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Professionally Speaking
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Services
Ross Marino, CFP® works with people of all ages and walks of life, but mainly with successful business owners and high-net-worth retirees. Whether you're accumulating investments for the future, or seeking to protect, enjoy and pass on those assets you already have, Ross Marino, CFP® is ready to help with sound, professional advice. Our process is called Comprehensive Wealth Management.
We promise to
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Pro-actively contact you when upcoming tax and other changes impact your portfolio or financial plan.
- Clearly reveal and fully disclose our fee structure.
- Understand your goals and family situation before offering recommendations.
- Bring in other experts for assistance, or provide appropriate referrals.
Comprehensive Wealth Management helps you reach financial goals:
Comprehensive Wealth Management falls into 4 categories:
How does Comprehensive Wealth Management work for you?
Selecting appropriate investments and accounts, which may include retirement accounts, such as 401(k) plans, IRA, Roth IRA, mutual funds, stocks, etc. Portfolios may emphasize growth while seeking returns which exceed inflation.
- Protecting & Preserving Wealth
Selecting the most suitable investments and retirement plans, and continuously monitoring their performance. Investments considered include stocks, bonds, mutual funds, model portfolios, and private money managers. Preserving principal, while keeping pace with inflation are common goals.
- Planning the Distribution of Wealth During Lifetime in the Most Tax-Advantageous Way
Using customized, tax efficient programs designed to meet your income needs. Investment advice may include IRA rollovers, tax free bonds, and other tax reduction strategies. Retirement and estate planning objectives include increasing income, decreasing taxes, and preserving your wealth.
- Planning the Distribution of Wealth at Death in the Most Tax-Advantageous Way
Using trusts, charitable endowment funds, life insurance, or other investment vehicles to distribute wealth in tax-advantaged ways.
- Asset Allocation - Asset allocation versus diversification - what's the difference?
- Asset Management - Discover the benefits of professional asset management.
- Estate Planning - Peace of mind takes planning.
- Financial Planning - Your financial future is important. Don't trust it to just anyone.
- Mutual Funds - Your purchasing power at work.
- Retirement Planning - In today's rapidly changing world, retirement planning has never been more challenging. Working with a financial advisor to map a comprehensive, thoughtful retirement strategy and keep it on track is essential to your future well-being.
- College Planning - What will it take to deliver the dream?
- Bonds - Are bonds right for you?
- Identity Theft - The more you know about identity theft, the better you can protect yourself.
- 401(k) - What to expect from your 401(k) advisor.
- Insurance and Annuities - Preparing for the unexpected may start with quality insurance alternatives.
- Freedom Account - Managed accounts with the flexibility to meet your investment goals.
- Tax Planning - Prepare for taxes all year round with this handy reference guide.
Ross Marino
CERTIFIED FINANCIAL PLANNER™
Branch Manager
210-4 Avondale Ave
Suite 104
Wilmington, NC 28403
Phone: 910-395-1991
Fax: 866-713-0689
Toll-Free: 888-277-3878
Contact Us
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
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