Providing the resources

you need for your company retirement plan


As we create our recommendations specifically for your company, we follow a measured approach to help us come to the unique investment options for your plan. A big part of this process involves forward-looking assumptions, asset allocation choices and selecting high quality and cost-efficient investments.

We also invite you to learn more about fi360 global fiduciary insights, which we believe are integral to upholding the responsibilities that come with managing a company plan.

Forward-looking Assumptions

Forward-looking capital market assumptions serve as the foundation for our institutional investment process and are based in part on passive, long-term market expectations. With Raymond James Asset Management Services (AMS), we develop forward-looking risk and return correlation assumptions for the asset classes to include in your portfolio.

Optimization and Refinement

Here, we adjust the asset allocation and analyze the unconstrained efficient portfolios that result from selected asset classes. Portfolios are designed to maximize returns at each level of risk, and we refine the allocations based on your investment policy and informed market judgment.

Portfolio Construction

We also search for high-quality and cost-efficient investments that have consistently compensated investors for risk taken. Only then do we begin to construct your company’s portfolio.

Past performance does not guarantee a profit nor protect against a loss.


Continuously reviewing each part of the process helps ensure we are providing an institutional-quality program and portfolio to help reach your company’s outlined goals.

“Someone’s sitting in the shade today because someone planted a tree a long time ago.”

– Warren Buffett