var sem = new Array();
var num = -1;
sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc.
Registered Investment Advisor
Randy Neumann, CFP®
Amy Harrison, CFP® ', '', 'Bergen Community College
40 Paramus Road
Paramus, New Jersey 07652
Main Campus', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form.
Cost - $45.00', 'Randy Neumann, CFP®', '201-291-9000', 'randy@randyneumann.com', '60G', '8/21/2006', '09/28/2006', 'Paramus', '6411', ''); sem[num] [14] = new Array('Tuesdays, September 26; October 3, 10, 17', 'Thursdays, September 28; October 5, 12, 19', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Nine Ways to raise a financially responsible child', 'Walter Crosby', '', 'Dearborn Early Learning Center', 'Thirty minute discussion about ideas to help raise a child who will appreciate the vaule of money and the importance of saving.', 'Walter Crosby', '800-962-9531', 'walter.crosby@raymondjames.com', '35K', '8/12/2006', '09/30/2006', 'Dearborn', '01y9', ''); sem[num] [14] = new Array('September 26,2006', '6:00 pm', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'International Investing', 'Walter Crosby', 'Joanne Kelley, Regional Vice President MFS Investments', 'Five Lakes Grill 424 N. Main Street, Milford, MI 48381', 'Wine Tasting with an introduction on international investments', 'Walter Crosby', '800-962-9531', 'walter.crosby@raymondjames.com', '35K', '8/2/2006', '09/25/2006', 'Dearborn', '01y9', ''); sem[num] [14] = new Array('September 19, 2006', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'Lifecourse Navigation: Charting Your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel, Chartered Financial Analyst and Certified Financial Planner, holds over fifteen years financial and investment planning experience. Mr. Prebel is the publisher of ANSWERS TO 40 FREQUENTLY ASKED QUESTIONS ABOUT RETIREMENT and will offer invaluable insight into the challenges of retirement planning.', 'Harry’ Steakhouse Rt 21, Brecksville Road Independence, Ohio ***Near the WTAM Billboard***', 'Lifecourse Navigation: Charting Your Journey to Retirement Freedom is packed with eye-opening facts and insights from nearly thirty years of research and study. This is definitely not another humdrum financial services seminar! It’s a fun, informative program that will spur you to think about your life and your future in entirely new ways.', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '8/1/2006', '09/13/2006', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wednesday, September 13, 2006', '6:30 pm Dinner served', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'How to avoid the three BIG retirement planning mistakes', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Jeffrey Saut', 'Walter Crosby', 'Chief Investment Strategist, Raymond James & Associates', 'Five Lakes Grill 424 N. Main Street Milford MI', 'Premium Wine Tastiing', 'Walter Crosby', '249-444-0449', 'walter.crosby@raymondjames.com', '35k', '8/1/2006', '08/20/2006', 'Dearborn', '01y9', ''); sem[num] [14] = new Array('August 16, 2006 ', '6:30 pm', '', '', ''); sem[num] [15] = new Array('No Products will be discussed', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Do You Have a Solid Financial Plan? Don’t Let Retirement Just Happen! ', 'James Kruzan', 'CFP, Over 24 years of financial planning experience. Member of Raymond James Chairman’s Council.', 'Cromaine Library Main Branch. 3688 N. Hartland Road. Hartland, MI 48353 Phone 810-632-5200', 'For over 24 years, Mr. Kruzan has developed a vast knowledge and insight into the changing retirement landscape. Mr. Kruzan will discuss the pitfalls that trip up retirement plans and ways to avoid them. Must call for registration, seating is limited. For directions and registration call Cromaine Library 810-632-5200 ', 'T. Ridenour', '248-625-2993', 'tracey.ridenour@raymondjames.com', '81D', '7/18/2006', '09/12/2006', 'Clarkston', '8871', ''); sem[num] [14] = new Array('Tuesday September 12, 2006 7:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Lifecourse Navigation Charting Your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel Vice President, Investments Mr. Prebel is a Chartered Financial Analyst and Certified Financial Planner and holds over fifteen years financial and investment planning experience.', 'Embassy Suites Cleveland-Rockside 5800 Rockside Woods Blvd. Independence, Ohio near I-77& Rockside Interchange', 'This workshop is packed with eye-opening facts and insights and is an excellent preparation for retirement', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '6/13/2006', '07/14/2006', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Saturday, July 15', '8am', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'How to avoid the three BIG retirement planning mistakes', 'How to build wealth and preserve wealth', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'Lifecourse Navigation Charting Your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel Chartered Financial Analyst Certified Financial Planner Over 15 years retirement planning experience.', 'Harry’s Steakhouse 5664 Brecksville Road Rt 21 Independence, Ohio
***Near the Goodyear sign***', 'Advances in medical science and healthier lifestyles mean you could live to be 100. What will you do with those extra years and how will you manage your finances?', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '5/8/2006', '06/06/2006', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Tuesday, June 6 6;30 pm', '', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'Should I be utilizing stocks or mutual funds?', 'What if I retire, how much income can I expect from my investments?', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('TX', 'There are Guarantees in Life ', 'Matt Alexander', 'Matt Alexander- Financial Advisor George Couvetier- Regional VP AXA Distributors ', 'The Barn Door Restaurant 8400 N. New Braunfels Ave. San Antonio, TX 78209', 'We will discuss an investment vehicle that gives you the guarantee of fixed income while at the same time allowing exposure to the market which can yield higher returns. ', 'Matt Alexander', '210-785-3424', 'matt.alexander@raymondjames.com', '34L', '5/8/2006', '05/25/2006', 'San Antonio', '34U4', ''); sem[num] [14] = new Array('Thursday, May 25th 6:30 p.m', '', '', '', ''); sem[num] [15] = new Array('Never outlive your assets', 'Take income now, later, or never', '', '', '', ''); sem[num][16] = 'rja';
/*sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel has over fourteen years financial and investment planning exeprience and is a CERTIFIED FINANCIAL PLANNER and CHARTERED FINANCIAL ANALYST', 'Harry’s Steakhouse Brecksville Road (Rt 21) Independence, Ohio
*** Near the Goodyear Sign***', 'Lifecourse Navigation: Charting Your Journey to Retirement Freedom is packed with eye-opening facts and insights from nearly thirty years of research and study.', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '4/4/2006', '04/25/2006', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wednesday, April 26', '6:30 pm Dinner served', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', 'What if I retire, how much income can I expect from my investments?', '', ''); sem[num][16] = 'rja';*/
sem[++num] = new Array('MI', 'Private Wine Tasting', 'Walter Crosby', 'Craig Madigan, Sommelier/General Manager of Five Lakes Grill', 'Five Lakes Grill, Milford, MI', 'Everything you have always wanted to know about Pinot Noir, but were afraid to ask. This is an opportunity to enjoy three very special Pinot Noir wines with some light appetizers. I have always enjoyed learning about wine and meeting new people who enjoy the same. It will be a very relaxed atmosphere and chance to ask Craig Madigan, Sommelier/General Manager of Five Lakes Grill questions about the wine.', 'Walter Crosby', '800-962-9531', 'walter.crosby@raymondjames.com', '35K', '3/13/2006', '04/06/2006', 'Dearborn', '10y9', ''); sem[num] [14] = new Array('April 6, 2006 6:30 pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('CO', 'Free Monthly Workshops ', 'Kelly Kennedy', '', 'Contact us for details.', 'Women’s Financial Consultants’ free monthly workshops are the third Thursday of each month. Reservations are required. ', 'Kelly Kennedy', '303-296-3003 ', 'kkennedy@rjfs.com', '46B', '11/01/2001', '12/04/2005', 'Englewood ', '4804', ''); sem[num] [14] = new Array('The third Thursday of each month.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = '';
sem[++num] = new Array('IL', 'Educational Seminars ', 'Wendy M. Menard', '', 'Castle Bank N.A.
3 1/2 blocks west of the intersection of Route 23 and Route 38 (Lincoln Hwy.)', '', 'Wendy Menard', '815-756-9856 or 800-990-5719', 'wmenard@rjfs.com', '4BD', '11/01/2001', '11/01/2005', 'De Kalb ', '41K6', ''); sem[num] [14] = new Array('Educational seminars held throughout year.', '', '', '', ''); sem[num] [15] = new Array('Investing for income', 'Retirement planning', 'College planning', 'Women and investing ', '', ''); sem[num][16] = '';
sem[++num] = new Array('IL', 'Legacy Of Love', 'Susan Hall, CFP', '', 'We hold workshops at Learning Together, Northbrook, Ill. ', '', 'Susan Hall', '847-729-7209', 'susan.hall@rjfs.com', '6DJ', '11/01/2001', '11/01/2005', 'Glenview ', '6977', ''); sem[num] [14] = new Array('Please call our office for future dates.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = '';
/*sem[++num] = new Array('OR', 'Tax Planning Strategies', 'David Ames', 'David Ames is a registered principal with Raymond James Financial Services.', 'The St. Johns Library in January 2004, date TBA 7510 N. Charleston Ave. Portland, OR 97203-3709, 503.988.5397', 'Too many people choose to ignore their taxes 11 months out of the year, thinking about them only in April and eventually overpaying the IRS. While a truly effective tax strategy is actually a year-round process, there is still time. And no matter how busy you may be, I assure you that finding time now to develop a tax-reducing strategy that is right for you – such as giving to charities or taking advantage of opportunities presented by your investment portfolio – can bring many rewards.', 'David Ames', '503-939-6454', 'david.ames@raymondjames.com', '4TQ', '10/3/2003', '10/31/2003', 'Portland', '42M6', ''); sem[num] [14] = new Array('TBA', '', '', '', ''); sem[num] [15] = new Array('Charitable Giving', 'Charitable Partners Program', 'EGTRA', 'Required Minimum Distributions', 'Stretch IRA', 'Maximizing your Retirement Plan'); sem[num][16] = 'rjfs';
sem[++num] = new Array('OR', 'Saving for College', 'David Ames', 'David Ames is a registered Principal with Raymond James Financial Services', 'St Johns Library 7510 N. Charleston Ave. Portland, OR 97203-3709 503.988.5397 ', 'The 529 college savings plan versus the Coverdale Education Savings Account. The advantages and disadvantages of both plans and how they are treated by the state and federal government for taxes', 'David Ames', '503-939-6454', 'david.ames@raymondjames.com', '4TQ', '10/3/2003', '02/31/2004', 'Portland ', '42M6', ''); sem[num] [14] = new Array('TBA', '', '', '', ''); sem[num] [15] = new Array('529 Plans', 'Coverdale Savings Account', 'UGMAs', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OR', 'Roadmap to IRAs and 401ks', 'David Ames', 'David Ames is a registered principal with Raymond James Financial Services', 'St Johns Library 7510 N. Charleston Ave. Portland, OR 97203-3709 503.988.5397 ', 'We will tackle how IRAs and 401ks function as a part of the retirement picture. We will also talk about how rollovers from previous jobs to either an IRA or another 401k may help with retirement planning.', 'David Ames', '503-939-6454', 'david.ames@raymondjames.com', '4TQ', '10/3/2003', '04/31/2004', 'Portland ', '42M6', ''); sem[num] [14] = new Array('TBA', '', '', '', ''); sem[num] [15] = new Array('IRA', '401k Rollovers', 'Retirement Planning', '', '', ''); sem[num][16] = 'rjfs';*/
sem[++num] = new Array('NC', 'The RetireCare (sm) Solution', 'Jeff Blaser, CFP, CIMA', 'Speakers:
Jeff Blaser, CFP(tm), CIMA
Jason Blair, CRPC(r), CSA: Financial Consultant', 'Click on the map link on our Profile Page for directions.', 'What is The RetireCare Solution and how can it benefit me? ', 'Patti Culberson', '336-586-0012', 'Patti.Culberson@RaymondJames.com', '62G', '6/16/2004', '10/29/2004', 'Burlington', '2098', ''); sem[num] [14] = new Array('June 24, 2004 - 12 noon - 1:30 pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NC', 'LeisureCare', 'Jeff Blaser, CFP, CIMA', 'Speaker: Janet Winstead Travel reservations, Inc.', 'The luncheon will be held in our RJFS Conference Center. Please see map link on Profile Page for directions.', 'Senior Travel Ideas', 'Patti Culberson', '336-586-0012', 'Patti.Culberson@RaymondJames.com', '62G', '6/16/2004', '08/13/2004', 'Burlington', '2098', ''); sem[num] [14] = new Array('August 12, 2004 - 12 noon - 1:30 pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NC', 'Annuities, IRAs and Long-Term-Care Insurance', 'Jeff Blaser, CFP(tm), CIMA', 'Speakers: Jeff Blaser, CFP(tm), CIMA Tyler Voss, Golden Rule Insurance', 'This seminar will be held in our RJFS Conference Center. Please click on the map link for directions.', 'How to use "stale" Annuities or IRA’s to fund Long Term Care Insurance.', 'Patti Culberson', '336-586-0012', 'Patti.Culberson@RaymondJames.com', '62G', '6/16/2004', '09/25/2004', 'Burlington', '2098', ''); sem[num] [14] = new Array('September 23, 2004 - 12 noon - 1:30 pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NC', 'WealthCare', 'Jeff Blaser, CFP (tm), CIMA', 'Speaker: Keith S. Hiatt, CPA Partner at Breslow Starling Frost Warner Boger Hiatt, PLLC', 'This luncheon will be held in our RJFS Conference Center. Please click on the map link for directions.', 'Income Tax Planning Update', 'Patti Culberson', '336-586-0012', 'Patti.Culberson@RaymondJames.com', '62G', '6/16/2004', '10/29/2004', 'Burlington', '2098', ''); sem[num] [14] = new Array('October 28, 2004 - 12 noon - 1:30 pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc.
Registered Investment Advisor
• Randy Neumann, CFP®
• Joseph M. Coniglio, Financial Advisor
• Amy Harrison, Financial Advisor
• Louis C. Tomasella, J.D., MBA, Financial Advisor
Securities offered exclusively through Raymond James Financial Services, Inc. Member FINRA/SIPC', '', 'Bergen Community College
400 Paramus Road
Paramus, NJ
Main Campus
Bergen County Law and Public Safety Institute-Police, Fire, and EMS Academies
281 Campgaw Road
Mahwah, NJ
Room #222', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form.
Cost - $45.00', 'Randy Neumann', '201-291-9000
12 Route 17 North, Suite 115
Paramus, NJ 07652', 'randy@randyneumann.com', '60G', '7/26/2004', '11/10/2004', 'Paramus', '6411', ''); sem[num] [14] = new Array('Tuesdays, Sept. 21, 28; Oct. 5 and 12 ', 'or', 'Thursdays, Sept. 23, 30; Oct. 7 and 14 (Paramus)', 'Wednesdays, Oct. 20, 27; Nov. 3 & 10 (Mahwah)', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('IN', 'Retirement Investment Strategies - Managing Your Investments During Retirement', 'Earl Stutsman, CFP', 'Earl Stutsman is a well-known CERTIFIED FINANCIAL PLANNER and educator in the Greenwood area. He has developed a specialty in helping investors who want to protect their principal and insure that their money lasts. Earl has taught Retirement Planning classes for many organizations and is regarded as a local expert in the financial risks and opportunities investing.', 'Olive Garden
1274 North US 31
Greenwood, IN 46142
Steak and Ale Restaurant
4302 South East St.
Indianapolis, IN 46227', 'This workshop is for you if you would like to:', 'Earl Stutsman', '317-887-5048', 'earl.stutsman@raymondjames.com', '82Z', '8/17/2004', '11/01/2004', 'Greenwood', '8928', ''); sem[num] [14] = new Array('September 21, 2004, 6:30-8:15 p.m., Olive Garden', 'September 23, 2004, 6:30-8:15 p.m., Steak and Ale', 'October 19, 2004, 6:30-8:15 p.m., Olive Garden', 'October 21, 2004, 6:30-8:15 p.m., Steak and Ale', ''); sem[num] [15] = new Array('Make informed decisions as to which investments best suit your needs.', 'Adjust your portfolio to keep pace with inflation.', 'Reduce your risk and maintain the potential for competitive returns.', 'Prepare for a more comfortable and rewarding retirement lifestyle.', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('IL', 'Financial Strategies For A Successful Retirement', 'Mike Piershale', 'Mike Piershale, since 1983 has been working with high net individuals, successful professionals, business owners and retirees. He conducts monthly seminars for his clients, retirees and pre-retirees to keep them abreast of the current economic environment. ', 'Praire Ridge High School 6000 Dvorak Drive Crystal Lake, IL 60014', 'Classroom instruction consisting of three 3 hour sessions. $49 preregistration fee. $69 at the door. You may bring your spouse or a guest at no extra charge. Seating is limited. Register in advance. ', 'Ed Chambers', '815-363-3368', 'Ed.Chambers@raymondjames.com', '6NX', '8/24/2004', '09/16/2004', 'McHenry', '8790', ''); sem[num] [14] = new Array('Tuesday September 14, 21 and 28', 'Thursday September 16, 23 and 30', '', '', ''); sem[num] [15] = new Array('Financial Basics', 'Your Retirement Income', 'Investments', 'Risk Management', 'Estate Planning', 'Optional Retirement Planning Consultation '); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Social Security Benefits', 'Mark Napolitano/Glen Walborn', '', 'Location: Civic Park Senior Center- 15218 Farmington Road, Livonia, MI 48154', 'Presented by: Mark Napolitano-Vice President, Investments Financial Advisor & Glen Walborn-Financial Advisor. In this seminar guest speakers Bill Lopez- Social Security Administration and Paul Apap- Tax Law & Estate Planning will help you learn about:', 'Ella Garcia or Sharon Kelley', '734-416-1666', 'ella.garcia@raymondjames.com', '35Y', '8/31/2004', '09/25/2004', 'Plymouth', '30Q5', ''); sem[num] [14] = new Array('When: Wednesday, September 15 and Thursday, September 23', 'Time: 7:00 PM', '', '', ''); sem[num] [15] = new Array('How to Access Services from Social Security', 'When to File for Benefits so that You Don’t Lose Money', 'When you should File for Medicare', 'Navigating the Markets to Retirement', 'Reducing Your Estate Taxes', ''); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'HELP! I MAY BE RETIRING SOON. WHAT DO I DO NOW?', 'William Prebel', 'William Prebel, CFA, Vice President,Investments
Mr.Prebel has over thirteen years experience assisting individuals with lifetime income planning. ', 'Bertram Inn & Conference Center 600 North Aurora Road (Route 43) Aurora, Ohio ', 'We will discuss strategies to assist with maximizing your retirement plan distribution.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '9/1/2004', '09/22/2004', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wed, September 22, 7:00pm', '*Refreshments Served*', '', '', ''); sem[num] [15] = new Array('Should I take the monthly income or lump sum from my pension when I retire?', 'How can I avoid the twenty percent snatch from the Internal Revenue Service', 'Do I have a comprehnsive investment strategy based upon my income needs and personal goals?', 'How can I reduce my investment risk and increase my rate of return?', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'The 2003 Medicare Changes', 'Mitchell McCann', 'Mitch McCann will be host to Sanford Mall, of Mall, Hamilton & Associates, PC. of Farmington Hills. They specialize in Estate Planning, Elder Care and Disability Law. ', 'Farmington Public Library Upstairs Auditorium Twelve Mile Branch
32727 W. 12 Mile Rd.,
Farmington Hills, MI 48331', 'Mitch McCann’s Friends and Finance Monthly Gathering presents The 2003 Medicare Changes ... How Do They Affect You?', 'Sharon Forgue', '248-488-9130', 'Sharon.Forgue@RaymondJames.com', '6FP', '9/16/2004', '09/22/2004', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Wednesday, September 22nd at 10 am', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Investments and Services for Our Clients', 'Timothy Rogowski', 'Timothy Rogowski has more than 20 years of experience as a financial advisor. He is a graduate of Western Michigan University.', 'The seminar will be held in our office at 225 West Walnut Street located in beautiful downtown Kalamazoo (between Park and Rose Street).', 'Providing clients and prospective clients information on the services and products that Raymond James Financial Services can offer.', 'Anthony Calomeni', '269-978-5511', 'anthony.calomeni@raymondjames.com', '4NY', '9/9/2004', '10/01/2004', 'Kalamazoo', '5361', ''); sem[num] [14] = new Array('September 21, 2004 at 10:00 a.m.', 'Call for additional dates and times', '', '', ''); sem[num] [15] = new Array('Fee-based Asset Management', 'Retirement Planning', 'Trust Services', 'Tax Planning', 'Investment Products', 'Protection of Accounts'); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', '5 Myths About Long Term Care', 'Jeff Brayton', 'Sponsored by Jeff Brayton, Financial Advisor and Branch Manager at Raymond James Financial Services, Inc. and Lance Johnson, Regional Vice President from Metlife Insurance Co.', 'Seminar presented next door to my Raymond James office at the St. Lucy’s Activity Center located at 243401 Jefferson Ave. St. Clair Shores, just south of 9 Mile Road', 'In a time when people are increasingly worried about providing care services for themselves, their spouses or other family members, Long Term Care plans are designed to help take the worry out of long term care planning. Long Term Care coverage can help protect your assets, help maintain your financial freedom, and give you the options necessary to receive quality care and services.', 'Mary Ellen Brayton', '586-498-0788', 'MaryEllen.Brayton@RaymondJames.com', '7LO', '9/27/2004', '10/08/2004', 'St. Charles', '4336', ''); sem[num] [14] = new Array('Wednesday October 6th 7-8 p.m.', 'Thursday October 7th 7-8 p.m.', '', '', ''); sem[num] [15] = new Array('What Long Term Care is', 'Why Planning for Long Term Care is necessary', 'What Government Programs do and do not cover', 'If you can afford to self insure', 'Where to go from here', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('IN', 'Turbulent Times - Financial Strategies for Success', 'Earl Stutsman, CFP', '', 'Olive Garden
1274 North US 31
Greenwood, IN 46142
Steak and Ale Restaurant
4302 South East St.
Indianapolis, IN 46227', '', 'Karen LeRoy', '317-887-5048', 'earl.stutsman@raymondjames.com', '82Z', '9/28/2004', '10/18/2004', 'Greenwood', '8928', ''); sem[num] [14] = new Array('Tuesday, October 19, 2004, 6:30 p.m. Olive Garden', 'Thursday, October 21, 2004, 6:30 p.m. Steak and Ale', '', '', ''); sem[num] [15] = new Array('How the markets have reacted to crises in the past', 'The importance of developing a sound financial strategy', 'The three main considerations to bear in mind when developing an investment strategy', 'Proven investment tactics', 'How to select appropriate investment vehicles for your strategy', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Social Security Benefits', 'Mark Napolitano', 'Guest Speakers:
Bill Lopez - Social Security Administration & Paul Apap - Tax Law & Estate Planning', 'Civic Park Senior Center
15218 Farmington Road
Livonia, MI 48154', 'In this seminar you can learn about...', 'Ella Garcia', '800-758-0037', 'ella.garcia@raymondjames.com', '35Y', '9/30/2004', '11/18/2004', 'Plymouth', '30Q5', ''); sem[num] [14] = new Array('Wednesday, November 10, 2004', 'Wednesday, November 17, 2004', '7:00 PM - 9:00 PM', '', ''); sem[num] [15] = new Array('The Benefits for which you are insured', 'How to Access Services from Social Security', 'When to File for Benefits so that You Don’t Lose Money', 'When to File for Medicare', 'Navigating the Markets to Retirement', 'Reducing Your Estate Taxes'); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Social Security Benefits', 'Mark Napolitano & Glen Walborn', 'Guest Speakers:
Bill Lopez - Social Seurity Administration & Paul Apap - Tax Law & Estate Planning', 'Civic Park Senior Center
15218 Farmington Road
Livonia, MI 48154', 'In this seminar you can learn about...', 'Ella Garcia or Sharon Kelley', '800-758-0037', 'ella.garcia@raymondjames.com or sharon.kelley@raymondjames.com', '35Y', '10/6/2004', '11/18/2004', 'Plymouth', '3T73', ''); sem[num] [14] = new Array('Wednesday, November 10, 2004', 'Wednesday, November 17, 2004', '7:00 - 9:00 PM', '', ''); sem[num] [15] = new Array('The Benefits for which you are insured', 'How to Access Services from Social Security', 'When to File for Benefits so that You Don’t Lose Money', 'When to File for Medicare', 'Navigating the Markets to Retirement', 'Reducing Your Estate Taxes'); sem[num][16] = 'rja';
sem[++num] = new Array('IN', 'Wealth Advantage Financial Workshop', 'Wayne G. Brumm', 'Wayne G. Brumm, CPA, CFP, is a Branch Manager for Raymond James Financial Services, Inc, and supervises 4 satellite offices. Wayne has more than 30 years of professional experience in the financial services field and has clients in 17 different states.', 'The Inn At Aberdeen is located at 3158 South State Road 2 in Valparaiso, Indiana. The Inn is situated approximately two miles south of Route 30 on Route 2.', 'This seminar is presented across North America by financial professionals. This seminar offers financial strategies that are essential in today’s changing markets. Specific financial products will not be mentioned. No cost or obligation.', 'Danielle Helfrich', '219-662-0277', 'danielle.helfrich@raymondjames.com', '61C', '10/5/2004', '10/22/2004', 'Crown Point', '6230', ''); sem[num] [14] = new Array('Wednesday, October 20, 2004 at 6:30 p.m.- 8:30 p.m.', 'Thursday, October 21, 2004 at 6:30 p.m.- 8:30 p.m.', '', '', ''); sem[num] [15] = new Array('Powerful Tax-Reduction Strategies', 'Wealth-Building Investment Ideas', 'Advanced Retirement Planning Techniques', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', '"The Five Steps & Benefits Of Portfolio Protection"', 'Mark Ruleman', 'A native Memphian, Mr. Ruleman listens to clients and underscores how clients’ feelings about their money has to be understood. Over the past seventeen years, he has developed a practice centered on maintaining the balance of opportunity and risk by educating clients and providing time proven strategies to meet written goals.', 'The Crescent Club, 9th Floor of the Crescent Center
6075 Poplar Ave.
Memphis, TN', 'Five painless steps to prepare for the unexpected with sound investment strategies.', 'Joanne Wimprine', '901-680-8229', 'joanne.wimprine@raymondjames.com', '7ma', '10/7/2004', '10/22/2004', 'Memphis', '72h3', ''); sem[num] [14] = new Array('Thursday, Oct. 21st, 3:00-5:00 p.m.', 'Friday, Oct. 22nd, 8:30-10:00 a.m', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Raymond James & Associates Retirement Forum', 'William Prebel', 'Presentations by:
Social Security Administration
Fidelity Investments
Hartford Leaders
RJA Financial Advisors', 'Cleveland Hilton South Interstate I-77 at Rockside Rd', '', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '10/13/2004', '11/01/2004', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Saturday October 30, 2004', '9am-12noon', '', '', ''); sem[num] [15] = new Array('ARE YOU PREPARED FOR RETIREMENT?', 'Do you know your benefits under Social Security?', 'Will your family or the government be the beneficiary of your assets?', 'Will your income last through retirement?', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Senior Financial Security- Its Your Retirement-Enjoy it!!!', 'Mitchell McCann', '', 'The Maples Country Club Restaurant 31260 Wakefield Dr.
Novi, MI 48377
248-669-6551
South Side of 14 Mile Rd, between M5 & Novi Road', 'A financial planning seminar focusing on strategies for the retiree(or about to retire worker). ', 'Sharon Forgue', '248-488-9130', 'Sharon.Forgue@RaymondJames.com', '6FP', '10/19/2004', '11/11/2004', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Wednesday, November 10th, 2004 @ 5:30pm', '', '', '', ''); sem[num] [15] = new Array('Strategies to help prevent you from running out of money in retirement', 'How others have reduced taxes on Interest and Social Security Income', 'Long Term Care - Learn how you can pay a little now or a lot more later', 'PROBATE!! - Learn how to keep the courts away from YOUR money!', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Mitchell McCann, Senior Financial Retirement Specialist with Raymond James Financial Services, Inc. of Farmington Hills, Michigan ', 'Mitchell McCann', 'Mitch has invited Kathy Maruthis, Regional VP of Fidelity Investments to speak and answer questions on todays topic.', 'Farmington Hills Public Library
12 Mile Branch - Upstairs auditorium
32737 W. 12 Mile Rd., Between Orchard Lake & Farmington Roads.
Reservations requested - Free to public
Free Continental Breakfast served', 'How To Potentially Increase Your Monthly Income Without Sacrificing Protection Of Your Net-Worth!!', 'Sharon Forgue', '248-488-9130', 'Sharon.Forgue@RaymondJames.com', '6FP', '10/22/2004', '10/27/2004', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Wednesday, October 27th', '10:00 am', '', '', ''); sem[num] [15] = new Array('Longevity Risk - You may live longer than you think!', 'Inflation Risk - General Inflation maynot capture the impact of rising medical costs.', 'Asset Allocation Risk - The key to long-term success can lie in a balanced portfolio.', 'Excess Withdrawal Risk - The risk of being put on a path to depletion rises steeply at withdrawal rates over 4%.', 'Health Care Expense Risk - Health care costs pose real risks of throwing lifetime income plans off track if they are not provided for.', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('WA', 'Financial Strategies for Successful Retirement', 'Bradley A Christoferson', 'This seminar is presented across North America by financial services professionals. They not only draw upon real-life experiences with numerous clients, they are also licensed in the areas of investment securities and insurance. Your local instructor is Brad Christoferson, a Registered Investment Advisor with Raymond James Financial Services, Inc. member FINRA/SIPC.', 'This seminar is held at Everett Community College located at 2000 Tower Street, Everett, WA 98201 in the Monte Cristo Hall, Room 101.', 'In four exciting sessions, this seminar introduces you to key concepts and practices of wise money management for retirement. You will learn how to generate a steady income, protect your assets from erosion, minimize taxes, and provide security for yourself and your partner. This seminar is designed for those who are retired and those who plan on retiring in the next 10 to 15 years. Issues of Social Security, Medicare, long-term health care, diversification, asset allocation, and risk tolerance will also be highlighted.', 'Diana Zaleski', '425-513-2123', 'Diana.Zaleski@RaymondJames.com', '7BG', '12/16/2004', '03/01/2005', 'Mukilteo', '7514', ''); sem[num] [14] = new Array('Tuesdays, 1/18, 1/25, 2/1, 2/8/05 6:30-9:00pm', 'Thursdays, 1/20, 1/27, 2/3, 2/10/05 6:30-9:00pm', 'Saturdays, 1/22, 1/29, 2/5, 2/12/05 9:00-11:30am', '', ''); sem[num] [15] = new Array('Diversify your investments to seek maximum return potential', 'Control your health-care costs', 'Determine how much money you will need to retire', 'Potentially reduce your estate taxes', 'Know which investments work best for you', 'Transfer your estate to the loved ones and charities of your choice'); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', '10 Common Mistakes to Avoid When Managing Money in Retirement', 'Jenny Goodell', '', 'Weber’s Inn: 3050 Jackson Road, Ann Arbor, MI Exit 172 From I-94
Mediterrano: 2900 S. State St., Ann Arbor, MI Just north of Eisenhower on State St. ', 'This is a FREE dinner seminar designed to provide valuable information on retirement investment strategies you can use now to help ensure you and your family benefit from your retirement...NOT THE IRS.', 'Jenny Goodell', '734-669-2800', 'Jennifer.Goodell@RaymondJames.com', '7GD', '12/30/2004', '01/28/2005', 'Ann Arbor', '1DM1', ''); sem[num] [14] = new Array('Wednesday, January 19, 6:00pm- Weber’s Inn', 'Thursday, January 27, 6:00pm- Mediterrano', '', '', ''); sem[num] [15] = new Array('Simplify your financial affairs so you can enjoy your retirement', 'Discuss whether or not to keep your 401(k), TSA, 403(b), TIAA-CREF, or other retirement plan at your employer or after changing jobs', 'Do you have a trusted advisor who is truly looking out for your best interest?', 'How to design your portfolio so you don’t potentially run out of money', 'Making sure the IRS is not your #1 beneficiary', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', '10 Common Mistakes to Avoid When Managing Money in Retirement', 'Jenny Goodell', '', 'Weber’s Inn: 3050 Jackson Road, Ann Arbor, MI Exit 172 from I-94
Mediterrano: 2900 S. State St., Ann Arbor, MI Just north of Eisenhower on State St.', 'This is a FREE dinner seminar designed to provide valuable information on retirement investment strategies you can use now to help ensure you and your family benefit from your retirement...NOT THE IRS.', 'Jenny Goodell', '734-669-2800', 'Jennifer.Goodell@RaymondJames.com', '7HJ', '12/30/2004', '01/26/2005', 'Ann Arbor', '71K3', ''); sem[num] [14] = new Array('Thursday, January 20, 6:00pm- Weber’s Inn', 'Tuesday, January 25, 6:00pm- Mediterrano', '', '', ''); sem[num] [15] = new Array('Simplify your financial affairs so you can enjoy your retirement', 'Discuss whether or not to keep your 401(k), TSA, 403(b), TIAA-CREF, or other retirement plan at your employer after retirement or changing jobs', 'Do you have a trusted advisor who is truly looking out for your best interest? ', 'How to design your portfolio so you don’t potentially run out of money', 'Making sure the IRS is not your #1 beneficiary', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('IN', 'Wealth Advantage', 'Wayne Brumm', 'Your local instructor is Wayne G. Brumm, CPA, CFP, a Branch Manager for Raymond James Financial Services, Inc., member FINRA and SIPC, who supervises four satellite offices. Wayne has over 30 years professional experience in the financial services field and has clients in 17 different states.', 'The Inn is located 2.7 miles South of U.S. Highway 30, on Indiana Route 2. The Inn can be contacted at innataberdeen.com.', 'The dinner seminar will address financial strategies that are essential in today’s changing markets. Specific financial products will not be mentioned during this workshop and there is no cost or obligation to you.', 'Danielle L. Helfrich', '219-662-0277', 'danielle.helfrich@raymondjames.com', '61C', '1/19/2005', '02/25/2005', 'Crown Point', '6230', ''); sem[num] [14] = new Array('Wednesday, January 26, 2005 6:30 p.m. to 8:30 p.m.', 'Thursday, January 27, 2005 6:30 p.m. to 8:30 p.m.', 'Wednesday, February 9, 2005 6:30 p.m. to 8:30 p.m.', 'Thursday, February 10, 2005 6:30 p.m. to 8:30 p.m.', 'Wednesday, February 16, 2005 6:30 p.m. to 8:30 p.m.'); sem[num] [15] = new Array('Powerful Tax Reduction Strategies', 'Wealth Building Investment Ideas', 'Advanced Retirement Planning Techniques', 'Legacy Planning', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William M Prebel has over thirteen years investment and financial planning experience and presently holds the CFA & CFP designations.', 'Bertram Inn & Conference Center 600 N. Aurora Rd (Rt 43) Aurora, OH Half mile south of Geauga Lake', 'Will you be an "Ageless Explorer" or a "Sick and Tired?" Discover the answer and learn how to make your retirement dream a reality at this powerful seminar.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '1/27/2005', '02/10/2005', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Thursday, February 10 @ 7pm, Dinner served', '', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
/*sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc. Registered Investment Advisor Randy Neumann, CFP Amy Harrison, Financial Advisor', '', 'Bergen Community College 40 Paramus Road Paramus, New Jersey Main Campus Bergen County Law & Public Safety Institute- Police, Fire & EMS Academies 281 Campgaw Road Mahwah, NJ Room #222', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form. Cost - $45.00', 'Randy Neumann, CFP', '201-291-9000', 'randy@randyneumann.com', '60G', '1/31/2005', '04/06/2005', 'Paramus', '6411', ''); sem[num] [14] = new Array('Tuesdays, March 1, 8, 15, 29', 'or', 'Thursdays, March 3, 10, 17, 31 (Paramus)', 'Wednesdays, April 6, 13, 20, 27 (Mahwah)', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs'; */
sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc.
Registered Investment Advisor
• Randy Neumann, CFP®
• Amy Harrison, Financial Advisor
', '', 'Bergen Community College
400 Paramus Road
Paramus, NJ
Main Campus
Bergen County Law and Public Safety Institute-Police, Fire, and EMS Academies
281 Campgaw Road
Mahwah, NJ
Room #222', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form.
Cost - $45.00', 'Randy Neumann', '201-291-9000
12 Route 17 North, Suite 115
Paramus, NJ 07652', 'randy@randyneumann.com', '60G', '1/31/2005', '04/06/2005', 'Paramus', '6411', ''); ; sem[num] [14] = new Array('Tuesdays, March 1, 8, 15, 29', 'or', 'Thursdays, March 3, 10, 17, 31 (Paramus)', 'Wednesdays, April 6, 13, 20, 27 (Mahwah)', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Senior Financial Security- Its Your Retirement-Enjoy it!!!', 'Mitchell McCann', '', 'Steak & Ale Restaurant 27590 Orchard Lake Rd., Farmington Hills, MI 48334 (248)476-8440 at the southeast corner of Twelve Mile & Orchard Lake Roads. ', 'A 90-minute informative seminar on Senior Financial Security. We will discuss avoiding the mistakes you shouldn’t make in your retirement....', 'Sharon Forgue', '248-488-9130', 'Sharon.Forgue@RaymondJames.com', '6FP', '2/1/2005', '02/16/2005', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Tuesday, February 15, 2005', 'Wednesday, February 16, 2005', 'Seminar starts promptly at 4:30 p.m.', '', ''); sem[num] [15] = new Array('Strategies to help prevent you from running out of money in retirement', 'How others have reduced taxes on interest and social security income', 'How to increase your monthly income without sacrificing protection of your nest egg', 'Rising interest rates - and what that means to your portfolio', 'How to potentially receive long term care insurance without paying premiums', 'Probate! - How to keep the courts away from YOUR money!'); sem[num][16] = 'rjfs';
sem[++num] = new Array('VA', 'Long Term Care', 'Forcke, Kaplan, and Noonan', 'Speaker John Booth, President Long Term Care Specialists, Inc. John has over thirty-two years of health care experience. John is a licensed nursing home administrator and was appointed by the Commissioner, Department of Health, Commonwealth of Virginia, to serve on the Statewide Alzheimer’s Disease & Related Disorders Registry Advisory Committee. Richmond Magazine conducted a survey of more than 1700 accountants & financial planners and John was named the #1 person to see for advice in long term care.', 'Wellesley Club House 3601 Lauderdale Drive Richmond, VA 23233', 'Informative presentation on Long Term Care options.', 'our office by February 11, 2005', '804-968-4766', 'christopher.noonan@raymondjames.com', '73C', '2/7/2005', '02/14/2005', 'Glen Allen', '6428', ''); sem[num] [14] = new Array('02/15/2005, 6:30 - 8:30 PM', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William Prebel, Vice President, Investments holds the CFA and CFP® designations and has over thirteen years investment and financial planning experience.', 'Harry’s Steakhouse Route 21 Independence, Ohio "Near the Goodyear sign"', 'Lifecourse Navigation is packed with eye-opening facts and insights from nearly thirty years of research and study on the topic of retirement planning.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '2/14/2005', '02/23/2005', 'Cleveland', '30Q0', '');sem[num] [14] = new Array('Wed, February 23, 7:00 p.m.', '', '', '', '');sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('IL', 'Financial Strategies For A Successful Retirement', 'Mike Piershale', 'Mike Piershale, since 1983 has been working with high net individuals, successful professionals, business owners and retirees. He conducts monthly seminars for his clients, retirees and pre-retirees to keep them abreast of the current economic environment. ', 'Praire Ridge High School 6000 Dvorak Drive Crystal Lake, IL. 60014', 'Classroom instruction consisting of three 3 hour sessions. $49 preregistration fee. $69 at the door. You may bring your spouse or a guest at no extra charge. Seating is limited. Register in advance. ', 'Ed Chambers', '815-363-3368', 'ed.chambers@raymondjames.com', '6NX', '2/18/2005', '03/24/2005', 'McHenry', '8790', ''); sem[num] [14] = new Array('Tuesday, March 8, 15 and 22', 'Thursday, March 10, 17 and 24', '', '', ''); sem[num] [15] = new Array('Financial Basics', 'Your Retirement Income', 'Investments', 'Risk Management', 'Estate Planning', 'Optional Retirement Planning Consultation'); sem[num][16] = 'rjfs';
sem[++num] = new Array('AR', 'Building a Solid Retirement Plan', 'Cliff Geisleman, CFP®, ChFC', '', 'Diamante Country Club Hot Springs Village, Arkansas', 'Join us for an open discussion regarding how to build a solid retirement plan.', 'Cliff Geisleman', '501-915-0800', 'cliff.geisleman@raymondjames.com', '6gi', '2/18/2005', '04/05/2005', 'Hot Springs Village', '6794', ''); sem[num] [14] = new Array('March 22nd, 2005 4:30 pm', 'March 30th, 2005 4:30 pm', 'April 5th, 2005 4:30 pm', '', ''); sem[num] [15] = new Array('Maintaining your Retirement Income', 'Creating a Written Investment Plan', 'Constructing an Estate Plan', 'Aligning Your Interest with Your Advisors', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel has over fourteen years financial and investment planning experience. His expertise relates to lump sum distribution and lifetime income analysis. He presently holds the CFA and CFP® professional designations.', 'Radisson Hotel I-480 and Great Northern Blvd. North Olmsted, Ohio (near the mall)', 'Lifecourse Navigation is an educational, entertaining and life-changing seminar that was created by Dr. Ken Dychtwald and presented by William M. Prebel. This is not another hum-drum financial services seminar.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '2/23/2005', '03/09/2005', 'Cleveland', '30Q0', '');sem[num] [14] = new Array('Wed, March 9, 2005 7pm', '', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', '9 Lessons Designed for Financial Success', 'Bruce Dunbar, Jennifer Hopwood, & Lorraine Beechuk', '', 'Weber’s Inn 3050 Jackson Road Ann Arbor, MI Exit 172 off of I-94', 'This is a FREE dinner seminar designed to provide valuable information on retirement investment strategies you can use now to help ensure you and your family benefit from your retirement...NOT THE IRS.', 'Jenny Goodell', '734-669-2800', 'jennifer.goodell@raymondjames.com', '7GD', '2/28/2005', '03/18/2005', 'Ann Arbor', '1DM1', ''); sem[num] [14] = new Array('Tuesday, March 8 at 6:00 pm', 'Thursday, March 10 at 6:00 pm', 'Tuesday, March 15 at 6:00 pm', 'Thursday, March 17 at 6:00 pm', ''); sem[num] [15] = new Array('Should I keep my 401(k), TSA, 403(b), TIAA-CREF, or other retirement plan with my employer when I retire or change jobs?', 'How can I simplify my financial affairs so I can enjoy my retirement?', 'Do I have a trusted advisor who is truly looking out for my best interest?', 'How can I design my portfolio so I don’t potentially run out of money?', 'How can I make sure the IRS is not my #1 beneficiary?', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Smart Couples Finish Rich', 'Ken Berry', '', '46000 Summit Parkway Canton, MI 48188', 'You’re cordially invited to a very important event in your relationship. Smart Couples Finish Rich is a revolutionary educational seminar designed to address the unique financial concerns of couples.', 'Liz Tkacz', '800-758-0037', 'liz.tkacz@raymondjames.com', '35Y', '3/2/2005', '04/21/2005', 'Plymouth', '3RM8', ''); sem[num] [14] = new Array('Tuesday, April 19th, 2005 or', 'Thursday, April 21, 2005', 'Starting at 7:00 p.m.', '', ''); sem[num] [15] = new Array('How to protect yourself financially in good times and bad', 'How to really talk about money without fighting', 'How to take advantage of the new tax laws', 'How to identify your values and make prudent financial decisions as a team', 'The three biggest retirement account mistakes couples make', 'How the Couples Latte Factor can potentially help you create significant wealth with minor changes'); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'What’s Going On in the Stock Market?', 'William M. Prebel', 'William M. Prebel Vice President, Investments CERTIFIED FINANCIAL ANALYST CERTIFIED FINANCIAL PLANNER Over fourteen years financial and investment planning experience', 'Harry’s Steakhouse 5664 Brecksville Road Route 21 Independence, Ohio "Near the Goodyear Sign"', 'Our next Investing Dynamics workshop "What’s Going on in the Stock Market" We’ll discuss how to build wealth and preserve capital in today’s market environment.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '3/17/2005', '04/20/2005', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wed, April 20, 2005', '7pm', '', '', ''); sem[num] [15] = new Array('Where are opportunities in the stock market today?', 'How do I properly diversify my portfolio?', 'Should I be utilizing stocks or mutual funds?', 'What about interest rates?', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Senior Financial Security- It Is Your Retirement-Enjoy it!!!', 'Mitchell McCann', 'Mitchell McCann Is a Certified Senior Financial Educator who has been in the Financial planning business for over 18 years. ', 'O’Mara’s Restaurant
2555 W. 12 Mile Rd.
Berkley, MI 48072', 'We will discuss AVOIDING THE MISTAKES you shouldn’t make in retirement!', 'Sharon Forgue', '248-488-9130', 'sharon.forgue@raymondjames.com', '6FP', '5/3/2005', '05/24/2005', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Tuesday, May 24th 2005', '', '', '', ''); sem[num] [15] = new Array('Strategies to help prevent you from running out of money in retirement', 'How others have reduced taxes on interest and social security income', 'How to increase your monthly income without sacrificing protection of your nest egg', 'Rising interest rates - and what that means to your portfolio', 'How to potentially receive long-term care insurance without paying premiums', 'Probate! - How to keep the courts away from YOUR money!'); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William Prebel VP, Investments
Mr. Prebel is a CERTIFIED FINANCIAL PLANNERTM professional and holds over 13 years investment and financial planning experience', 'Harry’s Steakhouse Route 21 Independence, OH Near the "Goodyear sign"', 'Lifecourse Navigation is packed with eye-opening facts and insights from nearly 30 years of research and study.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '5/9/2005', '05/17/2005', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Tuesday, May 17 7pm', '', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('TN', '"Path to Success" book club', 'Michelle Chastain', '', '506 E. 16th St. Chattanooga, TN 37408 From North Market Street: Head south on Market Street. Turn left on Main Street., Turn right on Adams Street, and then take a left on East 16th Street', 'It’s that time again! "Path to Success" book club will reconvene again this month on Thursday, May 26th at 6:00 p.m. at my home, 506 E. 16th Street. If you should need directions, please contact me at 423-756-2371. Light hors d’oeuvres will be provided. Based on feedback from several members of the group, the meeting was changed to a more convenient day and time. Since we didn’t delve too far into the first book, Smart Couples Finish Rich , by David Bach, we will continue our discussion from last month. If you haven’t purchased the book, yet, you may do so at Barnes & Noble or your preferred book store. Future meetings will be announced on the 26th. I look forward to seeing you there, and please bring your spouse, partner, or a friend! Please contact Michelle Chastain, Financial Advisor, Raymond James & Associates, at 423-756-2371 or email michelle.chastain@raymondjames.com for more information. ', 'Michelle Chastain', '423-756-2371', 'michelle.chastain@raymondjames.com', '32h', '5/16/2005', '05/27/2005', 'Chattanooga', '30y8', ''); sem[num] [14] = new Array('Thursday, May 25th, 6:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Retirement Plan Distributions', 'Mark Otte', 'Mark Otte, registered rep with Otte Financial Services, MSU graduate and resident since 1992.', 'In the Kellogg Center on the MSU campus, located on Harrison Road between Michigan Avenue and Kalamazoo Street', 'Join us for an educational workshop where you’ll learn retirement strategies and receive a 20-page workbook on retirement plan distributions. When you understand your options, you can avoid costly mistakes and make informed decisions. ', 'Mark Otte', '517-349-5000', 'mark.otte@raymondjames.com', '7py', '5/17/2005', '05/26/2005', 'Okemos', '70b3', ''); sem[num] [14] = new Array('Wednesday May 25, 7-9 PM', '', '', '', ''); sem[num] [15] = new Array('choosing a distribution method', 'rolling funds into an IRA', 'understanding distribution rules', 'investing your retirement assets', 'leaving a lasting legacy', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('CO', 'How to Organize Your Life', 'Eric Johnson - Wealth Management Specialist
Michael Sutter - Regional Vice President of Mainstay Funds.', '', 'Complimentary Lunch will be served at a Restaurant in Boulder, Colorado. The location is still pending. Call for details.', 'How to Organize Your Life – What Every Overworked, Harried Investor Should Know.', 'Eric Johnson', '303-494-0397', 'eric.m.johnson@raymondjames.com', '6YA', '5/23/2005', '07/13/2005', 'Boulder', '7570', ''); sem[num] [14] = new Array('Wednesday, July 13th, 2005.
11:30 a.m.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', '“Path to Success” book club', 'Michelle Chastain', '', '506 E. 16th St.
Chattanooga, TN 37408', 'Thanks to all who attended the last book club meeting. I heard great feedback, and I am delighted that you had a fun time, and also learned a thing or two about effectively managing your money.
As promised, I have developed the summer schedule for the book club meetings:
June 30th, July 28th, August 25th
All meetings will occur on the last Thursday of the month, and will begin at 6:00 p.m. The meetings will continue to be held at my home, 506 East 16th Street. Light hors d’oeuvres will be provided. Please consult Mapquest for directions or contact me by e-mail, michelle.chastain@raymondjames.com, or by phone, 756-2371.
We will wrap up the Smart Couples Finish Rich book at the June meeting. The next book will be announced at that time. Please bring your spouse, partner, or friend! I hope to see you there.', 'Michelle Chastain', '423-756-2371', 'michelle.chastain@raymondjames.com', '32h', '6/7/2005', '7/01/2005', 'Chattanooga', '30y8', ''); sem[num] [14] = new Array('6/30/2006/6:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('CO', 'How to Organize Your Life', 'Eric Johnson', 'Michael D. Sutter - Regional Vice President - Mainstay Funds
Eric Johnson - Wealth Management Specialist - Raymond James Financial Services', 'At a Restaurant in Niwot, Colorado. TBA.
Please call 303-494-0397 for details.', 'How to Organize Your Life. What Every Overworked, Harried Investor Should Know.', 'Eric Johnson', '303-494-0397', 'Eric.M.Johnson@RaymondJames.com', '6YA', '7/13/2005', '08/12/2005', 'Boulder', '7570', ''); sem[num] [14] = new Array('August 11th, 2005 11:30 A.M. ', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'Chartered Financial Analyst
CERTIFIED FINANCIAL PLANNERTM
Vice President, Investments', 'Harry’s Steakhouse
5664 Brecksville Rd. Rt 21
Independence Ohio
***Near the Goodyear sign***', 'Charting Your Journey to Retirement freedom is a seminar program packed with eye-opening facts & insights from nearly thirty years of research and study.', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '7/20/2005', '8/17/2005', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wednesday, August 17', '7pm Dinner served', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', 'Bonus: Ten ways people sabotage their retirement plans', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('IN', 'Antique Road Show / Bringing Order to Chaos', 'Brian J. Reeves', 'JC Beck, Antique Appraiser; Tait Lane, WM Regional Vice President; Brian Reeves, Financial Advisor', 'Noblesville, Indiana on the corner of Highway 32/38/Conner Street and 8th Street. Caddy corner Southwest of the town Square.', 'We all live in a chaotic world. Concerns about the economy, corporate scandals and war dominate our headlines these days. No where is this chaos more apparent than with your financial well being. However, no matter how chaotic life is, setting goals is a commitment you make to yourself. As investment professionals, helping you to understand and achieve your financial goals is a commitment we make to you.', 'Brian Reeves', '317-776-6999', 'Brian.Reeves@raymondjames.com', '7me01', '8/1/2005', '11/10/2005', 'Noblesville', '6827', ''); sem[num] [14] = new Array('September 13, 2005 / 5:30 p.m.', 'November 10, 2005 / 5:30 p.m.', '', '', ''); sem[num] [15] = new Array('Chaos', 'Order', 'Solutions', 'Professional Money Management', 'Wealth Management', 'Complimentary Antique Appraisel'); sem[num][16] = 'rjfs';
sem[++num] = new Array('AL', 'SENIOR MOMENTS', 'Gene Pospicil CFP® CFPC®', 'Senior Managing Member, FSG ', 'Holiday Inn in Madison, Alabama. Wall Triana Highway and Highway 20.', 'Your $50 registration fee will cover breakfast, lunch, all materials, and eight (8) hours of CE credit (including 2 hours of A&A) as approved by the Alabama State Board of Accountancy.
The program will include presentations and discussion on:', 'Gene Pospicil', '256-705-0300 ', 'gene.pospicil@raymondjames.com', '7MN', '8/2/2005', '09/02/2005', 'Madison', '72K8', ''); sem[num] [14] = new Array('September 1, 2005 8:30 a.m. to 5:00 p.m.', '', 'Registration fee made payable to Financial Strategies Group, LLC, due no later than Friday August 26th', '', ''); sem[num] [15] = new Array('Long-Term Care Planning', 'Protecting your assets with EIA', 'Generating income from annuities', 'The Alabama Advantage for retirees', 'Facing Alzheimers disease', 'Two hours of accounting and auditing'); sem[num][16] = 'rjfs';
sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc.
Registered Investment Advisor
Randy Neumann, CFP®,
Amy Harrison, Financial Advisor', '', 'Bergen County Law & Public Safety Institute- Police, Fire & EMS Academies
281 Campgaw Road
Mahwah, NJ
Room #222
Bergen Community College
40 Paramus Road
Paramus, New Jersey
Main Campus', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form.
Cost - $45.00', 'Randy Neumann, CFP®', '201-291-9000', 'randy@randyneumann.com', '60G', '8/8/2005', '10/18/2005', 'Paramus', '6411', ''); sem[num] [14] = new Array('Wednesdays, September 7, 14, 21, 28 (Mahwah)', 'Tuesdays, October 18, 25; November 1 and 8', 'or', 'Thursdays, October 20, 27; November 3 and 10 (Paramus)', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NJ', 'Ten Ways To Plan For Wealth', 'Jim Kelleher', 'Financial Advisor', 'Boscov’s Department Store, Moorestown Mal
l 38 & Lenola Road,
Moorestown, NJ 08057', 'Attendees will learn how to develop and structure a proper wealth plan.', 'Aimee Baehr', '856-853-0400', 'aimee.baehr@raymondjames.com', '7KY', '8/25/2005', '09/22/2005', 'Thorofare', '72C0', ''); sem[num] [14] = new Array('Sept 6th- 2:00 p.m.', 'Sept 21st- 7:00 p.m.', '', '', ''); sem[num] [15] = new Array('How to have a long-term plan reach your goals', 'Why do I need a professional?', 'Should I use a margin?', 'How often should I update my plan?', 'Emotions vs. Logic', 'Why Diversify?'); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Building Wealth in Today’s Economy', 'William M. Prebel', 'William Prebel is a CERTIFIED FINANCIAL PLANNERTM and a CHARTERED FINANCIAL ANALYST with more than fourteen years investment and financial planning experience.', 'Harry’s Steakhouse
5664 Brecksville Rd.
Rt 21
Independence, Ohio
***near the Goodyear sign***', '', 'Linda Miles', '216-241-1920 x246', 'bill.prebel@raymondjames.com', '36D', '8/29/2005', '09/20/2005', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Tuesday, September 20, 2005 - 6:30 p.m.', '', '', '', ''); sem[num] [15] = new Array('Managing risk in uncertain times', 'Maximizing growth opportunities', 'Properly diversifying assets', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('TX', 'Smart Women Finish Rich', 'Marrk Morgan', 'Marrk Morgan, Owner/Branch Manager, and Dan Porter, Owner/Financial Advisor - long-time business partners since 1977, offer a wide array of services and investment products and specialize in retirement and estate planning, wealth accumulation, higher education funding and long-term care funding. Cheri Measom, a new Associate of Raymond James/Porter Morgan with 20 years of investment experience, is a licensed "Smart Women Finish Rich" instructor with extensive experience in financial planning, investment products and personalized attention to client needs.', 'Super Suppers
952 Melbourne Road
Hurst, Texas 76053
(Adjacent to Northeast Mall)', '"Smart Women Finish Rich" is an educational seminar that provides 7 steps to help you plan for financial security and seek your dreams. You’ll learn how to:', 'Carole Crawford', '817-281-7964', 'carole.crawford@raymondjames.com', '59M', '8/29/2005', '10/10/2005', 'North Richland Hills', '4674', ''); sem[num] [14] = new Array('10/11/2005 - 7:00 p.m. to 8:30 p.m.', '', '', '', ''); sem[num] [15] = new Array('Put your money where your values are.', 'Figure out where you stand financially.', 'Discover the power of the "latte factor."', 'Practice the three-basket approach to personal finance.', 'And much more.', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TX', 'Smart Women Finish Rich', 'Daniel D. Porter', 'Dan Porter, Owner/Financial Advisor, and Marrk Morgan, Owner/Branch Manager - long-time business partners since 1977, offer a wide array of services and investment products and specialize in retirement and estate planning, wealth accumulation, higher education funding and long-term care funding. Cheri Measom, a new Associate of Raymond James/Porter Morgan with 20 years of investment experience, is a licensed "Smart Women Finish Rich" instructor with extensive experience in financial planning, investment products and personalized attention to client needs.', 'Super Suppers
952 Melbourne Road
Hurst, Texas 76053
(Adjacent to Northeast Mall)', '"Smart Women Finish Rich" is an educational seminar that provides 7 steps to help you plan for financial security and seek your dreams. You’ll learn how to:', 'Carole Crawford', '817-281-7964', 'carole.crawford@raymondjames.com', '59M', '8/29/2005', '10/10/2005', 'North Richland Hills', '4667', ''); sem[num] [14] = new Array('10/11/2005 - 7:00 p.m. to 8:30 p.m.', '', '', '', ''); sem[num] [15] = new Array('Put your money where your values are.', 'Figure out where you stand financially.', 'Discover the power of the "latte factor."', 'Practice the three-basket approach to personal finance.', 'And much more.', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TX', 'Smart Women Finish Rich', 'Cheri Measom', 'Cheri Measom, an Associate of Raymond James/Porter Morgan with 20 years of investment experience, is a licensed "Smart Women Finish Rich" instructor with extensive experience in financial planning, investment products and personalized attention to client needs. Dan Porter, Owner/Financial Advisor, and Marrk Morgan, Owner/Branch Manager - long-time business partners since 1977, offer a wide array of services and investment products and specialize in retirement and estate planning, wealth accumulation, higher education funding and long-term care funding.', 'Super Suppers
952 Melbourne Road
Hurst, Texas 76053
(Adjacent to Northeast Mall)', '"Smart Women Finish Rich" is an educational seminar that provides 7 steps to help you plan for financial security and seek your dreams. You’ll learn how to:', 'Carole Crawford', '817-281-7964', 'carole.crawford@raymondjames.com', '59M', '8/29/2005', '10/10/2005', 'North Richland Hills', '60G2', ''); sem[num] [14] = new Array('10/11/2005 - 7:00 p.m. to 8:30 p.m.', '', '', '', ''); sem[num] [15] = new Array('Put your money where your values are.', 'Figure out where you stand financially.', 'Discover the power of the "latte factor."', 'Practice the three-basket approach to personal finance.', 'And much more.', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('SC', 'Key to Asset Allocation', 'Michael J. West', 'Michael J. West is Vice President, Investments and conducts client seminars on a monthly basis.', 'Stax Peppermill
30 Orchard Park Drive
Greenville, SC 29615
864-288-9320', 'A year in review and how to properly utilize asset allocation.', 'Michael West', '864-370-2050', 'michael.west@raymondjames.com', '33L', '9/15/2005', '11/05/2005', 'Greenville', '34H0', ''); sem[num] [14] = new Array('November 3, 2005 6:00 to 8:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('Asset Allocation', 'Trading Range Markets', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('MI', 'Long-Term Care Planning', 'Darlene L. Cress', '', 'Watermark Country Club
1600 Galbraith SE
Grand Rapids, MI 49546
616-949-0570
just 1 1/2 miles east of I-96 off Cascade Road', '', 'Alicia Geddes', '616-974-3003', 'alicia.geddes@raymondjames.com', '35Q', '9/27/2005', '11/18/2005', 'Grand Rapids', '30f7', ''); sem[num] [14] = new Array('November 16th 6:30 p.m.', 'November 17th 2:30 p.m.', 'November 17th 6:30 p.m.', '', ''); sem[num] [15] = new Array('Long-term care planning', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William Prebel is a Chartered Financial Analyst and a CERTIFIED FINANCIAL PLANNERTM, professional. He has served individuals with investment and financial planning needs for over thirteen years.', 'Cleveland Hilton South
6200 Quarry Lane
Independence, Ohio
I-77 & Rockside Road interchange', 'Will you be an "Ageless Explorer"? Discover the answer and learn how to make your retirement dream a reality at the powerful new Lifecourse Navigation seminar.', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '10/18/2005', '11/11/2005', 'cleveland', '30Q0', ''); sem[num] [14] = new Array('Saturday, November 12
9:00 a.m.', '', '', '', ''); sem[num] [15] = new Array('How to navigate toward your own unique retirement dream', 'What obstacles might be in your way and how to avoid them', 'The secrets to successful aging', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('AL', 'Continuing Professional Education Program for Accounting Professionals', 'Gene Pospicil', '', 'Radisson Inn
6000 Memorial Parkawy SW
Huntsville, AL 35802
256-882-9400', 'Our next continuing education program will be held at the Radisson Inn on December 8th. We will convene at 8:30 a.m. and be out by 5:00 p.m. Your $50 registration fee will cover breakfast, lunch, all materials and eight (8) hours of CE credit (including 2 hours of A & A) as approved by the Alabama State Board of Accountancy.', 'Tim Dunn
', '256-705-0300', 'gene.pospicil@raymondjames.com', '7mn', '10/24/2005', '12/09/2005', 'Huntsville', '72k8', ''); sem[num] [14] = new Array('December 8, 2005
8:30 a.m. to 5:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('Asset Management', 'CPE Advisory Council ', 'Charitable Gifting', '2006 Economic Forecast', 'Year End tax Planning Strategies for 2005', 'Two hours of accounting and auditing'); sem[num][16] = 'rjfs';
sem[++num] = new Array('AL', 'What Lies Ahead - An Economic Forecast for 2006', 'Gene Posipicil', 'Scott Brown is chief economist within the Equity Research Department at Raymond James & Associates, Inc., member New York Stock Exchange/SIPC, a wholly-owned subsidiary of Raymond James Financial, Inc. (NYSE-RJF).
Prior to joining Raymond James in 1993, Dr. Brown was a manager of economic research at Pacific First Bank, Seattle, and had previously been director of research at First Imperial Advisors. He has also worked as an economist with San Diego Gas & Electric.
Dr. Brown graduated with a bachelor’s degree in mathematics from the University of California, Irvine in 1978. He then graduated from the University of Illinois with a master’s degree in statistics. In 1986, he completed his schooling with a doctorate in economics from the University of California, San Diego.
Dr. Brown has taught at the University of Illinois, the University of California at San Diego and San Diego State University. He is a member of the American Economic Association and the National Association for Business Economics. He also serves on the Governor’s Council of Economic Advisors for the state of Florida and is a member of the Economic Advisory Council of the American Bankers Association.', 'Huntsville Museum of Art 300 Church Street Huntsville, Al. 35801 256.535.4350', '', 'Timothy Dunn', '256-705-0300', 'timothy.dunn@raymondjames.com', '7mn', '11/15/2005', '12/09/2005', 'Huntsville', '72k8', ''); sem[num] [14] = new Array('Dec. 8, 2005 7:00 p.m. to 9:00 p.m.', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', '2006 Analysts’ Best Picks Overview', 'Mark B. Ruleman', 'Mark B. Ruleman, Branch Manager and Registered Investment Advisor Representative, and Jim Derych, Certified Financial PlannerTM with Wealth Solutions, LLC, with more than 20 years combined experience will provide market overview.', 'Crescent Club of Memphis
6075 Poplar Ave. 9th Floor
at the intersection of Ridgeway and Poplar, just east of I-240.
901-684-1010', 'Dave Henwood, Chief Investment Officer for Raymond James & Associates, will be available to discuss the 2006 list via live conference. Attendees will be invited to ask questions about the list members and the economic environment.', 'Laura Chambers', '901-680-8229', 'laura.chambers@raymondjames.com', '7ma', '11/28/2005', '12/17/2005', 'Memphis', '72h3', ''); sem[num] [14] = new Array('Thursday, December 15th, 3:00 p.m. to 5:00 p.m.', 'Friday, December 16th, 8:30 a.m. to 10:00 a.m.', '', '', ''); sem[num] [15] = new Array('2006 Analysts’ Best Picks', 'Investment Overview', 'Financial Planning', 'Asset Allocation', 'Alternative Investments', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('OH', 'Charting your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel CERTIFIED FINANCIAL PLANNER and CHARTERED FINANCIAL ANALYST offers over fifteen years retirement planning experience, with particular expertise in lump sum retirement plan distributions.', 'Doubletree Hotel
6200 Quarry Lane
Independence, Ohio
Located at the I-77 and Rockside Road interchange ', '', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '1/13/2006', '02/08/2006', 'cleveland', '30Q0', ''); sem[num] [14] = new Array('Wednesday, February 8', '7:00 p.m.', '', '', ''); sem[num] [15] = new Array('Understand and capitalize on the longevity revolution', 'Recognize the impact of a longer life and prepare for it', 'Envision your future and explore steps to plan for it.', 'Retirement planning strategies', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('OH', 'Lifecourse Navigation – Charting Your Journey to Retirement Freedom', 'William M. Prebel', 'William M. Prebel
CHARTERED FINANCIAL ANALYST and CERTIFIED FINANCIAL PLANNER.
Mr. Prebel has spent more than fourteen years assisting individuals with retirement planning, including 401(k) lump sum distribution analysis and lifetime income planning.', 'Harry’s Steakhouse
Route 21
Brecksville Road
Independence, Ohio', 'Advances in medical science and healthier lifestyles mean you could live to be 100. What will you do with those extra years? Will you have the income to sustain your lifestyle? What kind of retirement do you dream of?', 'Kristin Lutrell', '216-241-1920 x243', 'bill.prebel@raymondjames.com', '36D', '2/7/2006', '03/07/2006', 'Cleveland', '30Q0', ''); sem[num] [14] = new Array('Wednesday, March 8', 'Dinner served at 6:30 p.m.', '', '', ''); sem[num] [15] = new Array('Developing a lifetime income', 'Properly diversifying your assets', 'Reducing risk in uncertain times', 'Navigating toward your own unique retirement dream', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('TN', 'Medicare 2006: Introduction to Part D', 'Mark B. Ruleman', 'Mark B. Ruleman and Jim D. Derych, CFP®', 'Crescent Club of Memphis
6075 Poplar Avenue
9th Floor', 'Get the answers to questions about the new Medicare prescription drug benefit.', 'Laura Chambers', '901-680-8229', 'laura.chambers@raymondjames.com', '7ma', '2/13/2006', '03/09/2006', 'Memphis', '72h3', ''); sem[num] [14] = new Array('Wednesday, March 8th, 9:00 to 10:00 a.m.', 'Wednesday, March 8th, 1:00 to 2:00 p.m.', '', '', ''); sem[num] [15] = new Array('Medicare Part D', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('NJ', 'Financial Strategies for Successful Retirement', 'Randy Neumann & Associates, Inc.
Registered Investment Advisor
Randy Neumann, CFP™, Joe Coniglio, Financial Advisor', '', 'Bergen Community College
40 Paramus Road
Paramus, New Jersey
Main Campus
Bergen County Law &
Public Safety Institute
Police, Fire &
EMS Academies
281 Campgaw Road
Mahwah, NJ
Room #201/202', 'This four-session course introduces the concepts and practices that will help make your retirement years comfortable. We’ll discuss what you should know about: investments, long-term health care, Social Security, Medicare, estate planning, lifestyle issues, pension options, and the Nobel Prize winning Modern Portfolio Theory. Each participant receives a workbook, personal data form, and a Social Security audit form. Cost is $45.00', 'Randy Neumann, CFP™', '201-291-9000', 'randy@randyneumann.com', '60G', '2/24/2006', '04/26/2006', 'Paramus', '6411', ''); sem[num] [14] = new Array('Tuesdays, March 21, 28; April 4, 11', 'or', 'Thursdays, March 23, 30; April 6, 20 (Paramus)', 'Wednesdays, April 26; May 3, 10, 17(Mahwah)', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('SC', 'Socially Responsible Investments', 'Brandon R. Cabaniss', '"Investing to make a difference"', 'Garner´s Natural Market & Cafe
McAlister Marketplace
60 Atrium Drive
Greenville, SC', '', 'Brandon R. Cabaniss', '864-255-4574', 'brandon.cabaniss@raymondjames.com', '33L', '5/15/2006', '05/25/2006', 'Greenville', '14a8', ''); sem[num] [14] = new Array('May 25, 2006 5:30pm to 7:00pm', '', '', '', ''); sem[num] [15] = new Array('', '', '', '', '', ''); sem[num][16] = 'rja';
sem[++num] = new Array('TN', 'Raymond James’ 3rd Quarter Investment Policy Committee Report', 'Mark B. Ruleman', 'Mark B. Ruleman, Branch Manager, will host conference call with Dr. Scott Brown, Chief Economist for Raymond James and Associates', 'Crescent Club of Memphis
6075 Poplar Ave. 9th Floor
Memphis, TN 38119
', 'Dr. Scott Brown will give an overview of economic and market conditions and discuss the Raymond James 3rd Quarter Investment Policy Committee Report.', 'Laura Chambers', '901-680-8229', 'laura.chambers@raymondjames.com', '7ma', '7/11/2006', '07/22/2006', 'Memphis', '72h3', ''); sem[num] [14] = new Array('Thursday, July 20th 3:00 to 5:00 p.m.', 'Friday, July 21st 8:30 to 10:00 a.m.', '', '', ''); sem[num] [15] = new Array('Asset Allocation', 'Portfolio Management', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', 'Raymond James’ 3rd Quarter Investment Policy Committee Report', 'Mark B. Ruleman', '', 'Crescent Club of Memphis 6075 Poplar Avenue. 9th Floor Memphis, TN 38119', 'We will have a live conference call with one of Raymond James’ top strategists to discuss the most recent changes to the firms asset allocation recommendations.', 'Laura Chambers', '901-680-8229', 'laura.chambers@raymondjames.com', '7MA', '9/27/2006', '10/21/2006', 'Memphis', '72h3', ''); sem[num] [14] = new Array('October 19th 3:00 - 5:00 pm', 'October 20th 8:30 - 10:00 am', '', '', ''); sem[num] [15] = new Array('Asset Allocation', 'Portfolio Management', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', 'Long-Term Care Risks and Strategies', 'David Goldberg', 'Nina Gringerie, Senior LTC Consultant, Associates of Clifton Park. Nina has 17 years experience in the LTC business, the last seven years she has worked as a Senior Marketing Analyst with the Associates of Clifton Park – a national LTC insurance brokerage house, and six years, prior to that, as an agent for John Hancock.', 'At our office located at 905 Harpeth Valley Place, Nashville, TN 37221', 'During this workshop you will learn to identify risks, what Medicare covers, what item(s) to look for in a good long-term care policy, and the new tax incentives Congress has provided..
Complimentary sandwich or salad will be provided at each session.', 'Liz Clay', '615-673-7795', 'liz.clay@raymondjames.com', '6UM', '7/25/2006', '08/04/2006', 'Nashville', '8999', ''); sem[num] [14] = new Array('Tuesday, August 1, 2006 at 6:00 p.m.', 'Thursday, August 3, 2006 at noon', '', '', ''); sem[num] [15] = new Array('Long-Term Care Risk and Strategies', '', 'See above', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('TN', 'Strategies to Preserve and Invest Your Money During Retirement In Uncertain Times', 'James Derych', 'Jim Derych, CFP®', 'Owen Brennan’s 6150 Poplar Avenue Memphis, TN 38119', 'This dinner seminar is designed to address senior america’s top concerns, including: How to potentially overcome low interest rates and volatile stock markets, how to potentially create income for the rest of your life, and have more confidence in your retirement plan.', 'Laura Chambers', '901-680-8229', 'laura.chambers@raymondjames.com', '7MA', '9/26/2006', '10/19/2006', 'Memphis', '72h3', ''); sem[num] [14] = new Array('Tuesday, October 10th at 6:00 P.M.', 'Thursday, October 12th at 6:00 P.M.', 'Wednesday, October 18th at 6:00 P.M.', '', ''); sem[num] [15] = new Array('Asset Allocation', 'Estate Planning', 'Financial Planning', 'Retirement Planning', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('MI', 'Friends and Finance Gathering', 'Mitchell McCann', 'Mitch will host Sanford "Sandy" Mall, founder and senior partner of Mall Malisow Firm, P.C. Holistic and Elder Care Attorneys in Farmington Hills. His expertise is in estate planning, elder law, and special needs planning and advocacy. Sandy Mall is not affiliated nor endorsed by Raymond James Financial Services, Inc', 'Farmington Hills Public Library 32737 W. Twelve Mile Rd., Farmington Hills, MI 48334 Refreshments provided ', 'Sandy Says "You not only have to know how the Medicare, Medicaid systems work, you also have to know how they fail". 90 minutes of powerful planning tips to protect yourself and your loved ones. A subject that is sure to be relevent in your life. Invite family and friends that may be concerned about the rules and regulations of Medicare and Medicaid.', 'Sharon', '248-488-9000', 'Sharon.Forgue@Raymondjames.com', '6FP', '10/10/2006', '11/01/2006', 'Farmington Hills', '6117', ''); sem[num] [14] = new Array('Wednesday, November 1, 2006', '10:00 - 11:30 am ', 'Meeting is free - but please call to reserve seats', '', ''); sem[num] [15] = new Array('The New Medicare and Medicaid Rules', 'Quality of Life and Quality of Care - Be Sure You Get Both!', '', '', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('AK', '"Family Limited Partnerships & Other Sophisticated Estate Planning Techniques"', 'Vonna K. Husby', 'Michael J. Cavaliere, Attorney at Law, Hompesch & Evans', '301 Cushman Street, Suite 100 Fairbanks, AK 99701', 'This workshop is designed to address the pros and cons of family limited partnerships versus other estate planning strategies such as community property and qualified personal trusts.', 'Elizabeth Cogan', '907-374-9270', 'elizabeth.cogan@raymondjames.com', '7HB', '10/18/2006', '10/26/2006', 'Fairbanks', '71k8', ''); sem[num] [14] = new Array('Wednesday, October 25, 2006 - Noon to 1:30 pm', '', '', '', ''); sem[num] [15] = new Array('Family Limited Partnerships', 'Estate Planning', 'Community Property', 'Qualified Personal Trusts', '', ''); sem[num][16] = 'rjfs';
sem[++num] = new Array('GA', 'Retirement Planning', 'Alan R Parker', 'Alan Parker has worked in the investment and financial services industry in the Atlanta area for more than 25 years. Alan offers a comprehensive range of investment and financial planning services for both individual and corporate investors. His area of expertise is in retirement planning and he teaches educational seminars on this topic to individuals and corporations including AT&T and BellSouth.', 'Thursday - Northlake Parkway Area Saturday - Cobb Galleria area Please call for details.', 'Free retirement planning seminar for retirees and those considering retirement. ', 'Bob Cutcliff', '404-467-1231', 'Tania.Ackerman@RaymondJames.com', '6XR', '3/2/2007', '03/16/2007', 'Atlanta', '7732', ''); sem[num] [14] = new Array('Thursday, March 15, 2007 - Reception at 5:30 pm - Seminar at 6 pm - 8 pm', 'Saturday, March 17, 2007 10 am - Noon', '', '', ''); sem[num] [15] = new Array('Why the 3 years before and after you retire are so important. ', 'How to take company stock out of a 401k at a low tax rate.', 'Rolling your pension plan into an IRA or taking it in a lump sum.', 'How to withdraw IRA & Pension dollars without 10% penalty after early.', 'How to take 401k distributions while still working.', 'How your will can help your estate planning.'); sem[num][16] = 'rjfs';