Throughout history, financial markets have created periods of uncertainty for investors. The rise and fall of the latest investment trends can change like the weather.

Just as the strength and stability of the ancient pyramids have stood the test of time for more than 5,000 years, our P3 Investment Process strives to provide confidence that your wealth management plan can weather any storm.

With its equilateral three-sided triangles, the pyramid has proven to be the most structurally stable shape in history. The Egyptians and Mayans understood the importance of its interlocking components, emanating from a strong base.

It inspired us to design our P3 Investment Process around the same elements – a sturdy base with vital interlocking elements. Our team members stand ready to apply more than 275 years of combined experience to build a well-designed path to your financial future.




The Brechnitz Group P3 Investment Process

Our proprietary P3 Investment Process helps us fulfill our mission for passionately helping to clarify your goals, conduct a personalized implementation of your customized plan, and monitor and refine your progress along the way.




1. Passionately clarifying your goals and legacy

It all begins with a discussion. We’ll listen carefully to your goals and concerns, using what you share with us to guide every decision we make. Everyone is unique in their family dynamics, financial scenario, how they define financial success, and their view on investment risk. We are passionate about this because we understand that the better we know you and what you want to accomplish, the more we can help.




2. Implementing your personalized wealth plan

We’ll assist you in designing a personalized strategy based on your financial objectives, time horizon and risk tolerance. The Brechnitz Group utilizes many portfolio management tools including Raymond James Freedom Portfolios, institutional money managers, and our own proprietary CorePlus Model Portfolio.

The CorePlus Portfolio has three customized asset allocation models. According to the recommended strategy, your assets will be invested in open and closed-end mutual funds and exchange traded funds chosen for their professional management and performance. Our team meets weekly to tactically discuss, analyze and manage the allocation of these models to create the potential for a better return and/or lower risk outcome.

One of the distinguishing skills that The Brechnitz Group possesses is their ability and commitment to manage fixed-income portfolios compared to most advisors who contract this to a packaged solution such as a mutual fund or outside manager.

Fixed income holdings are intended to typically represent your lower risk funds. In periods of equity market volatility, having a fixed-income portfolio created with less risk and designed for stability as the paramount priority can provide calm in the midst of the storm. We personally create an appropriate portfolio of bonds with your needs in mind, diversified for geographical, credit quality and maturity range.




3. Monitoring your plan’s progress and adjusting it accordingly

Change is part of life and must be considered in the successful management of a portfolio. Our team diligently monitors your progress towards meeting your dreams and goals. Additionally, we will inquire about your family and life events that can alter or change your objectives and/or time horizon. This progress monitoring is always considered in the context of current market conditions and risk.

We consider many vital questions: Has the market reached a level where we need to adjust equity exposure? Is the allocation moving? Do our price bands need to be adjusted? Should we add to our defensive positions? Where else do we see opportunities? Foreign bonds? Alternative investments? Managed futures?

While others in our industry may find this process excessively thorough, we believe these in-depth discussions are essential to addressing the economic issues at hand and ascertaining the prudent, timely actions they necessitate.

Learn more
ABOUT OUR PRINCIPLES



There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Investments or strategies mentioned may not be suitable for all investors. Past performance is not indicative of future results. The performance noted does not include fees or charges, which would reduce an investor’s returns

Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum-net-worth tests. Investors should consider the special risks with alternative investments including limited liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements.

Investors should carefully consider the investment objectives, risks, charges and expenses of exchange-traded funds, BlackRock funds and American Funds before investing. The prospectuses contain this and other information about these funds. The prospectuses are available from our office and should be read carefully before investing. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.

icon

Monitoring your plan’s progress and adjusting it accordingly.

Change is part of life and must be considered in the management of your portfolio. We will inquire about your family and any life events that can alter your objectives and/or time horizon. We also give consideration to current market conditions, addressing the economic issues at hand and ascertaining the prudent, timely actions they necessitate.

icon

Implementing your personalized wealth plan.

We’ll assist in designing a plan based on your objectives, time horizon and risk tolerance, using Raymond James Freedom Portfolios, institutional money managers, and our proprietary CorePlus Model Portfolio. One of our distinguishing skills is our ability and commitment to manage fixed-income portfolios, which can help provide calm in the midst of market volatility.

icon

Passionately clarifying your goals and legacy.

Our team members stand ready to apply more than 275 years of combined experience to build a well-designed path to your financial future. We’ll listen carefully to your goals and concerns, using what you share with us to guide every decision we make. The better we know you and what you want to accomplish, the more we can help.

icon