Investor Access

 

 

Ross Marino, CFP^® works with people of all ages and walks of life, but mainly with successful business owners and high-net-worth retirees. Whether you're accumulating investments for the future, or seeking to protect, enjoy and pass on those assets you already have, Ross and his team are ready to help with sound, professional advice.  Their process is called Comprehensive Wealth Management.

As your financial planning team, we promise to:

• Pro-actively contact you when upcoming tax and other changes impact your portfolio or financial plan. 
• Clearly reveal and fully disclose our fee structure.
• Consider your goals and personal situation before offering recommendations.
• Collaborate with you as needed, or provide appropriate referrals.

We trust you will find our team’s support to be the finest you’ve experienced. We’re proud of our entire organization and our commitment to our clients. We understand that you have many choices concerning financial services, and we appreciate and value the confidence and trust you’ve placed in us.

 

Thank you for allowing our team to serve you.

Comprehensive Wealth Management helps you reach financial goals:

•  Becoming debt free
•  Saving for college
•  Planning for retirement
•  Selling a business
•  Creating tax efficient income
•  Consider an IRA Rollover
•  Charitable giving
•  Estate Planning 

Comprehensive Wealth Management falls into four categories:

1. Creating and Growing Wealth
2. Protecting and Preserving Wealth
3. Planning the Distribution of Wealth during your Lifetime in the Most Tax-Advantageous Way
4. Planning the Distribution of Wealth at Death in the Most Tax-Advantageous Way

How does Comprehensive Wealth Management work for you?

• Creating & Growing Wealth 

Selecting appropriate investments and accounts, which may include retirement accounts, such as 401(k) plans, IRA, Roth IRA, mutual funds, stocks, etc.  Portfolios may emphasize growth while seeking returns which exceed inflation.

• Protecting & Preserving Wealth

Selecting the most suitable investments and retirement plans, and continuously monitoring their performance.  Investments considered include stocks, bonds, mutual funds, model portfolios, and private money managers.  Preserving principal, while keeping pace with inflation are common goals.  

• Planning the Distribution of Wealth During Lifetime in the Most Tax-Advantageous Way

Using customized, tax efficient programs designed to meet your income needs.  Investment advice  may include IRA rollovers, tax free bonds, and other tax reduction strategies.  Retirement and estate planning objectives include increasing income, decreasing taxes, and preserving your wealth.

• Planning the Distribution of Wealth at Death in the Most Tax-Advantageous Way

Using trusts, charitable endowment funds, life insurance, or other investment vehicles to distribute wealth in tax-advantaged ways.

• Asset Allocation
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• Asset Management
  Discover the benefits of professional asset management.
• Estate Planning
  Trust services for the preservation of assets and the fulfillment of wishes.
• Financial Planning
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• Mutual Funds
  Your purchasing power at work.
• Retirement Planning
  In today's rapidly changing world, retirement planning has never been more challenging. Working with a financial advisor to map a comprehensive, thoughtful retirement strategy and keep it on track is essential to your future well-being.
• College Planning
  What will it take to deliver the dream?
• Bonds
  Are bonds right for you?
• Identity Theft
  The more you know about identity theft, the better you can protect yourself.
• 401(k)
  What to expect from your 401(k) advisor.
• Insurance and Annuities
  Preparing for the unexpected may start with quality insurance alternatives.
• Freedom Account
  Managed accounts with the flexibility to meet your investment goals.
• Tax Planning
  Prepare for taxes all year round with this handy reference guide.

Ross Marino CERTIFIED FINANCIAL PLANNER™ Branch Manager Contact Us