BRAD’s Financial Planning and Investment Management Process 

Our mission is dedicated to putting our clients and their financial well-being first. We aim to exceed client expectations and ensure their long-term financial success. Our specialized BRAD’s Financial Planning and Investment Management Process, coupled with our local proximity to our Raymond James international headquarters, offers high net-worth clients an attractive alternative to big brokerage firms and banks. We deliver superior service and results on a personal level.

    Since 1995, we continue to work hard to maintain the excellent reputation we have earned in the Tampa Bay market. We believe that the opportunity to build and grow our client base and assets has never been better.  Our clients, employees and their family’s well-being drive every decision our team makes.  

B asic Goals and Risk Tolerance – During the 1^st quarter we will contact our clients to review their basic goals and risk tolerances. Some of this may have changed from prior meetings and discussions. We hope to also review their 3 Year Goals from your responses to, “If we were meeting here 3 years from today and you were to look back over those 3 years to today, what would have to take place both personally and professionally for you to feel happy with your progress over those 3 years?” 

R etirement Cash Flow Analysis - During the 2^nd quarter, we hope to address a critical question for our clients future, “Am I going to be okay financially during my retirement cash flow?” We will run the numbers and show our clients how their retirement spending needs will affect their assets. 
 

A sset Allocation & Financial (Net Worth) Statement – During the 3^rd quarter we hope to assist our clients in updating their Asset Allocation and Financial (Net Worth) Statement. Over the years many of our clients have commented that staying organized using our Asset Allocation & Financial (Net Worth) Statement may be the most critical thing we do to help them relax and stay organized since they know exactly where they stand financially. 
 

D efensive Tax Strategies –During the 4^th quarter many clients, in working with their CPA’s, request a year-end summary of their realized short and long-term gains/losses and dividends paid from all of their investments for the year. We can also provide them with a complementary insurance analysis through the Raymond James Insurance Group as well as a trust and estate planning advice.
 

S ervice and Other – Throughout the year, it is our pride and pleasure to provide the proactive service our valued clients deserve. We will continually provide up-to-date information and practices that will maximize the client experience you receive. We aim to please your every request, so don’t ever hesitate to contact us regarding something we can do to make your lives easier. 
 

There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.

Brad Welch Financial Advisor & Branch Manager, RJFS Contact Us