The Scenario: A recently divorced investor is experiencing difficult managing finances alone for the first time because the former spouse had handled the majority of the financial decisions for many years. There is particular concern about providing for the children.

The Plan: Thoroughly explain the various issues regarding the immediate financial planning that need to be addressed as well as the long-term retirement planning as those two variables have been affected by the investor’s returned single status; develop a comprehensive plan to accommodate for the needs of the family's changed composition.