We offer an extensive range of financial services that goes beyond what you might expect from the typical wealth advisor. You can count on us for practically any financial need you encounter. It's this commitment to a comprehensive, holistic approach that allows us to provide the highest level of service and convenience for addressing the multifaceted life you lead.

Managing your wealth

Addressing the complexities that often accompany the management of wealth requires prudent guidance, a disciplined approach, and access to a diverse range of financial solutions. The comprehensive wealth management services we offer extend well beyond typical investment management – to fully serve you and your family.

Retirement planning

Preparing for the most significant milestone in your life is vitally important, but we believe you shouldn’t have to take any more risk than necessary to achieve your retirement goals. If your objectives can be met with a lower return, there is no need to have a higher-risk portfolio.

We will determine a target rate of return for you based on your goals, your retirement date and how much income you will likely require.

Once you begin your retirement, preserving your wealth and maintaining your high standard of living will likely be high priorities. We can create a plan for sustainable monthly distributions designed to preserve your principal, and assist you with important areas such as longevity planning, required minimum distributions, tax planning, account titling and beneficiaries, multigenerational wealth transfer and charitable giving.

Learn more.

Monthly distributions are subject to market conditions.

Comprehensive financial planning

There’s much more to your life than simple transactions and returns. Similarly, there’s more to financial planning than just a portfolio and a retirement strategy. You have many things to plan for now, and in the future, so we look at financial planning through a wide lens, and we develop strategies designed to keep you comfortable in the present while helping you reach your near- and long-term goals.

Services for corporate executives

The rewards of providing uncommon vision and leadership can be significant, but with them often come unique challenges and risks, such as highly concentrated stock positions. We can help you meet your comprehensive financial needs by leveraging the diverse resources of Raymond James.

Executive Transactions:

  • ESOPs
  • Cashless stock option exercises
  • Rule 144 executions
  • 105b-1 sales plans
  • Hedging and monetization for concentrated equity positions
Services for business owners

As a business owner, you know all about hard work and commitment. You’ve overcome challenges and achieved milestones along the way. It’s only natural you’d want to associate with someone who possesses the same level of understanding when it comes to getting the financial advice and solutions necessary to take your business further.

We understand the challenges business owners often face and have helped many new, growing and mature businesses succeed. Most important, we recognize your business is unique. Working with you as a partner in your success, we’ll take the time to understand your goals and help you address a wide variety of needs, including:

  • Banking and Cash Management*
  • Business Lending*
  • Asset Management
  • Bonds and Mutual Funds
  • Insurance and Annuities
  • Key Person Insurance
  • Investment Banking
  • Retirement Plans
    • 401(k)
    • Profit Sharing
    • Pension
    • Simplified Employee Pension (SEP) Plans
    • Savings Incentive Match Plans for Employees (SIMPLE)
    • Defined Benefit Plans
  • Deferred Compensation Plans
  • Executive Benefits Planning

* Available through Raymond James Bank


Preserving your wealth

While you would like to see your portfolio grow, asset preservation and risk management take on added importance once you have reached a substantial level of wealth. Maintaining your living standards, providing for your family, mitigating taxes and safeguarding your assets are concerns that merit additional consideration. With our expertise and access to extensive resources, we can provide guidance on all these vital issues.

Asset allocation and wealth management

Asset allocation has been demonstrated to be the single most important determinant of overall investment performance and risk.* The right mix of asset classes also can help significantly reduce the volatility of one's portfolio. This is why we make asset allocation a key component of our investment strategy, selecting a mix of asset classes that reflects your objectives, time horizon and appetite for risk. Accordingly, we may recommend that your portfolio include U.S. equities, international equities, fixed income investments, alternative investments, cash and cash alternatives.

*Asset allocation does not ensure a profit nor protect against loss.

Tax planning

We take a tax-sensitive approach to financial planning and work with you and your CPA and tax attorney to mitigate the impact of taxes on your investments. By developing and implementing strategies to lessen current and future tax liabilities, we can enhance your prospects for meeting your financial objectives. In addition, prudent tax planning can be a significant factor in the amount of wealth you can someday transfer to your loved ones.

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. While we are familiar with the tax provisions of the issues presented herein, as financial advisors of Raymond James we are not qualified to render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

Insurance planning

Insurance can play a key role in preserving your wealth and providing for your family. Because insurance helps protect you from unexpected events, it can serve as an important layer of safety for you or your business. Raymond James provides a diverse range of quality insurance alternatives, including life insurance, long-term care insurance and annuities.

Concentrated equity strategies

A family's wealth is often concentrated in a single stock, either inherited or earned during a successful business career. If you fall into this category, there are many options beyond simply selling the stock. Although reducing the risk of a concentrated equity position can be complicated, we can provide a variety of solutions that can monetize, diversify or transfer the position while managing the tax implications.


Building your legacy

One of the most rewarding aspects of wealth is the opportunity to share it. Working with your legal and tax professionals, we can help develop a plan that enables you to maintain your lifestyle now while building a successful financial legacy for your future.

Estate planning

Whether it's providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, a well-crafted estate plan allows you to control your assets while passing your wealth on to your beneficiaries in an efficient manner that reflects your personal values. By working closely with you and your family, we can help you establish a financial tradition that can be passed on for generations.

Charitable giving

Charitable giving can not only assist the organizations of your choice, but also generate personal tax benefits and advance your overall wealth management plan. We can help you with solutions that include private family foundations, charitable trusts, charitable gift annuities, pooled-income funds and donor-advised funds.

College funding

Funding higher education for your children or grandchildren can be a most rewarding use of your wealth. We can help you provide for this opportunity with investment vehicles such as Coverdell education savings accounts, 529 college savings plans and specialized trust vehicles.