The process we follow for building your portfolio gives us a structured way for moving forward and addressing your preferences, needs and the long-term goals you have for yourself, your family and your future.




Listen

It all begins with a discussion. We’ll listen carefully to your goals and concerns, using what you share with us to guide every decision we make.




Select

The Brechnitz Group CorePlus Portfolio has three customized asset allocation models. We’ll assist you in selecting a conservative, balanced or growth strategy based on your financial objectives, time horizon and risk tolerance.




Invest

According to the recommended strategy, your assets will be invested in two core mutual funds from BlackRock and American Funds, chosen for their exemplary management and performance. Combining these funds allows us to build a foundation for the portfolio with investments that complement each other and create the potential for a better rate of return. The “plus” component of the CorePlus model utilizes exchange-traded funds*, as well as open-end and closed-end funds to enhance the core positions.




Enhance

Change is part of life and must be considered in a successful portfolio. Our team diligently monitors the movements of the financial markets and responds with tactical re-allocation strategies. As these adjustments can alter the proportions of asset classes over time, we then rebalance the CorePlus Portfolio’s asset allocation weekly based on our analysis of the markets.

We consider many vital questions: Has the market reached a level where we need to adjust equity exposure? Is the allocation moving? Do our price bands need to be adjusted? Should we add to our defensive positions? Where else do we see opportunities? Foreign bonds? Alternative investments? Managed futures? 

While others in our industry may find this process to be excessively thorough, we believe these in-depth discussions are essential to thoroughly addressing the economic issues at hand and ascertaining the prudent, timely actions they necessitate.



There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.

Alternative investments involve specific risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum-net-worth tests.

*Investors should carefully consider the investment objectives, risks, charges and expenses of exchange-traded funds, BlackRock funds and American Funds before investing. The prospectuses contain this and other information about these funds. The prospectuses are available from our office and should be read carefully before investing. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.