13, 2017

The Alabama election result may lead to a tax bill by end of next week, suggests Ed Mills, Washington Policy Analyst.

Fixed Income

The Fixed Income Conundrum [VIDEO]

December 6, 2017

Nick Goetze, Managing Director, Fixed Income Services, discusses low interest rates and year-end strategies for fixed income investors.

Market Updates

U.S. Stocks Prove Fruitful for November

November 30, 2017

One year after the U.S. presidential election, we’ve seen record market highs among domestic equities, low unemployment and strengthening consumer confidence.

Giving

The Tradition of Charitable Giving

November 28, 2017

As 2017 wanes, consider the many ways charitable giving can brighten a holiday season.

Family

The Family Holiday Huddle

November 20, 2017

Openly discussing important matters during the holiday season can bring your family closer.

Technology

Don't Let Thieves Ruin Your Holiday Season

November 14, 2017

Learn how to protect your identity when shopping online.

Business Owners

Essential Questions for Business Owners

November 13, 2017

Do you have all the answers? Ask your advisor.

Taxes

Offset Taxes with Retirement Account Contributions

November 9, 2017

As investors are faced with higher taxes, there are a few simple steps you can take to lower your tax bill.

Business Owners

Capitalize on the Sustainable Investing Movement

November 8, 2017

Make your business more appealing to socially responsible consumers and investors.

Economy

Key Provisions of the House's Tax Proposal

November 7, 2017

The proposed changes include reduced business taxes, fewer individual income tax brackets, and an elimination of personal exemptions.

Taxes

Your Year-End Tax Planning Checklist

November 2, 2017

Kickstart your tax season planning with this list of important deadlines, relevant documents and strategy considerations.

Retirement

Do Risk and Retirement Mix?

October 31, 2017

Adding more stocks to your income plan may help offset low interest rates and inflation.

Business Owners

Year-End Tax Tips for Businesses

October 25, 2017

Improve your bottom line with these tax mitigation strategies.

Retirement

Social Security Increases Benefits by 2.0% for 2018

October 18, 2017

More than 66 million Americans will see the 2.0% increase in their payments beginning in January of 2018.

Taxes

Year-End Tax Planning on the Verge of Reform

October 16, 2017

As the White House and Congress mull over potential tax changes, consider these actionable strategies.

Technology

Savvy Steps to Stay Cyber-Safe

October 3, 2017

Defend yourself with simple, everyday practices that can help protect your identity, your accounts and your devices.

Retirement

Making the Most of Medicare's Open Enrollment Period

September 29, 2017

With Medicare's open enrollment season upon us, ask yourself a few questions to make sure you're getting the most from Medicare.

Estate

Estate Planning Challenges for Heirs in America

September 25, 2017

International families are often unaware of planning challenges they may face when leaving wealth to beneficiaries in the United States.

Lifestyle

Should You Hop on the Goodie Box Train?

September 21, 2017

Take a peek inside the subscription commerce boom.

Housing

The Upside of Upsizing

September 7, 2017

Empty nesters often simplify life by downsizing. But what if a bigger place with room for several generations really suits you?

Economy

Updated: Hurricane Harvey Energy Impact

September 6, 2017

As post-Harvey energy disruptions subside, infrastructure resilience will be a key theme for reconstruction, says Pavel Molchanov, Senior Vice President and Energy Analyst.

Family

What Your Loved One Needs Now, What You'll Need Later

September 6, 2017

Dialogue and documentation to help you provide the care your loved one desires and plan for your own needs in the future.

Estate

"No Kids" Shouldn't Mean "No Estate Plan"

September 5, 2017

Estate planning can feel overwhelming for individuals without children or close family members. Here are a few steps you should take, even in the face of uncertainty.

Retirement

A Circle of Care

August 30, 2017

It takes a dedicated caregiver and a well-orchestrated team to pull together all the resources needed to help someone you love live long and live well.

Market Updates

Earnings Trend Higher; Vulnerability Ahead?

August 24, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses earnings growth, technical trends, and the impact of political debate on investor sentiment.

Family

Debt is a Four-Letter Word

August 15, 2017

Don’t let debt be the elephant in your relationship.

Housing

Leaving the Vacation Home to Family

August 9, 2017

Tap into available strategies to ensure a smooth transition for those you love.

Business Owners

How Family Offices Are Investing Directly in Businesses

August 4, 2017

There's a potential new investor for business owners seeking to get to the next level.

Market Updates

Earnings Trends Remain Primary Market Driver

July 25, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses continued earnings growth and current market conditions.

Lifestyle

When Natural Disaster Strikes

July 24, 2017

Preparing for an unexpected storm, flood or fire can help protect both your personal and financial well-being.

Economy

A Focus on Earnings and Technology [VIDEO]

July 17, 2017

Andrew Adams, CMT, Senior Research Associate, Equity Research, discusses how advancements in technology affect the future of the economy.

Retirement

Planning for Medicare [VIDEO]

July 12, 2017

Kevin McGarry, Director for Nationwide Retirement Institute, discusses how Medicare can impact your overall retirement plan.

Retirement

Are You Ready for an Encore Career?

July 7, 2017

More and more Americans are going back to work or volunteering after retirement.

Technology

The Byte-Sized Economy

July 5, 2017

Andrew Adams, CMT, Senior Research Associate, Equity Research, discusses how the increasing connectedness of data and technology are shaping our economy.

Technology

Simple Tips for Securing Your Computer

June 29, 2017

Andy Zolper, Chief IT Security Officer, provides suggestions for how investors can improve their personal computer security.

Lifestyle

Retirement Reinvented

June 27, 2017

Today’s retirees spend their time and money on not-so-traditional pursuits.

Lifestyle

Nine Tips to Live Beyond 100

June 22, 2017

These nine commonalities may lead to a longer, healthier and happier life right where you are.

Technology

Cybersecurity Awareness

June 17, 2017

Learn how to protect your identity online in an age when cybercrime is becoming more prevalent.

Economy

The Rise and Fall of Manufacturing Jobs [VIDEO]

June 15, 2017

Explore why changing demographics mean there won’t be a manufacturing renaissance, and learn where job growth is shifting.

Lifestyle

Fighting Financial Fraud [INFOGRAPHIC]

June 14, 2017

Don't fall prey to common swindles.

Retirement

Don't Let "Sequence of Returns" Risk Ruin Your Plans

June 7, 2017

Consider protective strategies well before you retire.

Economy

U.S. Exit from Paris Agreement Changes Very Little

June 2, 2017

Pavel Molchanov, Senior Vice President and Energy Analyst, comments on the United States' announced withdrawal from the climate change agreement.

Education

Investing in Potential

May 24, 2017

529 education savings plans are more versatile than you may think.

Family

Choosing the Trustee for a Special Needs Trust

May 23, 2017

When selecting who should take on this important role, there are several factors you should consider.

Lifestyle

Small Steps to a Better You

May 16, 2017

Small investments in your physical and mental health may really pay off.

Technology

What to Do When You've Been Hacked

May 14, 2017

You've received the ominous message that your account has been compromised. Now what?

Retirement

Tune In to Levels of Control

May 10, 2017

Know what you can tweak to find your ultimate retirement income mix.

Retirement

Retirement Choices Go Global [INFOGRAPHIC]

May 4, 2017

If retiring in an exotic locale appeals to you, you’re in luck, because the options for retiring abroad are expanding.

Market Updates

Stocks End April in the Green

May 1, 2017

Although GDP growth has slowed, all three major U.S. stock indices finished April in positive territory.

Retirement

Diversify Your Retirement Income

April 27, 2017

Branching out allows your savings to weather different seasons.

Estate

Don't Forget About Digital Assets

April 12, 2017

Avoid unnecessary headaches by keeping digital assets in mind when planning for your estate.

Housing

Rise of the Senior Move Manager

March 28, 2017

More people are discovering a relatively new industry that helps retirees downsize.

Investment Strategy

Six Myths About Sustainable Investing

March 23, 2017

While interest in sustainable investing has grown in recent years, myths regarding the popular strategy abound.

Life Events

Planning for the Unplanned

March 8, 2017

No one plans on getting sick or becoming disabled, but ironically, planning for these potential life-altering events is exactly what you should be doing.

Estate

Famous Estate Blunders and How to Avoid Them

March 7, 2017

These celebrities' tales are a strong reminder to review your estate plan before it’s too late.

Economy

Cautious Optimism for the Economy [VIDEO]

March 1, 2017

Scott Brown Ph.D., Chief Economist, discusses recent economic data and expectations for interest rate increases.

Retirement

Five Key Retirement Questions

February 6, 2017

Beyond asking where you see yourself and even what your lifelong goals are, effective retirement and longevity planning begs some very big questions.

Retirement

Retirement Readiness by the Decades

February 1, 2017

Whether you're in your 20s or your 50s, there are steps you can take to help ensure a comfortable, secure retirement.

Business Owners

Primed to Sell [INFOGRAPHIC]

January 24, 2017

Consider this calendar of best practices to help ensure your business is primed and ready to sell.

Investment Strategy

Raymond James 2017 Outlook

January 17, 2017

Members of the Raymond James Investment Strategy Committee share their views on the markets, the economy and key themes that will impact investors in the coming months.

Market Updates

Healthy Technicals Support Near-Term Equity Prices

December 22, 2016

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses the recent price and valuation increases in the equity market.

Technology

Cutting the Cable [INFOGRAPHIC]

December 15, 2016

Learn how the television industry is affected by consumers having dozens of convenient and inexpensive options to view their favorite shows and movies.

Giving

The Many Faces of Philanthropy

December 5, 2016

The goals are similar, but different generations give back in different ways.

Family

Caring for Your Loved One: The Three Stages of Decline

December 4, 2016

If you suspect a loved one is experiencing cognitive decline, it’s critical to discuss financial, legal and caregiving plans immediately.

Market Updates

Technicals Suggest Positive Market Environment

November 23, 2016

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, comments on the recent equity rally and market conditions moving into 2017.

Giving

Better to Give Than Receive

November 21, 2016

An act of generosity can benefit the benefactor, too.

Retirement

Medicare Updates for 2017

November 15, 2016

Review the increases to Medicare premiums and deductibles taking effect next year.

Market Updates

Market Expectations – Election Response [VIDEO]

November 10, 2016

Chief Portfolio Strategist Nick Lacy comments on the results of the election and its possible effects on the markets.

Market Updates

Post-Brexit Economic Update

November 3, 2016

Chris Bailey, European Strategist, discusses equity performance and currency valuation in the U.K. following the June 2016 Brexit vote.

Retirement

Retiree in Training

October 26, 2016

Practice makes perfect when it comes to retirement.

Giving

Planning to Give

September 26, 2016

Choosing wisely among an array of giving vehicles can help you make the most of your donations, both for the causes you donate to and yourself.

Housing

Home, Green Home

September 15, 2016

A look at the latest ways to reduce dependence on the grid and what types of savings they bring.

Investment Strategy

Sustainable Investing is More than Financial Growth

September 7, 2016

Sustainable investing, an approach that integrates environmental, social and governance (ESG) criteria, is becoming a much sought-after strategy for investors.

Family

Five Tips for First-Time Grandparents

August 26, 2016

Sharpen these skills to excel in your new role.

Investment Strategy

Five Strategies to Address Concentrated Equity

August 19, 2016

Owning too much of a single security can be hazardous to your wealth.

Business Owners

Ready or Not - What to do When it is Time to Sell

August 11, 2016

Don’t let sudden wealth from selling your business take you by surprise.

Business Owners

“Smart” Debt can Help Build your Business

August 10, 2016

Borrowing can be harmful, but the key to success is understanding how to use debt wisely.

Retirement

The Power of Roth

July 26, 2016

Roth IRAs offer great benefits, even for those who think they don't qualify.

Taxes

Can Taxes Scramble Your Nest Egg?

July 20, 2016

Proactive tax planning can help your retirement income last longer.

Family

More than Summer School

June 28, 2016

Five financial lessons to help teach smart money management.

Travel

The Traveling Intellectual

June 15, 2016

Travelers have long recognized the value of expanding the mind, while delighting the senses through adventurous experiences both at home and abroad.

Retirement

Is a Financial Plan Enough?

May 18, 2016

Maintaining quality of life throughout increasingly long retirements brings a new set of challenges.

Family

Creating the Financial Plan for Those with Dementia

May 17, 2016

To help guide you through the process, researchers at the Massachusetts Institute of Technology (MIT) AgeLab developed a five-topic framework to discuss financial planning and Alzheimer’s disease.

Education

A 529 Plan Primer

May 11, 2016

Let’s take a look at how this educational savings tool can help you cover expenses for higher learning while lowering your taxes.

Women Investors

Six Questions to Help Couples Get on the Same Page

May 4, 2016

Talking through some big decisions will help you and your partner get on the same page before retirement.

Estate

Looking After Your Modern Legacy

April 25, 2016

What you pass on can include digital assets and hard-earned wisdom.

Family

Five Alzheimer's Myths Busted [INFOGRAPHIC]

April 18, 2016

There are many theories about Alzheimer's. Learn which ones are busted in this infographic.

Retirement

Celebrate Financial Literacy Month During April

March 29, 2016

Celebrate Financial Literacy Month by brushing up on some of the fundamentals behind sound financial planning.

Education

Get to Know 529s

March 21, 2016

It’s never too early to start saving for your child’s or grandchild’s education with a 529 plan.

Business Owners

Networking in the Real World

February 23, 2016

For better or worse, networking is a large part of growth in the business world.

Women Investors

Baby-Proofing Your Finances

February 2, 2016

Review this checklist and prepare for parenthood with open eyes and special financial care.

Lifestyle

Eight Ways to Broaden your Flock of Friends

January 15, 2016

Positive social interaction is essential to a healthy and fulfilling retirement.

Investment Strategy

The Impact Behavioral Finance Has On Your Portfolio

December 9, 2015

Learn how to escape the investment traps your brain sets for you.

Family

When the Road to Success Leads Back Home

December 1, 2015

Despite our best efforts, sometimes grown children aren't quite ready to enter the real world.

Taxes

It's What You Keep that Counts

October 6, 2015

To counter or reduce the overall impact of taxes, it’s important to evaluate your income sources.

Giving

Giving with Confidence This Holiday Season

September 21, 2015

A little research can help ensure your donations are put to good use.

Lifestyle

Mapping the Community of the Future

August 27, 2015

A guided tour through Gerontopia, by Dr. Joseph Coughlin.

Family

Three's Not Always a Crowd

August 5, 2015

With the rise of the sandwich generation comes the rise of the multigenerational home.

Family

When 'I do' Turns into 'I don't agree'

July 29, 2015

Compromise is essential when it comes to taking on risk in a couple's portfolio.

Retirement

Your Financial Future, One Stage at a Time

June 24, 2015

Planning for retirement is a big undertaking. Fortunately you don't have to build your financial future all at once.

Lifestyle

Why Recycling Could Now Be Bad for Business

June 17, 2015

Recent market conditions have hurt the recycling industry and reduced its profitability. Will recycling programs continue if they’re in the red?

Retirement

The New Pace of Retirement

June 8, 2015

Today's seniors are working more than ever before and transforming the workforce in the process.

Travel

Overwhelmed and Overseas

May 27, 2015

Travel abroad can turn up delightful surprises, but what if you’re faced with a crisis?

Lifestyle

You Can't Put a Price on Puppy Love

May 15, 2015

Pets have wiggled their way into our hearts and homes for years, but do you know the impact they are having on your wallet?

Education

Financing Higher Education

April 29, 2015

The burden of college costs often becomes a major family concern as the costs of higher education have risen over the past decade.

Retirement

Answering Your Questions about Social Security

December 9, 2014

Listen as Gail Buckner, Financial Planning Spokesperson for Franklin Templeton, explains why timing is everything when it comes to Social Security.

Fixed Income

Fixed Income Market Commentary

April 20, 2018

Read the fixed income commentary from Executive Vice President Kevin Giddis.

Lifestyle

Should You Consider a Pet Trust?

April 19, 2018

The name may evoke stories of heirs and heiresses setting aside enormous sums for their pets, but these trusts aren’t just for millionaires.

Economy

Why Tariffs “Don't Make Sense, Economically” [VIDEO]

April 16, 2018

Chief Economist Scott Brown addresses trade war headlines and the markets’ recent reaction pattern.

Investment Strategy

Two of the Most Important Investing Paragraphs We Have

April 16, 2018

Read the weekly investment strategy commentary from Chief Investment Strategist Jeff Saut.

Giving

The Art of Giving

April 10, 2018

Thinking about donating your beloved collection of cars, art, antiques or jewelry? Keep these considerations in mind.

Economy

The March Employment Report

April 9, 2018

Read the weekly economic commentary from Chief Economist Scott Brown.

Investment Strategy

The China Syndrome

April 9, 2018

Read the weekly investment strategy commentary from Chief Investment Strategist Jeff Saut.

Family

Sandwich Generation by the Numbers [INFOGRAPHIC]

April 3, 2018

On average, these hardworking caregivers spend 25 hours per week assisting their loved ones.

Investment Strategy

How to Handle Market Volatility

April 2, 2018

It's natural to be nervous when the markets head toward volatile territory. Keep a positive perspective with these resources.

Retirement

Social Security Resources

April 1, 2018

Learn more about ways to maximize your benefits and optimize your retirement income strategy.

Investment Strategy

Frenetic February & Manic March

March 29, 2018

Andrew Adams, CFA, CMT, Senior Research Associate, reflects on 2017 and the return to normality that February’s market pull-back represents.

Market Updates

Loud Noises and the Return of Volatility

March 29, 2018

Nicholas Lacy, CFA, Chief Portfolio Strategist, reflects on how markets adjusted to increased uncertainty in the first quarter.

Investment Strategy

Shellshocked by Volatility: 1Q in Review

March 29, 2018

Market-affecting factors for the coming months include interest rates, earnings growth, inflation, monetary policy, and global economic growth.

Market Updates

Tariff Response Presents Buying Opportunity

March 22, 2018

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, sees the current volatility as an opening for patient buyers.

Investment Strategy

Secular Bull Markets Don't Die of Old Age [VIDEO]

March 21, 2018

Chief Investment Strategist Jeff Saut foresees no dramatic turnaround in the current bull market conditions.

Education

Studying Abroad with 529 Plans

March 19, 2018

Consider whether this savings account can help cover your international education costs.

Family

Thriving with Special Needs

March 14, 2018

With thoughtful planning, you can help ensure the future care of a loved one with a disability.

Estate

New Realities for Modern Families

March 13, 2018

Families have changed, but the need to protect wealth and build legacies remains.

Taxes

Double-Check Before Filing Your IRS Return

March 6, 2018

It may seem like common sense, but going back over the information you enter may be the most important part of your tax filing duties.

Taxes

Opportunity Blooms in Tax Season

March 2, 2018

Whether you get a refund, or end up owing, you have options.

Taxes

Three Ideas for When the IRS Owes You

March 2, 2018

Breaking even is the goal. But if you find yourself receiving a refund this year, consider these ideas for putting it to work.

Taxes

Strategies for Paying an Unexpected Tax Bill

March 2, 2018

If you're surprised by a tax bill, consider ways to pay without interrupting your financial plan.

Family

Playing Parent to Your Parents

March 1, 2018

Should the time come, you may need to step in to help preserve your parents' lifestyle and legacy.

Market Updates

Healthy Beginning to the Rebuilding Phase

February 27, 2018

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses fourth quarter earnings and the early February pullback.

Travel

Winter Wanderlust

February 23, 2018

Starting to plan for the next holiday season? Consider having yourself a merry little getaway.

Lifestyle

The Unofficial Field Guide to the American Snowbird

February 20, 2018

Yearning for warmer winters? Think about what it'd mean to leave your nest – temporarily – and establish a new one.

Retirement

Retirement Readiness Takes Getting in Step

February 14, 2018

Many couples don't agree on when, where or how they're going to retire.

Economy

Budget Deal Paves Way for Additional Fiscal Stimulus

February 9, 2018

Washington Policy Analyst Ed Mills details the new budget agreement passed by Congress.

Market Updates

Expect Short-Term Volatility; Be Selective and Patient

February 8, 2018

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, reviews this week's market fluctuations.

Market Updates

Equities Experience Healthy Pullback

February 6, 2018

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, examines the factors behind the recent market pullback.

Investment Strategy

How Should We React to Volatility? [VIDEO]

February 5, 2018

Senior Research Associate Andrew Adams, CFA, CMT reminds investors that market pullbacks are not cause for panic.

Taxes

Get Financially Fit

February 3, 2018

Eight moves to whip your tax strategy into shape.

Business Owners

Ways to Fund a Business Venture

February 1, 2018

Startup financing turns entrepreneurial ideas into real business.

Market Updates

Equities Notch Gains in January

January 31, 2018

The year started off strong on the heels of solid earnings, economic growth and tax reform, but as January came to a close, domestic stocks experienced some turbulence

Family

The Professional Parent

January 30, 2018

Modern moms juggle the demands of parenthood and a full-time career.

Investment Strategy

The Markets Charge Forward [VIDEO]

January 25, 2018

Andrew Adams, CFA, CMT, Senior Research Associate discusses the bull market and potential disruptors in the coming months.

Retirement

Benefit from Your Birthdays

January 23, 2018

The road to and through retirement is dotted with time-sensitive financial planning milestones.

Economy

Do Shutdowns Impact Investors? [VIDEO]

January 22, 2018

Andrew Adams, CFA, CMT, Senior Research Associate discusses how government shutdowns have historically affected the equity markets.

Estate

Eight Estate Planning Essentials

January 20, 2018

Review eight of the different documents you may need to prepare for yourself and your family.

Investment Strategy

2018 Outlook: Unprecedented Territory [INFOGRAPHIC]

January 16, 2018

Review this visual summary of the Raymond James Investment Strategy Committee's outlook for investors in the coming year.

Housing

Frequently Used Services for Retirees at Home

January 15, 2018

From physical therapists to visiting nurses, a host of professionals can facilitate the comfort of remaining in familiar surroundings.

Housing

Continuing Care Retirement Communities (CCRCs)

January 15, 2018

CCRCs offer a continuum of care for the duration of one’s retirement – from independent living to assisted living to skilled nursing.

Housing

Skilled Nursing Facilities

January 15, 2018

Serious healthcare needs may call for more attentive, hands-on accommodations.

Investment Strategy

Investment Strategy Quarterly 2018 Outlook

January 10, 2018

Members of the Raymond James Investment Strategy Committee share their views on the markets, the economy and key themes that will impact investors in the coming months.

Investment Strategy

2018 Outlook: Unprecedented Territory

January 3, 2018

Major macro factors affecting the economy and financial markets over the next six to twelve months include tax reform, U.S. earnings growth, economic growth, Federal Reserve policy, and geopolitical uncertainty.

Market Updates

Equities Enjoy Strong 2017

January 2, 2018

The end of 2017 brings to a close one of the best years for global equity markets in nearly a decade.

Goal Planning

Start the New Year with an Organized Outlook

December 26, 2017

Consider getting organized this winter season by decluttering and updating your financial plan.

Goal Planning

Visualize Your Future

December 25, 2017

No matter where you are in life, you have probably thought about what you might like to do with your future. Achieving your vision for the future requires planning.

Goal Planning

12 Resolutions for 2018

December 19, 2017

Start the new year right by reviewing and revamping your financial plan.

Economy

Awaiting Tax Reform [VIDEO]

December 18, 2017

Chief Economist Scott Brown weighs in on the forthcoming tax bill.

Taxes

Prep Now, Fret Less

December 15, 2017

Don’t procrastinate when it comes to prepping for tax season.

Giving

The Gift of Appreciated Stock

December 12, 2017

Donating appreciated equity can be a gift for both you and your favorite charity.

Investment Strategy

Don't Take a Bath on Wash Sales

December 5, 2017

Be mindful of how – and when – losses are used to offset gains.

Market Updates

Bullish Tone Persists as Tax Proposals Advance

November 28, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses quarterly earnings and the influence of political initiatives on the equity market.

Taxes

Check This List – Twice – Before Year-End

November 20, 2017

Proactive investors know that the months before year-end are an ideal time to make any final tax-saving moves.

Investment Strategy

The Second Leg of the Bull Market [VIDEO]

November 15, 2017

Jeff Saut, Chief Investment Strategist, discusses his outlook for U.S. equities and where we are in the cycle of the secular bull market.

Economy

Another Day, Another Estate Tax Repeal?

November 14, 2017

One of the elements of the House's recent tax proposal is a future repeal of the federal estate tax.

Retirement

Seven Ways to Generate a Retirement Paycheck

November 13, 2017

Help your money last with these tips to generate and manage cash flow after you stop working.

Lifestyle

The Year-Round Race for Your Holiday Shopping Dollars

November 9, 2017

The secrets behind the year-round, world-wide business of the American holiday shopping season.

Women Investors

Rise of the Female Breadwinner

November 8, 2017

More women have become economic forces within the modern workplace.

Taxes

2017 Year-End Tax Planning

November 2, 2017

Certain tax and financial planning moves can help prepare you for tax season and better align your portfolio with your short- and long-term goals.

Market Updates

Markets Rise as Rally Continues for October

October 31, 2017

The S&P 500’s upward trajectory has slowed since the beginning of the month, but U.S. stocks remain strong overall.

Market Updates

Equities Advance Easily as Tax Debate Continues

October 31, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses earnings growth, technical trends, and the potential for tax reform.

Estate

Planning for Your Own Incapacity

October 23, 2017

Alzheimer's disease is the sixth leading cause of death in the U.S., meaning planning for incapacity is just as important as end-of-life planning.

Family

Starting the Wealth Transfer Conversation

October 16, 2017

Legacy planning is a chance to engage your spouse and heirs with deep, meaningful conversations about health, wealth and the future.

Retirement

Where Medicare Falls Short

October 9, 2017

Get wise about maintaining your health – and wealth – in retirement. Medicare provides a lot of coverage, but it doesn’t cover everything.

Estate

Should Your Estate Plan Address Addiction?

October 3, 2017

Determining how to address substance abuse and addiction among your beneficiaries can be a sensitive and difficult decision.

Market Updates

Equities Rally; Markets Hope for Tax Reform

September 26, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses the recent S&P 500 rally and the importance of possible tax cuts for future earnings growth.

Economy

Mrs. Merkel and Europe Rumble Forward

September 25, 2017

Chris Bailey, European Strategist, discusses Sunday's German election results and their broader implications for party coalitions and national policy.

Business Owners

Virtual Moats Proactively Protect your Assets

September 20, 2017

Owning a business can have great rewards, but also great risk. Learn more about how to protect those rewards.

Technology

Food Technologies Give Consumers Plenty to Chew On

September 6, 2017

Technology has already changed the way we purchase nonperishable goods. Now, consider how it may alter how we purchase, prepare and consume food.

Family

Rights and Resources Every Caregiver Should Know

September 6, 2017

First-time caregiver? Here’s how to navigate your rights and resources for the job.

Technology

The Power of Caregiving in the Palm of Your Hand

September 6, 2017

Here's how technology is helping address three common caregiver concerns.

Family

Caregiving in the Sandwich Generation [INFOGRAPHIC]

August 30, 2017

They're caring for aging parents, supporting children, and balancing competing financial interests. Here's who they are and how they're making it work.

Family

Telemedicine: Care That's Connected

August 24, 2017

From waiting room to living room — how telehealth is giving caregivers a helping hand.

Market Updates

For Now, "All Systems Go" in Credit Markets [VIDEO]

August 22, 2017

James Camp, CFA, Managing Director of Fixed Income, Eagle Asset Management*, discusses the current interest rate environment and opportunities in fixed income.

Family

How to Combat Compassion Fatigue

August 15, 2017

Caregiver burnout affects millions. Here’s how to fight it.

Goal Planning

To Be or Not to Be – in Debt

August 4, 2017

Weigh these factors first when considering when to borrow.

Business Owners

Your Business Deserves an "Estate Plan"

August 4, 2017

Drafting a succession plan now can help your business stand the test of time.

Retirement

Debunking Social Security Myths [INFOGRAPHIC]

July 25, 2017

Shine some light on these common misconceptions to help get the most from your hard-earned benefits.

Education

Paving the Road to Higher Education

July 20, 2017

Know which paths to take to combat rising college costs.

Investment Strategy

Portfolios with a Purpose [VIDEO]

July 13, 2017

Mutual Fund Analyst Christine Sinicrope discusses the key characteristics and recent evolution of sustainable investing.

Investment Strategy

Sustainable Investing Resources

July 11, 2017

Learn how to make a positive impact on society and the environment while potentially improving the risk and return characteristics of your portfolio.

Investment Strategy

July 2017 Investment Strategy Quarterly

July 5, 2017

Members of the Raymond James Investment Strategy Committee share their views on the markets, the economy and key themes that will impact investors in the coming months.

Investment Strategy

Global Opportunities and Potential Pullbacks

July 5, 2017

The Raymond James Investment Strategy Committee discusses current market trends, economic conditions, and international influences for investors to consider.

Market Updates

Equities Remain on Healthy Footing

June 27, 2017

As June draws to a close, Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses earnings growth and current valuation levels.

Goal Planning

Set New Goals in Summer

June 27, 2017

With several financial deadlines behind you, take time this summer to review your progress, set new goals and tie up loose ends.

Retirement

How Taxes Affect Social Security

June 19, 2017

When you plan for retirement, it’s important to consider how Social Security is taxed to know how much retirement income you’ll actually have.

Retirement

Social Security Provides for You and Your Loved Ones

June 17, 2017

Social Security offers benefits to family members who depend on you, so it’s good to know who is eligible.

Market Updates

A Look at What's Ahead [VIDEO]

June 15, 2017

Chief Economist Dr. Scott Brown, Chief Portfolio Strategist Nick Lacy and Chief Investment Strategist Jeff Saut provide their in-depth views on the current and future state of the market and economy.

Economy

U.K. Election May-hem

June 9, 2017

The election resulted in a hung parliament, with Theresa May losing the majority she'd hoped to strengthen. European Strategist Chris Bailey discusses implications for investors and upcoming Brexit negotiations.

Investment Strategy

The Path to Your Financial Future [INFOGRAPHIC]

June 6, 2017

Understanding each type of investor may lend clarity to periodic market volatility.

Investment Strategy

Defining Asset Allocation [VIDEO]

May 30, 2017

Nick Lacy, Chief Portfolio Strategist, Asset Management Services, discusses the firm’s various asset allocation models and how they’re used.

Market Updates

Equities Maintain Bullish Tone

May 24, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses markets' reactions to recent negative headlines.

Retirement

Understanding Social Security Break-Even Points

May 20, 2017

Deciding when to file for Social Security could make a large impact on your lifetime benefit.

Business Owners

Selecting an IRA to Benefit Your Business

May 15, 2017

A sponsored IRA might be just the thing to help your staff save for retirement.

Giving

Be the Change

May 11, 2017

Nonprofits benefit when you invest your time and talent.

Economy

French Presidential Election Results

May 8, 2017

Chris Bailey, European Strategist, discusses centrist Emmanuel Macron's election victory over populist Marine Le Pen.

Estate

Modern Family Estate Dilemmas

May 3, 2017

Modern families may confront a few extra challenges when planning their estate.

Market Updates

Healthy Consolidation and Elevated Volatility

April 28, 2017

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses the recent equity pullback and increasingly cautious investor sentiment.

Fixed Income

Opportunities in the Bond Market [VIDEO]

April 19, 2017

Nick Goetze, Managing Director, Fixed Income Services discusses current influences on and opportunities within the bond market.

Education

The Surprising Gift of 529 Plans

March 31, 2017

Not only can giving the gift of education help others, but it can help reduce your tax impact and benefit your overall estate.

Retirement

Making Sense of Medicare Myths

March 28, 2017

Take the time to learn the facts behind these common Medicare misconceptions.

Family

Grandparents Are Teachers, Too [INFOGRAPHIC]

March 22, 2017

Surprisingly, millennials and their grandparents share similar attitudes about money. Consider these ways to impart financial wisdom early and often.

Retirement

The Twists and Turns of Social Security

March 8, 2017

This all-important retirement income source is tricky, especially around times of transition.

Family

Alzheimer’s and Dementia Resources

March 6, 2017

Dementia and Alzheimer’s can be physically and emotionally tolling for everyone involved. Review the resources below to learn more about how you can detect early signs or cope with caregiver stress.

Family

10 Symptoms of Caregiver Stress

February 17, 2017

It’s important to be aware of caregiver burnout. You cannot provide effective care if you neglect your own physical and mental well-being.

Lifestyle

You Are What You Think

February 2, 2017

An optimistic outlook can enhance your health, your work and your daily life.

Market Updates

Is Dow 20,000 a Reason to Celebrate?

January 25, 2017

Andrew Adams, Market Strategist, comments on the index's historic high and whether this milestone will have a long-term impact on markets.

Estate

It's Time to Review Your Estate Planning Basics

January 18, 2017

Beginners and billionaires alike should refresh their knowledge of these basic estate planning terms and concepts.

Estate

How to Build a Winning Financial Team

December 28, 2016

Engaging a well-rounded team of professionals and loved ones is essential to making sure that your financial and estate planning bases are covered.

Giving

Generosity Within Limits

December 22, 2016

Make the most of your giving nature with this quick tax refresher.

Retirement

Navigating Medicare [INFOGRAPHIC]

December 6, 2016

Review this roadmap to help you navigate through the Medicare enrollment process.

Market Updates

Italian Markets Positive Despite Referendum Result

December 5, 2016

Chris Bailey, European Strategist, discusses market reactions to the electoral defeat of Italy's Prime Minister Renzi.

Travel

Unplugging Your Vacation

November 29, 2016

Relax and recharge on your next getaway by taking a break from technology.

Estate

Preserving Family Wealth

November 21, 2016

Help your family maintain its financial strength from one generation to the next.

Estate

Estate Planning for Low and High Rates

November 15, 2016

Learn more about different estate planning vehicles and how they can help you take advantage of low and high interest rate environments.

Investment Strategy

Key Steps to Building Your Portfolio

November 10, 2016

Revisiting the basics can build confidence in your financial plan in the face of volatility.

Taxes

Five Year-End Tax Strategies in a Volatile Market

November 9, 2016

From tax-loss harvesting to Roth conversions, these end of year moves can provide a boost to your plan.

Lifestyle

20 Financial Things Couples Should Know

October 27, 2016

Having a solid understanding of your financial status is crucial to planning, budgeting and saving toward your goals.

Market Updates

Market Weakness May Provide Investor Opportunity

October 20, 2016

Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, discusses how current economic conditions may support a bullish bias for equities.

Retirement

Comparing Your Medicare Coverage Options

September 20, 2016

When it comes to health insurance after age 65, you’ve got options. Let us help you choose a healthcare policy that's right for you.

Technology

Lost in (Cyber-)Space

September 10, 2016

Review these four steps to document and preserve your digital assets.

Investment Strategy

REITs - The New GICS Sector

September 1, 2016

Learn more from Mike Gibbs, Managing Director of Equity Portfolio & Technical Strategy, about the impact of the Real Estate Investment Trusts (REITs) becoming a standalone sector of the S&P 500.

Retirement

Social Security Myths and Misconceptions

August 19, 2016

What you don't know and what you can do about it.

Retirement

Four Smart Withdrawal Strategies

August 15, 2016

Consider the options for tapping into your retirement savings.

Retirement

Are Your Estate and Financial Plans Shock-Proof?

August 11, 2016

Don’t wait until “what if?” becomes “what is.”

Women Investors

Caregiving Connections

August 10, 2016

Whether in-person or online, connections fostered among caregivers provide long-range benefits.

Housing

Declutter Your Retirement

July 20, 2016

Downsizing and minimizing clutter can be liberating when you make more room for your future.

Lifestyle

Nine Ways to Boost Your Brain Power

July 6, 2016

Try your hand at these nine mental workouts to stay sharp and get the most out of your retirement years.

Retirement

Your Retirement Plan B

June 22, 2016

Take the time to design an alternative retirement plan should retirement come earlier than expected.

Retirement

Shifting from Saving to Spending

June 7, 2016

After years of saving and investing, you now need different strategies to generate retirement income.

Travel

Multigenerational Memory-Making

May 18, 2016

The idea of spending vacation time bonding across layers of one’s multigenerational family may not appeal to everyone, but a growing number of families have made the concept increasingly popular.

Education

Misconceptions About 529 Plans

May 12, 2016

Just like the kids you’re saving college funds for, 529 plans are often misunderstood.

Life Events

Ten Financial Tips for First Time Job Seekers

May 9, 2016

New grads entering the workplace can pave the way toward a secure financial future with these simple steps.

Retirement

Taking Full Advantage of Time

April 26, 2016

Time is your most valuable asset when saving for retirement.

Investment Strategy

Concentrated Positions Can Pose Portfolio Risk

April 19, 2016

Concentrated positions may create wealth, but they may not protect it.

Family

Kid-Friendly Foundational Finances

April 12, 2016

Help kids of all ages develop smart money habits.

Lifestyle

Up and Down: Ins and Outs of Airline Pricing

March 23, 2016

The next time travel planning takes you skyward, remember these common reasons why the price of a single flight may change from one day to the next.

Family

10 Early Signs of Alzheimer’s

March 14, 2016

Early detection of Alzheimer’s disease and other dementias is vital to helping protect the financial future of those affected and their families.

Fixed Income

The Benefits of Premium Bonds [VIDEO]

February 16, 2016

Managing Director Nick Goetze discusses what investors should know about premium bonds and their potential benefits.

Retirement

One of the Easiest Ways to Save for Retirement

January 21, 2016

Saving early and often can help you reach your retirement saving goals.

Goal Planning

Finding the Right Balance in Your Financial Plan

January 13, 2016

While your financial attention may be pulled in multiple directions, you need to learn to make the most of life’s financial tradeoffs.

Investment Strategy

What Job Growth Means to You and the Economy

December 8, 2015

When more people enter the workforce, the job market grows and everyone wins. Here are six reasons why.

Technology

Protecting Your Information Against Growing Risks

October 22, 2015

Andy Zolper, Chief IT Security Officer, discusses how to keep your information safe in the age of booming technology.

Lifestyle

Common Scams to be Aware of and How to Protect Yourself

October 2, 2015

Nine commons scams, often targeted at elderly individuals, that you should be aware of.

Lifestyle

The Perks of Retiring in a College Town

September 1, 2015

Retirees find college towns support an active, interesting and enriching lifestyle.

Travel

The Solo Adventure

August 11, 2015

Traveling on your own may be your ticket to a transformative experience.

Giving

Four Ways to Start a Charitable Tradition

July 29, 2015

Spread the spirit of giving from generation to generation.

Taxes

Eight Savvy Summer Tax Moves

July 20, 2015

Just because tax season is behind us doesn't mean we can - or should - forget about taxes until year-end.

Retirement

Americans are Living Longer and Rethinking Milestones

June 17, 2015

Americans are living longer and rethinking life's major milestones - from marriage and homeownership to parenthood and retirement.

Lifestyle

Caring for Pet Pals in Retirement

June 10, 2015

Pet ownership, as you get older, comes with great joys and responsibilities.

Housing

Making a House a Home for Life

June 8, 2015

Practical tips to support aging in place – because there is no place like home – now and in the future.

Housing

Tips for a Smoother Homebuying Process

May 19, 2015

As you hunt for a home, review these helpful and practical homebuying tips to avoid potential pitfalls.

Goal Planning

Five Ways to Prepare for 365 Days in Retirement

April 30, 2015

Retirement is more than weddings, vacations and sail boats. How will you fill all the days of your year in retirement?

Goal Planning

Discover Who You Were Meant to be in Retirement

April 23, 2015

Retirement will be the adventure of your life. Are your grand plans enough to fill your days and your soul?

Giving

Giving Feels Good...For Several Reasons

November 4, 2014

Charitable giving can reduce your tax burden and also provide a sense of satisfaction by benefiting your favorite causes.