It all begins with a discussion. We'll listen carefully to your goals and concerns, using what you share with us to guide every decision we make. After fully understanding your financial and personal situation, we will develop a road map using our experience and state-of-the-art planning tools to pursue your goals.


The Brechnitz Group knows that because no two investors are alike, we will recommend an overall asset allocation based on our initial interview and our overriding philosophy … never take more risk that you have to in order to achieve your goals. Your initial investment and allocation plan will include every asset class that is appropriate. This may include utilizing our experienced fixed income group to build a custom taxable or tax-free income portfolio, a complex equity strategy including diversifying concentrated equity positions, or other executive services. Additionally, The Brechnitz Group CorePlus Portfolio has three customized asset allocation models. We'll assist you in selecting a conservative, balanced or growth strategy based on your financial objectives, time horizon and risk tolerance.


According to the agreed-upon initial asset allocation and financial plan, your portfolio is implemented and a periodic review schedule is established. Based on your situation, your portfolio may be built utilizing a blend of individual fixed-income securities and our CorePlus Models. Your assets will be invested in two core mutual funds from BlackRock and American Funds, chosen for their exemplary management and performance. Combining these funds allows us to build a foundation for the portfolio with investments that complement each other and create the potential for a better rate of return. The “plus” component of the CorePlus model utilizes exchange-traded funds*, open- and closed-end funds to enhance the core positions.


Change is part of life and must be considered in a successful portfolio. Your plan is a fluid process that is updated and adjusted as time, market conditions and your life circumstances reveal more clarity in reaching your goals. In the review process, we will continue to inquire into life events that shape and change the course of your plan. By coordinating our efforts with your accountants, attorneys and other outside advisors, we can help simplify and streamline all your financial-related matters while ensuring that no detail is left unattended.

*Investors should carefully consider the investment objectives, risks, charges and expenses of exchange-traded funds, BlackRock funds and American Funds before investing. The prospectuses contain this and other information about these funds. The prospectuses are available from our office and should be read carefully before investing. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.