Services

Complimentary Consultation

ConsultationDuring the initial consultation, an advisor will work with the client to determine their personal goals and requirements. To help the client to develop an investment strategy that’s right for them, we will explore:

• 3-year Personal & Professional Goals
• Investment Objectives
• Past Investment Experience
• Current Portfolio Allocation (if available)
• Risk Tolerance
• Retirement Timeframe
• Estate Planning Needs
• Insurance Needs

Customized Investment Proposal

ProposalUsing the information gained during the client’s complimentary consultation, we will draft an investment strategy personalized to the client’s unique goals and risk tolerance. We will present this proposal to the client during a second appointment and detail their specific recommendation for their portfolio. Once the client hasdecided to give us the opportunity to manage their portfolio, their dedicated New Business Coordinator will prepare the necessary transfer and account paperwork.

Advisory Team

To help satisfy the client’s unique financial planning requirements, we bring together some of the area’s best of breed professionals in following disciplines:

• Investment Management
• Mortgage Planning
• Estate Planning & Admin.
• Insurance Planning
• Tax Planning
• Life Insurance

Ongoing Communication

We believe that ongoing communication and current information is essential to the success of any individual investment strategy. We maintain frequent contact with our clients through:

• Monthly Account Statements
• Quarterly Performance Reports
• Online Account Access
• Educational Seminars
• E-Mail WF Market Snapshots
• Client Social Functions
• Regular “fireside chats”
• Various high-profile lecturesComplimentary

Confidentiality

All investor information is handled with the strictest concern for client confidentiality by meeting or exceeding the high standards of the securities industry. No information about the client’s finances, employment, or personal history will be released in either verbal or written form to anyone other than a member of our team and investment companies whose products are held in he client’s portfolio.

• Financial plan development and implementation, including a comprehensive short, intermediate, and long-term financial plan and implementation strategy
  
• Investment recommendations covering asset allocation, investment vehicles, and timing
  
• Customized portfolio objective setting and reviews
  
• Asset allocation strategies
  
• Personalized investment programs
  
• Ongoing due diligence on all investments
  
• Unbiased investment manager evaluation
  
• Administration processing
  
• Investment manager intermediary
  
• Timely portfolio review, performance, reporting and communications
  
• Tax sensitive investment advice
  
• Client education and topical information updates
  
• Periodic investment reviews
  
• Annual financial planning update
  

• Asset Allocation - Asset allocation versus diversification - what's the difference?
• Asset Management - Discover the benefits of professional asset management.
• Estate Planning - Peace of mind takes planning.
• Financial Planning - Your financial future is important. Don't trust it to just anyone.
• Mutual Funds - Your purchasing power at work.
• Retirement Planning - In today's rapidly changing world, retirement planning has never been more challenging. Working with a financial advisor to map a comprehensive, thoughtful retirement strategy and keep it on track is essential to your future well-being.
• Stocks - How do stocks fit into my financial plan?
• College Planning - What will it take to deliver the dream?
• Bonds - Are bonds right for you?
• Mortgage Center - Innovative residential financing options for our investor clients.
• Identity Theft - The more you know about identity theft, the better you can protect yourself.
• 401(k) - What to expect from your 401(k) advisor.
• Insurance and Annuities - Preparing for the unexpected may start with quality insurance alternatives.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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